报告：贸易金融发展整体向好，银行业仍需关注多重风险 中新网北京9月25日电 (记者 夏宾)中国银行业协会近日发布的《中国贸易金融行业发展报告(2024— 2025)》(以下称《报告》)称，在坚实的发展基础和强有力的政策支持下，银行业贸易金融业务整体保持 稳步增长态势，而在贸易金融发展整体向好的背景下，银行业仍需关注多重风险挑战。 据悉，这是中国银行业协会连续第九年发布贸易金融行业发展报告。《报告》由中国银行业协会贸易金 融专业委员会副主任单位上海浦东发展银行牵头，国家开发银行等16家常务委员会成员共同参与撰写。 《报告》称，据中国银行业协会贸易金融专业委员会不完全统计，2024年银行业国际结算量12.75万亿 美元，国内信用证结算量3.62万亿元(人民币，下同)，同比分别增长10.35%和17.89%，双双创下历史新 高；国际贸易融资业务量4884.75亿美元，较上一年小幅回落，而国内贸易融资业务量4.66万亿元，同比 增长16.35%，凸显国内大循环带动市场需求持续释放。 四是跨境贸易金融经济制裁合规风险提升，国际制裁形势呈现复杂化、多边化趋势，银行贸易金融反洗 钱和制裁合规风险应对压力进一步凸显。 《报告 ...

Core Insights - The report highlights the steady growth of trade finance in the banking sector, driven by strong policy support and a solid development foundation [2][4] - Trade finance plays a crucial role in facilitating supply chain financing and empowering the real economy [2][4] Group 1: Trade Finance Development - In 2024, the international settlement volume reached $12.75 trillion, and domestic letter of credit settlement volume was ¥3.62 trillion, marking year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [2] - International trade financing volume was $488.475 billion, showing a slight decline, while domestic trade financing volume was ¥4.66 trillion, with a year-on-year increase of 16.35% [2] - International factoring volume was $13.318 billion, experiencing a year-on-year decline for the first time in three years, while domestic factoring volume exceeded ¥4 trillion, growing by 17.03% [2] Group 2: Innovation and Risk Management - The banking sector is encouraged to innovate continuously, focusing on digital finance, supply chain financial platforms, and utilizing technologies like big data and AI for intelligent document review [3] - There is a need to strengthen risk prevention measures, including multi-level assessment mechanisms for country and sovereign credit risks, and enhancing compliance management for cross-border capital flows [3] - The report emphasizes the importance of trade finance in supporting national development strategies, stabilizing foreign trade, and promoting integrated domestic and foreign trade [4] Group 3: Future Outlook - The future of trade finance is expected to evolve along the path of "industry deepening + technology empowerment," enhancing specialized service systems and international cooperation [4] - The banking industry aims to inject lasting momentum into the construction of a strong trade nation and the establishment of an open economic system [4]

Core Insights - The article highlights the role of Dezhou Bank in supporting foreign trade enterprises amid external challenges, emphasizing its commitment to providing comprehensive financial services under government policy guidance [1][2]. Group 1: Financial Support Initiatives - Dezhou Bank has implemented measures to address the financing difficulties faced by foreign trade enterprises, including the provision of no-repayment renewal loans to alleviate cash flow pressures [2]. - As of the end of July, Dezhou Bank has disbursed a total of 398 million yuan in trade finance and opened letters of credit amounting to 764 million yuan, showing significant year-on-year growth [2]. - The bank has also established a special service green channel for foreign trade enterprises, utilizing various financial tools to create tailored financial service plans [2]. Group 2: Trade Finance Performance - By the end of July, Dezhou Bank completed forward foreign exchange settlements amounting to 50 million USD and achieved an international business settlement volume of 436 million USD, reflecting a 29% increase year-on-year [2]. - The cross-border RMB settlement volume reached 551 million yuan, marking a 33% year-on-year growth [2]. Group 3: Future Plans - Dezhou Bank plans to continue increasing credit investment in the foreign trade sector and expand the coverage of trade foreign exchange facilitation pilot programs [3]. - The bank aims to explore more financial tools suitable for foreign trade enterprises to support the high-quality development of the regional foreign-related economy [3].