"金诚集团" 2026年2月3日，浙江省杭州市拱墅区人民法院对外发布了关于"金诚集团"案案款清退公告（五） 本次清退为第五次清退，金额为人民币4.94亿余元。清退时间为2026年2月3日。 有部分受损人员及企业单位无法在银行开立虚拟卡号的，或无法通过工商银行代为发还的，将由法院另 行发放，请大家耐心等待。如有疑问，请拨打工商银行服务热线（95588）、杭州市拱墅区人民法院专 线电话（0571-86635601。 公开资料显示，金诚集团是一家综合性的现代城市发展集团，成立于2008年，总部位于中国杭州。创始 人及实控人为韦杰。 2018年5月，金诚财富陷入了首次兑付危机，投资者发现，金诚财富旗下产品无法实现大额赎回。 2019年4月28日，金诚财富集团因涉嫌非法吸收公众存款被立案，30多名犯罪嫌疑人被杭州警方抓获； 2024年6月27日，第三次资金清退，清退金额为6.64亿余元； 2024年11月25日，第四次资金清退，清退金额为6.54亿余元； 2026年2月3日，第五次资金清退，清退金额为4.94亿余元； "金立德" 截至案发，金诚集团账面未兑付198亿，扣除已付收益，实际未兑付约172亿，再减去目前已追讨 ...

Core Viewpoint - Investors affected by the "Xiangyuan system" product collapse have begun to receive partial refunds, amounting to 5% of their principal investment [1][2]. Refund Process - Some investors have reported receiving refunds, with one individual receiving 8,000 yuan and another over 100,000 yuan, both from an account named "Helping Xiangyuan Holdings Group Work Team" [2]. - The Zhejiang Provincial Financial Office confirmed that from January 8, a special task force would initiate the first phase of fund pre-refund for individual investors holding "Xiangyuan products" [3]. Withdrawal and Fund Recovery - On January 6, the Zhejiang Jin Asset (formerly known as Zhejiang Financial Asset Trading Center) app announced the resumption of withdrawal functions, allowing some investors to withdraw their balances immediately [4]. - However, some investors reported that they could only withdraw available balances, excluding principal amounts from products that had not matured since November 2025 [4]. Financial Situation of Xiangyuan Holdings - Since November 28, 2025, multiple financial asset income rights products backed by Xiangyuan Holdings and its actual controller have faced maturity issues, with total overdue funds exceeding 10 billion yuan [5]. - The total number of affected products exceeds 200, with a total transaction scale also exceeding 10 billion yuan, and expected annual returns of 4% to 5% [5][8]. - Xiangyuan Holdings' total assets are approximately 60 billion yuan, which can cover 40 billion yuan of total liabilities, but a downturn in the real estate sector has led to a liquidity crisis [5].