Core Insights - The article discusses the evolution of payment systems in the context of AI, highlighting a shift from traditional user-interface-based payments to AI-driven, context-aware transactions [2][3][14] - It emphasizes that AI is becoming a new economic participant, capable of understanding intent and executing transactions autonomously, which could redefine the internet economy [3][4][5] Group 1: AI Payment Evolution - The concept of "Embedded Payment 2.0" is introduced, where payments are triggered by AI understanding user intent rather than manual clicks [2][14] - AI is expected to act as an individual agent, managing tasks and making purchases autonomously, thus transforming the shopping experience into a more efficient process [5][6] - The traditional internet economy, which has been based on human interaction, is facing a paradigm shift as AI becomes a primary consumer of web content [7][9] Group 2: New Economic Models - The article outlines a potential transition from "attention economy" to "access measurement economy," where AI's content access could generate new revenue streams for content providers [7][10] - Companies like FluxA are working to bridge the gap between AI capabilities and existing economic structures, creating a network that allows AI to engage in economic activities legally [10][11] - The need for a new payment infrastructure that accommodates AI's unique operational characteristics is highlighted, with various companies exploring standards for AI payment protocols [12][17] Group 3: Future of Financial Services - The integration of financial services into AI's operational framework is anticipated, leading to a more seamless and personalized user experience [16][17] - Financial activities are expected to become more dynamic and context-aware, moving away from static products to real-time, personalized services [16] - The role of traditional financial institutions may evolve, with a shift towards AI and agents becoming the primary interface for financial transactions [16][17]