10月10日下午，市委财经委员会召开会议，听取全市固定资产投资和重点项目推进情况以及提振消费工作汇报， 审议通过有关文件，研究部署下一步工作。市委书记、市委财经委员会主任孟景伟主持会议并讲话。市长、市委 财经委员会副主任张君毅，市委副书记廖强及市委财经委员会成员出席会议。 会议指出，投资是经济增长的重要引擎，既事关当下更事关长远，必须一抓到底、常抓不懈。要坚持全市"一盘 棋"，抢抓黄金期、大干四季度，全力以赴完成年度投资目标任务。要压实项目工作责任，坚持领导领衔包保、属 地主体、部门主管，完善"5+1+N"等重大项目推进机制，强化工作督导，对项目工作进度严重滞后的要提醒约 谈。要加强工作调度，抓好清单化管理、工作衔接联动，推动在手项目尽快开工、加快建设，形成更多实物工作 量。要加强工作创新，探索项目投融资新模式，创新好房子建设新路径，以创新助力各项工作提升质效。要做好 工作谋划，用足用好上级政策，加强项目谋划及要素保障，提高储备项目转化实施率。要加大招商引资力度，做 好制造业投资项目入规纳统，切实增强发展动能。 会议强调，要坚持有效市场与有为政府相结合，千方百计提振消费、扩大内需。要优化消费供给，立足新消费浪 ...

Core Insights - Lanzhou Bank reported a revenue of 2.037 billion yuan for Q1 2025, a year-on-year increase of 3.26%, and a net profit of 559 million yuan, up 2.36% from the previous year [1] - The bank's total assets exceeded 490 billion yuan, reaching 492.69 billion yuan, with a growth of 1.32% since the beginning of the year [1] - The bank's loan issuance increased by 7.18% to 262.99 billion yuan, marking the largest growth in five years [1] Financial Performance - The bank's investment income showed significant growth, and asset quality was well-managed, with a non-performing loan ratio of 1.81%, down 0.02 percentage points from the beginning of the year [1] - The provision coverage ratio stood at 200.16%, and the cost-to-income ratio was 29.67% [1] Business Strategy - The bank is focusing on key areas such as private enterprises, major projects, real estate, and syndicate mergers and acquisitions to drive growth [2] - Efforts are being made to optimize deposit structures and manage interest rates to reduce costs [2] Corporate Banking - The bank supported 473 technology enterprises with a loan balance of 15.786 billion yuan, an increase of 29.62% since the beginning of the year [2] - Green loan balance reached 15.531 billion yuan, with a net increase of 3.13 billion yuan, reflecting a growth of 2.06% [2] Retail Banking - The total financial assets of personal customers reached 296.73 billion yuan, with an increase of 1.73% since the beginning of the year [3] - The bank launched various marketing activities to boost personal loans, resulting in a new mortgage issuance of 1.004 billion yuan [3] Inclusive Finance - The balance of inclusive small and micro loans was 14.698 billion yuan, with a growth rate of 6.55% [4] - The average interest rate for inclusive small and micro loans decreased by 44 basis points to 4.65% [4]

上海：今年力争全市首贷户新增2万户以上，无缝续 贷累计投放超1万亿元 3月26日，上海金融监管局印发《关于深化融资畅通工程 服务民营经济高质量发展的通知》（下称《通 知》），从加大信贷投入、坚持问题导向、突出服务重点、推进对外开放、加大政策供给、强化监管引 领六大方面提出20条举措，坚持"两个毫不动摇"，坚持金融服务实体经济的根本宗旨，旨在进一步促进 融资畅通，提升民营企业融资便利性。 据上海金融监管局介绍，2024年，该局实施"融资畅通"工程取得突出成效，引领普惠金融工作再上新台 阶。其中，普惠贷款保持增量扩面提质增效，贷款余额1.3万亿元，高于各项贷款增速7.2个百分点，综 合融资成本持续下降；率先将中型企业纳入无缝续贷范围，引导银行机构应续尽续加大续贷占比，连续 三年续贷投放额突破一万亿元；构建纾困融资长效机制，为暂时困难企业雪中送炭，全年投放纾困融资 5153亿元，为200多万人提供稳就业服务。 与此同时，《通知》还提出要加大政策供给，进一步优化民营企业融资环境。各金融机构要合理提高民 营企业不良贷款容忍度，建立健全民营企业贷款尽职免责机制。要明确不同类型业务履职标准，细化免 责正负面清单。对无确切证 ...