邮储银行（601658）依托中国邮政商流、物流、资金流、信息流"四流合一"资源优势，以"金融+电商 +物流"的创新模式，为荔枝产业和全链条上的民营企业保驾护航，让这颗承载千年文化记忆的"黄金 果"在乡村振兴的新征程中焕发出蓬勃生机。 日啖荔枝三百颗，不辞长作岭南人。广东茂名是荔枝主产区，栽培历史超过2300年。目前，茂名荔枝种 植面积在140万亩左右，全球每5颗荔枝就有1颗产自茂名。 在广东省高州市大井镇，进入桂味荔枝采摘旺季，高州市伯健农业发展有限公司（以下简称"伯健农 业"）每天能销售荔枝7.5万斤左右。为收到优质好果，伯健农业的董事长江先生每天都亲自到田间地头 收购果农当天采摘下来的荔枝。 "我们的荔枝打包方法是经过层层筛选而来的。荔枝用的是软枝发货，就是为了让荔枝保存养分，起到 保鲜的作用。伯健农业有4个荔枝分拣场，全部加起来大概一天出货3万单，重量在15万斤左右。为了保 质保量，少了资金可不行。"江先生表示，伯健农业作为当地的农业龙头企业，随着业务持续拓展，难 免会遇到采购种苗、肥料以及升级冷链物流设施等方面的资金周转压力。 "长安回望绣成堆，山顶千门次第开。一骑红尘妃子笑，无人知是荔枝来。"近期， ...

Core Insights - Postal Savings Bank of China leverages its "four flows integration" resources to support the lychee industry, contributing to rural revitalization [1] Group 1: Financial Support and Services - The Postal Savings Bank of China provides a comprehensive financial service package to support lychee farmers and businesses, addressing their funding needs [3] - The bank's Maoming branch has issued loans totaling 863 million yuan to the lychee industry by June 2025, enhancing the financial ecosystem for local farmers [3] - A specific case highlights that a loan of 500,000 yuan enabled a farmer to build a cold storage facility, significantly improving both yield and income [4] Group 2: Operational Insights - Maoming City, a major lychee production area in Guangdong, has around 1.4 million acres dedicated to lychee cultivation, with one company selling approximately 75,000 pounds of lychee daily during peak season [2] - The bank's proactive approach includes direct engagement with farmers and businesses to understand their operational challenges and financial needs [2][3] - The bank collaborates with local agricultural authorities to train new farmers and promote rural e-commerce, with 560 individuals trained and 46 rural e-commerce leaders incubated [3] Group 3: Sales Channel Development - The Postal Savings Bank of China actively assists in expanding sales channels for lychee products by coordinating with local postal services to provide integrated logistics solutions [4] - The bank's efforts in combining financial services with e-commerce and logistics have facilitated the distribution of lychee products nationwide, benefiting local farmers [4]