金融助力经济发展

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邮储银行宁波分行助象山非物质文化遗产焕发新生
Zheng Quan Ri Bao Zhi Sheng· 2025-07-26 17:40
Group 1 - The traditional festivals of Kaiyang Festival and Xieyang Festival in Xiangshan are recognized as national intangible cultural heritage and have been integrated with the local economy, boosting the development of fisheries, tourism, and related industries [1] - Postal Savings Bank of Ningbo has provided financial services to support the protection and inheritance of intangible cultural heritage, injecting financial resources into traditional festival activities [1] Group 2 - The Kaiyang Festival marks the beginning of the fishing season for Xiangshan fishermen, who face financial challenges in preparing necessary supplies like diesel and fishing gear [2] - Fisherman Wu Hongbin sold his old boat and invested over 7 million yuan in a new vessel, but faced cash flow issues for renovations and equipment purchases, which were alleviated by a 3.04 million yuan ship mortgage loan from Postal Savings Bank [2] - Wu also utilized the bank's "Express Loan" product to secure an additional 300,000 yuan for diesel reserves ahead of the festival [2] Group 3 - The intangible cultural heritage extends to various segments of the fishing industry, with companies like Ningbo Tiannan Aquatic Products Co., Ltd. actively participating in seafood procurement during the festival [3] - Tiannan Aquatic Products reported daily transaction volumes exceeding 1 million yuan, necessitating sufficient working capital to support operations [3] - The company invested over 31 million yuan in expanding its facilities and equipment, leading to liquidity challenges, which were addressed by a 12 million yuan credit facility from Postal Savings Bank [3][4] Group 4 - Postal Savings Bank has developed specialized financial products to support the intangible cultural heritage-related industry chain, including flexible credit support for small and micro enterprises in the fishing sector [4] - The bank has conducted financial literacy campaigns to educate fishermen and businesses about financial policies, enhancing their financial awareness [4] - The bank aims to continue its efforts in supporting the transmission of intangible cultural heritage and economic development in the fishing community [4]