Core Insights - Blockchain and AI are identified as key technologies in fintech, providing substantial benefits at market, enterprise, and individual levels [1] - The Hong Kong government has taken leading initiatives in blockchain, such as promoting the tokenization of bond issuance to enhance market efficiency [1] - Approximately 75% of financial institutions have adopted or are trialing generative AI, with a goal to increase this to over 87% in the next 3 to 5 years [1] - Efforts are underway to facilitate seamless cross-border payments between Hong Kong and mainland China, enhancing the credit system and payment convenience in the Greater Bay Area [1] - The tokenization of the money market is seen as an attractive opportunity that could draw significant capital [1] - Many enterprises have substantial idle funds available for investment, and blockchain technology can enable seamless investment of these funds, reducing the time lag between fund availability and returns [1] - Several asset management companies in Hong Kong are considering and adopting relevant technologies to maximize investment efficiency when market opportunities arise and regulatory requirements are met [1]