IOTA 联合创始人 Dominik Schiener 发文表示，宣布 IOTA 战略重心已从投机性加密领域转向为 35 万亿 美元的全球贸易市场构建基础设施。文章指出，IOTA 旨在通过垂直整合数字身份、RWA 和贸易金融， 解决传统贸易效率低下问题。目前，基于 IOTA 的 TWIN 网络已在肯尼亚和英国落地，并与世界经济论 坛合作推进非洲数字贸易计划 ADAPT。此外，随着 Rebased 升级，IOTA 引入了代币通缩机制，同时 致力于大宗商品及贸易应收账款的代币化。 （来源：吴说） ...

Core Insights - The report from Renmin University evaluates the collaborative development index of the Chengdu-Chongqing economic circle, showing a total index of 126.14 in 2024, a 26.14% increase from the base year of 2018, indicating rapid development and enhanced economic resilience in the region [1] Group 1: Collaborative Innovation - The collaborative innovation index reached 190.4, driven by significant contributions from innovation output and networks, with recommendations to optimize innovation resource allocation and establish a "Chengdu-Chongqing-Mianyang technology innovation triangle" [3] Group 2: Infrastructure Collaboration - The infrastructure collaboration index stabilized around 102.39 in 2024 after previous highs, with a focus on "shortcomings, strong connections, and quality improvement" for future development [4] Group 3: Trade and Finance - The trade finance index showed a notable recovery, reaching 121.34 in 2024, primarily supported by industrial integration, with suggestions to enhance open hub functions and promote financial integration between Sichuan and Chongqing [5] Group 4: Urban-Rural Integration - The urban-rural integration index demonstrated steady growth, with 2024 figures of 116.7 for Chongqing and 117.9 for Sichuan, emphasizing the need for resource optimization and social security system improvements to boost rural revitalization [6] Group 5: Industrial Development - The industrial development index remained resilient, averaging 123.92 in 2024, with recommendations to strengthen support for small and specialized enterprises and enhance the stability of industrial chains [7]

Core Insights - The report from Renmin University evaluates the collaborative development index of the Chengdu-Chongqing economic circle, showing a total index of 126.14 in 2024, a 26.14% increase from 2018, indicating rapid development and economic resilience in the region [1] Group 1: Collaborative Innovation - The collaborative innovation index reached 190.4, driven by significant contributions from innovation output and networks [1] - The region has enhanced knowledge flow and technology transfer through initiatives like the construction of a technology corridor and strengthened industry-academia-research cooperation [1] - Future recommendations include optimizing innovation resource allocation and developing a "Chengdu-Chongqing-Mianyang technology innovation triangle" [1] Group 2: Infrastructure Collaboration - The infrastructure collaboration index stabilized around 100, with a value of 102.39 in 2024, indicating a plateau after previous growth [2] - Key future focuses include "shortboard supplementation, strong linkage, and quality improvement" in infrastructure investment [2] - The aim is to enhance internal connectivity and develop a more balanced "one-hour traffic circle," while promoting digital and green transformations in transportation infrastructure [2] Group 3: Trade and Finance - The trade finance index showed a fluctuating upward trend, reaching 121.34 in 2024, with significant contributions from "industrial integration" [3] - The report emphasizes the need to strengthen the open hub function and create a dual-directional open pattern to support economic collaboration [3] - Enhancing regional cooperation and promoting financial integration between Sichuan and Chongqing are recommended to improve collaborative efficiency [3] Group 4: Urban-Rural Integration - The urban-rural integration index has shown steady growth, with values of 116.7 for Chongqing and 117.9 for Sichuan in 2024 [4] - Recommendations include promoting agricultural modernization and new urbanization, as well as optimizing resource allocation through digitalization [4] - The goal is to enhance rural income channels and improve social security systems to promote comprehensive rural revitalization [4] Group 5: Industrial Development - The industrial development index remains high, with an average of 123.92 in 2024, despite a slight decline from previous years [5] - Recommendations focus on strengthening support for small and specialized enterprises to enhance industrial chain stability [5] - Continuous optimization of the business environment and inter-regional administrative collaboration are suggested to boost market expectations [5]

Core Insights - The overall development of trade finance in the banking sector is positive, supported by strong policies and a solid foundation, but multiple risks still need attention [1][2] Summary by Sections Trade Finance Growth - In 2024, the international settlement volume in the banking sector is projected to reach 12.75 trillion USD, and domestic letter of credit settlement volume is expected to be 3.62 trillion CNY, representing year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [1] - The international trade financing volume is 488.475 billion USD, showing a slight decline from the previous year, while domestic trade financing volume is 4.66 trillion CNY, reflecting a year-on-year increase of 16.35% [1] Domestic and International Business Trends - International factoring business volume is 13.318 billion USD, marking the first year-on-year decline in three years, while domestic factoring business volume has surpassed 4 trillion CNY, with a year-on-year growth of 17.03% [2] Risks and Challenges - The report highlights several risks: 1. Sovereign credit risk transmission effects are becoming more pronounced due to rising global sovereign debt default rates and geopolitical tensions [2] 2. The shift towards online trade financing introduces new risks related to data security and AI model effectiveness [2] 3. Increased pressure on foreign exchange compliance risk management due to reforms in cross-border capital operations [2] 4. Heightened compliance risks related to international sanctions, which are becoming more complex and multifaceted [2] Future Outlook - The banking sector is encouraged to innovate while maintaining risk control, focusing on high-quality development paths in trade finance [3] - Trade finance is expected to play a significant role in stabilizing foreign trade, supporting industrial chain stability, and promoting integrated domestic and foreign trade [3] - The future development of trade finance will follow a path of "deep industry engagement + technology empowerment," enhancing specialized service systems and risk management capabilities [3]

Core Insights - The report highlights the steady growth of trade finance in the banking sector, driven by strong policy support and a solid development foundation [2][4] - Trade finance plays a crucial role in facilitating supply chain financing and empowering the real economy [2][4] Group 1: Trade Finance Development - In 2024, the international settlement volume reached $12.75 trillion, and domestic letter of credit settlement volume was ¥3.62 trillion, marking year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [2] - International trade financing volume was $488.475 billion, showing a slight decline, while domestic trade financing volume was ¥4.66 trillion, with a year-on-year increase of 16.35% [2] - International factoring volume was $13.318 billion, experiencing a year-on-year decline for the first time in three years, while domestic factoring volume exceeded ¥4 trillion, growing by 17.03% [2] Group 2: Innovation and Risk Management - The banking sector is encouraged to innovate continuously, focusing on digital finance, supply chain financial platforms, and utilizing technologies like big data and AI for intelligent document review [3] - There is a need to strengthen risk prevention measures, including multi-level assessment mechanisms for country and sovereign credit risks, and enhancing compliance management for cross-border capital flows [3] - The report emphasizes the importance of trade finance in supporting national development strategies, stabilizing foreign trade, and promoting integrated domestic and foreign trade [4] Group 3: Future Outlook - The future of trade finance is expected to evolve along the path of "industry deepening + technology empowerment," enhancing specialized service systems and international cooperation [4] - The banking industry aims to inject lasting momentum into the construction of a strong trade nation and the establishment of an open economic system [4]

Core Insights - The article highlights the role of Dezhou Bank in supporting foreign trade enterprises amid external challenges, emphasizing its commitment to providing comprehensive financial services under government policy guidance [1][2]. Group 1: Financial Support Initiatives - Dezhou Bank has implemented measures to address the financing difficulties faced by foreign trade enterprises, including the provision of no-repayment renewal loans to alleviate cash flow pressures [2]. - As of the end of July, Dezhou Bank has disbursed a total of 398 million yuan in trade finance and opened letters of credit amounting to 764 million yuan, showing significant year-on-year growth [2]. - The bank has also established a special service green channel for foreign trade enterprises, utilizing various financial tools to create tailored financial service plans [2]. Group 2: Trade Finance Performance - By the end of July, Dezhou Bank completed forward foreign exchange settlements amounting to 50 million USD and achieved an international business settlement volume of 436 million USD, reflecting a 29% increase year-on-year [2]. - The cross-border RMB settlement volume reached 551 million yuan, marking a 33% year-on-year growth [2]. Group 3: Future Plans - Dezhou Bank plans to continue increasing credit investment in the foreign trade sector and expand the coverage of trade foreign exchange facilitation pilot programs [3]. - The bank aims to explore more financial tools suitable for foreign trade enterprises to support the high-quality development of the regional foreign-related economy [3].