金融+电商+物流

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荔枝特快旅程 背后的金融力量
Jin Rong Shi Bao· 2025-08-07 02:34
Group 1 - The film "Lychee of Chang'an" highlights the transformation of lychee from a luxury item to a common fruit available to the public, showcasing the efficiency of modern logistics [1] - Postal Savings Bank leverages its integrated resources of logistics, finance, and e-commerce to support the lychee industry and related private enterprises, contributing to rural revitalization [1] - In Guangdong's Maoming, which produces 20% of the world's lychee, the cultivation area is approximately 1.4 million acres, with local companies like Bojian Agriculture selling around 75,000 pounds of lychee daily during peak season [1] Group 2 - Bojian Agriculture employs a meticulous packing method to preserve the freshness of lychee, shipping around 30,000 orders and 150,000 pounds daily, while facing financial pressures for operational upgrades [2] - Postal Savings Bank's Maoming branch has provided financial support that has increased Bojian Agriculture's revenue by over 1.5 million yuan and created over 300 jobs [2] - The bank has formed a specialized team to understand the financial needs of lychee farmers, offering comprehensive financial service packages and training programs for new farmers [2] Group 3 - The Yurun wholesale market in Northwest China is bustling with activity, where fresh lychee is sold within a day of harvest, thanks to financial support from Postal Savings Bank [3] - The bank's financial services team has increased visits to the wholesale market to provide tailored financial solutions, addressing the unique challenges of the lychee industry [3] - Postal Savings Bank has introduced innovative credit products like "Fruit Loan" to assist clients in overcoming funding challenges, with over 120 customers receiving financial support by mid-2025 [3]
邮储银行 护航荔枝产业全链条发展
Zheng Quan Ri Bao Zhi Sheng· 2025-08-03 15:10
Core Insights - Postal Savings Bank of China leverages its "four flows integration" resources to support the lychee industry, contributing to rural revitalization [1] Group 1: Financial Support and Services - The Postal Savings Bank of China provides a comprehensive financial service package to support lychee farmers and businesses, addressing their funding needs [3] - The bank's Maoming branch has issued loans totaling 863 million yuan to the lychee industry by June 2025, enhancing the financial ecosystem for local farmers [3] - A specific case highlights that a loan of 500,000 yuan enabled a farmer to build a cold storage facility, significantly improving both yield and income [4] Group 2: Operational Insights - Maoming City, a major lychee production area in Guangdong, has around 1.4 million acres dedicated to lychee cultivation, with one company selling approximately 75,000 pounds of lychee daily during peak season [2] - The bank's proactive approach includes direct engagement with farmers and businesses to understand their operational challenges and financial needs [2][3] - The bank collaborates with local agricultural authorities to train new farmers and promote rural e-commerce, with 560 individuals trained and 46 rural e-commerce leaders incubated [3] Group 3: Sales Channel Development - The Postal Savings Bank of China actively assists in expanding sales channels for lychee products by coordinating with local postal services to provide integrated logistics solutions [4] - The bank's efforts in combining financial services with e-commerce and logistics have facilitated the distribution of lychee products nationwide, benefiting local farmers [4]