批复要求，中国邮政集团有限公司应严格遵守保险代理有关法律法规，接受金融监管总局及其派出机构监管，不断提升代理保险业务管理能力，建立代理保 险业务防火墙，切实保护金融消费者合法权益。 11月24日，国家金融监督管理总局发布批复，同意中国邮政集团有限公司经营保险代理业务，代理险种范围为：机动车辆保险、企业财产保险、家庭财产保 险、货物运输保险、船舶保险、工程保险、特殊风险保险、农业保险、责任保险、信用保险、保证保险、人寿保险、年金保险、健康保险、意外伤害保险， 代理保险业务的营业网点范围为代理营业机构。 （国家金融监督管理总局） ...

本报讯 （记者冷翠华）记者从中国人寿集团了解到，该集团及旗下子公司持续做好普惠金融大文章， 围绕重点保障群体、中小微企业发展以及乡村振兴等关键领域，切实增强金融服务的多样性、普惠性、 可及性。 目前，中国人寿集团旗下子公司中国人寿保险股份有限公司（以下简称"中国人寿"）已经开发的具有普 惠性质的保险产品包括大病保险、长期护理保险、城市定制型商业医疗保险、税优健康保险、税延养老 保险、专属商业养老保险以及意外伤害保险等，为广大人民群众提供丰富、多样的普惠性质的保险保 障。数据显示，中国人寿当前已参与承办200多个大病保险项目、140多个城市定制型商业医疗保险项 目，并推出首款长期失能收入损失险，切实发挥保险主责主业特长，为人民美好生活保驾护航。中国人 寿集团旗下子公司中国人寿财产保险股份有限公司（以下简称"国寿财险"）针对退役军人医疗保障，推 出"惠军保"项目，自2022年以来，已累计为超1827万人次退役军人及其亲属提供风险保障近61万亿元， 有力缓解了患病退役军人家庭的经济负担；针对一线职工，推出"惠工保"项目，已为全国近130万职工 及其亲属提供风险保障超3.8万亿元。 数据显示，2025年前三季度，国寿 ...

继车险、人身险之后，非车险"报行合一"政策已于11月1日正式落地。这一政策的实施，将对整个 行业产生深远影响，深刻重塑竞争格局。 我国保险市场发展尚不成熟，与世界发达国家仍有差距，发展中的问题需在发展中解决。最大诚信 原则是保险公司立身之本，不能搞急功近利短期行为，不能以追求"规模和速度"而与政策背道而驰牺牲 行业形象。国家决不允许金融出半点混乱，决不允许破坏金融大厦根基，哪怕是侵蚀一点点也不行。若 行业长期亏损，如何承担市场、社会风险，如何为经济发展"保驾护航"？又如何为绿色发展、科技创 新、人工智能、产业链安全等重大战略提供稳定风险保障？ 险企只有精准把握政策变化，遵循游戏规则，加强风险管控，防范化解金融风险，优化创新服务模 式，才能在激烈竞争中决胜，在规范健康道路上走得更实更稳更远。非车险报行合一，标志着我国非车 险市场进入新发展阶段。 （作者单位系中国人民财产保险股份有限公司常熟中心支公司） 一些中小财险公司本就发展艰难，在夹缝中求生存，也被行业乱象所困，甚至被拖累拖垮。 我国保险市场潜力巨大，已是保险大国，市场呼唤规范。近年来，金融改革稳步推进，从"见费出 单"到"报行合一"，一步步向纵深发展。市场 ...

Core Viewpoint - Fuze Life Insurance Co., Ltd. has been officially approved for an insurance license, marking its entry into the insurance market with a focus on various personal insurance products, including life, health, and accident insurance [1][2]. Company Overview - Fuze Life was established on June 19, 2023, with a registered capital of 17 billion yuan [2]. - The company is headquartered in Jinan, Shandong Province, specifically at Jin控大厦, 16th and 17th floors [4]. - The major shareholders include Jinan Jintou Holding Group Co., Ltd. (49.71%) and Jinan Zhengjintongda Investment Group Co., Ltd. (3.53%), collectively holding over 53% of the shares [2][3]. Business Scope - Fuze Life's business scope includes various types of personal insurance, reinsurance for these products, and investment of insurance funds as permitted by laws and regulations [1][2]. Management Team - The chairman and legal representative of Fuze Life is Feng Yi, who is also the director of the Jinan Municipal Financial Supervision Administration [4]. - The general manager is Xie Zhufeng, who previously held senior positions at China Post Life Insurance [4]. Strategic Context - The establishment of Fuze Life is seen as a strategic move to address the risks associated with Jun Kang Life Insurance, with plans to take over its assets and liabilities [5]. - Jun Kang Life, which has undergone several changes in ownership and management, faced significant financial challenges, including a reported net loss of 1.911 billion yuan in 2019 [7].

Core Insights - Fuzhou Life Insurance Co., Ltd. has recently obtained an insurance license, with the approval date set for June 10, 2025, and the issuance date on November 7, 2023, by the Shandong Financial Regulatory Bureau [1] Company Overview - Fuzhou Life has a registered capital of 17 billion yuan and is located in Jinan, Shandong Province. Its business scope includes life insurance, health insurance, and accident insurance, along with reinsurance and other approved business activities [1] - The major shareholders include Jinan Jintou Holding Group Co., Ltd. with 8.45 billion yuan investment (49.71% stake), China Insurance Protection Fund Co., Ltd. with 6 billion yuan (35.29%), China PICC Asset Management Co., Ltd. with 1.95 billion yuan (11.47%), and Jinan Zhengjintongda Investment Group Co., Ltd. with 600 million yuan (3.53%) [1] - The actual controller of Jinan Jintou Holding Group is the Jinan Municipal Finance Bureau, making it a significant financial investment platform in Jinan. The local state-owned assets hold a combined stake of 53% [1] Management Team - The chairman of Fuzhou Life is Feng Yi, who is also the director of the Jinan Local Financial Management Bureau, while the general manager is Xie Zhufeng, a seasoned professional in the life insurance industry [1][2] Industry Context - The establishment of Fuzhou Life may be linked to the risk management of Jun Kang Life Insurance, which has faced significant financial challenges, including the misappropriation of nearly 100 billion yuan, leading to a prolonged operational crisis [3] - The insurance industry typically resolves such risks through the introduction of new investors or shareholders, restructuring, and the involvement of regulatory bodies and insurance protection funds [3]

Core Insights - Fuzhou Life Insurance Co., Ltd. has received an insurance license from the Shandong Financial Regulatory Bureau, marking its establishment in Shandong province [1][2] - The company is set to offer various insurance products, including life insurance, health insurance, and accident insurance, among others [2] - The establishment of Fuzhou Life is part of a strategy to address the risks associated with Jun Kang Life Insurance, which has faced financial difficulties [3][5] Company Information - Fuzhou Life Insurance is headquartered in Jinan, Shandong Province, with a registered capital of 17 billion yuan [2] - The company was founded on June 19, 2025, and is backed by several investors, including Jinan Jintou Holding Group Co., Ltd. and China Insurance Security Fund [3] - The ownership structure includes Jinan Jintou Holding Group (49.71%), China Insurance Security Fund (35.29%), China Pacific Insurance Asset Management (11.47%), and Jinan Zhengjintongda Investment Group (3.53%) [3] Management Team - The proposed chairman is Feng Yi, who has a background in regulatory roles within the financial sector [4] - Xie Zhufeng, with over 20 years of experience in insurance finance, is expected to take on the role of CEO [4] Industry Context - The establishment of Fuzhou Life is anticipated to facilitate the transfer of Jun Kang Life's insurance business and related assets and liabilities [5]

Core Points - Fuzhou Life Insurance Co., Ltd. has obtained an insurance license from the Shandong Regulatory Bureau of the Financial Regulatory Administration on November 7, 2023 [1] - The establishment of Fuzhou Life is a significant arrangement to mitigate the risks associated with Jun Kang Life Insurance [1] - Fuzhou Life is headquartered in Jinan, Shandong Province, and its business scope includes life insurance, health insurance, accident insurance, reinsurance, and other insurance-related activities approved by the State Council [1] Company Overview - Fuzhou Life was established on June 19, 2025, with a registered capital of 17 billion yuan [1] - The company has four shareholders: Jinan Jintou Holding Group Co., Ltd. (49.71%), China Insurance Security Fund Co., Ltd. (35.29%), China Pacific Insurance Asset Management Co., Ltd. (11.47%), and Jinan Zhengjintongda Investment Group Co., Ltd. (3.53%) [1] - The actual controller of the company is the Jinan Municipal Finance Bureau [1] Leadership - The chairman of Fuzhou Life is Feng Yi, who previously served as the Party Secretary and Director of the Jinan Municipal Financial Supervision Administration [1] - The general manager is Xie Zhufeng, who has approximately 20 years of experience in the insurance finance sector [2] - Xie Zhufeng has held various positions in multiple life insurance companies, including roles in financial management and leadership [2]

Core Viewpoint - The establishment of Fuzhou Life Insurance Co., Ltd. marks a significant development in the domestic life insurance market, with the company set to address risks associated with Jun Kang Life Insurance [2][4]. Group 1: Company Overview - Fuzhou Life has received an insurance license from the Financial Regulatory Bureau, allowing it to operate various types of life and health insurance, as well as accident insurance [2]. - The company is based in Jinan, Shandong Province, and was officially registered on June 19, 2025, with a registered capital of 17 billion [2]. - The shareholders include Jinan Jintou Holding Group Co., Ltd. (49.71% stake), China Insurance Security Fund Co., Ltd. (35.29% stake), China Life Asset Management Co., Ltd. (11.47% stake), and Jinan Zhengjintongda Investment Group Co., Ltd. (3.53% stake) [2][3]. Group 2: Shareholder Structure - The majority of Fuzhou Life's shares are held by state-owned enterprises, with Jinan Jintou Holding Group being indirectly controlled by the Jinan Municipal Finance Bureau [3]. - The combined stake of the two major state-owned enterprises amounts to 53.24% [3]. Group 3: Management Team - The chairman of Fuzhou Life is Feng Yi, who previously held a senior position in the Jinan Municipal Financial Supervision Administration [3]. - The general manager, Xie Zhufeng, has extensive experience in the life insurance sector, having worked in various senior roles at other insurance companies [3]. Group 4: Strategic Intent - The formation of Fuzhou Life is part of a strategic initiative to mitigate risks associated with Jun Kang Life Insurance, with expectations of an announcement regarding the transfer of insurance business and related assets soon [4].

Core Viewpoint - The recent approval of a new insurance license for Fuzhou Life Insurance Co., Ltd. indicates a growing trend in the insurance sector, particularly in personal insurance services in Shandong Province [1]. Group 1: Company Information - Fuzhou Life Insurance Co., Ltd. has received an insurance license, with its registered address located in Jinan City, Shandong Province [1]. - The license was approved on June 10 and issued on November 7 by the Shandong Financial Regulatory Bureau [1]. - The company is authorized to conduct various personal insurance businesses, including life insurance, health insurance, and accident insurance [2]. Group 2: Business Scope - The business scope of Fuzhou Life Insurance includes: 1. Life insurance, health insurance, and accident insurance [2]. 2. Reinsurance business related to the aforementioned insurance types [1]. 3. Investment of insurance funds as permitted by national laws and regulations [2]. 4. Other businesses approved by the State Council's insurance regulatory authority [2].

Core Viewpoint - Fuzhou Life Insurance Co., Ltd. has recently obtained an insurance license, marking a significant development in the insurance sector aimed at mitigating risks associated with related insurance institutions [1] Company Summary - Fuzhou Life Insurance is located in Jinan, Shandong Province, and its business scope includes life insurance, health insurance, and accident insurance, among other personal insurance services [1] - The company has a registered capital of 17 billion yuan, with major shareholders including Jinan Jintou Holding Group Co., Ltd. (49.7059%), China Insurance Security Fund Co., Ltd. (35.2941%), China PICC Asset Management Co., Ltd. (11.4706%), and Jinan Zhengjintongda Investment Group Co., Ltd. (3.5294%) [1] - The license approval date is June 10, with the issuance date on November 7, by the Shandong Regulatory Bureau of the Financial Regulatory Administration [1] Industry Summary - The establishment of Fuzhou Life Insurance is part of a broader strategy to address risks within the insurance industry, indicating a proactive approach to regulatory compliance and market stability [1]