炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 试运行月余 跨境二维码统一网关办理业务金额已达4.27亿元 陆磊指出，快速支付系统互联互通新路径成功构建，内地与香港快速支付系统已经于今年6月份实现互 联互通，业务运行比较平稳，社会反响非常好。 据介绍，跨境二维码支付互联互通取得重要进展，去年中国人民银行推动外籍来华人员支付服务便利化 工作，反映出各经济体零售支付互联互通对于提升经济活跃性具有积极作用。今年，中国人民银行继续 指导中国支付清算协会和中国银联建设了跨境二维码统一网关，于7月底上线试运行，统一网关坚持公 共性、包容性、普惠性原则，支持符合条件的市场机构接入开展跨境二维码支付业务。截至9月11日， 跨境二维码统一网关办理的业务达到198.1万笔，金额4.27亿元。 "总体来看，建设跨境二维码统一网关对于推动我国金融基础设施的国际化具有重要意义。"中国社科院 金融所支付清算研究中心主任、研究员杨涛表示，中国人民银行指导中国支付清算协会联合中国银联建 设统一网关，在国家层面形成了跨境二维码支付服务的对外统一接口。一是支持境内外机构通过"一点 对接"开展跨境二维码支付业务合作，有利 ...

Core Viewpoint - The establishment of a cross-border QR code unified gateway is significant for the internationalization of China's financial infrastructure, facilitating cross-border payment services and enhancing economic activity [2]. Group 1: Achievements and Developments - The People's Bank of China (PBOC) has successfully constructed a new path for the interconnection of rapid payment systems, with the interconnection between the mainland and Hong Kong rapid payment systems achieved in June 2023, resulting in smooth operations and positive social feedback [1]. - The cross-border QR code payment interconnection has made important progress, with the unified gateway launched for trial operation at the end of July 2023, supporting eligible market institutions to engage in cross-border QR code payment services [1][2]. - As of September 11, 2023, the cross-border QR code unified gateway processed 1.981 million transactions, amounting to 427 million yuan [1]. Group 2: Benefits of the Unified Gateway - The unified gateway allows domestic and foreign institutions to cooperate in cross-border QR code payment services through a single interface, reducing system integration costs and resource waste [2]. - It promotes the establishment of unified standards for cooperation with foreign wallet institutions, enhancing the efficiency and user experience of foreign wallet integration, while fostering fair competition in the cross-border QR code payment market [2]. - The gateway supports real-time processing of transaction information, ensuring efficient and orderly cross-border payment operations with minimal user awareness [3]. Group 3: Future Prospects - The unified gateway is expected to continue expanding the scale of participating institutions and the scope of cross-border payment interconnection, supporting more eligible institutions to engage in cross-border QR code payment services [3].