Core Insights - In 2025, the Huizhou Regulatory Bureau disclosed a total of 8 fines involving 6 banks, 3 insurance companies, and 16 related personnel, with a cumulative penalty of 4.345 million yuan [1] Banking Sector - Zhuhai Huaren Bank was fined a total of 1.2 million yuan, with individual fines of 300,000 yuan imposed on its Huizhou branches for serious violations of prudent operation rules in loan business [3][5] - Guangdong Longmen Rural Commercial Bank was fined a total of 950,000 yuan for violations, including 650,000 yuan for improper charging and 300,000 yuan for serious violations in loan operations [4][5] - Ping An Bank was fined a total of 950,000 yuan, with 350,000 yuan for its Huizhou branch and 600,000 yuan for another branch due to serious violations of prudent operation rules [5] - Industrial and Commercial Bank of China was fined 5,000 yuan for mismanagement leading to the loss of a financial license [6] - Guangfa Bank was fined 200,000 yuan for serious violations in loan business [7] - Shanghai Pudong Development Bank was fined 350,000 yuan for serious violations in credit business [8] Insurance Sector - Sunshine Property Insurance was fined 160,000 yuan for refusing to fulfill compensation obligations as per the insurance contract [9] - Fude Life Insurance was fined 120,000 yuan for falsely listing expenses, with an additional 20,000 yuan penalty for its insurance department manager [10][11] - China People's Property Insurance was fined 340,000 yuan for untrue financial data, with a 50,000 yuan penalty for its branch manager [12]

更早的2023年6月，中宏人寿总公司曾因三重违规被上海银保监局重罚：包括2020年四季度偿付能力报 告数据不真实；2020年至2021年上半年财务数据不真实；以及保险资金投资基础设施项目独立监督人不 符合条件等问题，合计被罚80万元。 此外，今年3月，中宏人寿四川分公司因"给予投保人保险合同约定以外的利益"及"未按规定履行对代理 人行为管理的职责"等问题，被警告并罚款17万元，相关责任人也受到相应处罚。 采写：南都·湾财社记者 罗曼瑜 近日，国家金融监督管理总局深圳监管局公布的行政处罚信息显示，中宏人寿保险有限公司深圳分公司 因"财务数据不真实"问题，被处以50万元罚款，时任相关责任人严毅被给予警告并罚款10万元，合计罚 金60万元。 | | | 深圳金融监管局行政处罚信息公示表 | | | | --- | --- | --- | --- | --- | | 序号 | 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定 机关 | | 1 | 中宏人寿深 圳分公司及 相关责任人 | 财务数据不真实 | 对机构罚款50万 元,对严毅给予 警告并罚款10万 元。 | 深圳金融 监管局 | 公开资料显示 ...