Core Viewpoint - The article highlights the development of the cultural tourism and health industry in Lingchuan County, Shanxi Province, supported by Postal Savings Bank, which has facilitated the growth of specialized towns and local economies through financial services [1][4]. Group 1: Development of Specialized Towns - Lingchuan County has leveraged its rich resources in traditional Chinese medicine and favorable natural environment to promote the development of a specialized town focused on traditional medicine, tourism, and health [1]. - The specialized town of Lingchuan has been recognized as one of Shanxi Province's second batch of key specialized towns, showcasing its importance in regional development [1]. Group 2: Financial Support from Postal Savings Bank - Postal Savings Bank's Shanxi branch has focused on enhancing financial services for specialized towns, implementing policies to support key industries and improve service capabilities [1][4]. - The bank has provided significant financial assistance, with a total of 178 billion yuan in loans to 1,344 small and micro enterprises across 18 provincial key specialized towns by May 2025 [4]. Group 3: Case Studies of Beneficiaries - Zhao Changming, a local entrepreneur, received a loan of 375,000 yuan from Postal Savings Bank to upgrade his farmhouse into a guesthouse, benefiting from a 35% interest subsidy [2]. - Yu Xueliang, head of a medicinal herb cooperative, was granted a loan of 1 million yuan to expand his business, demonstrating the bank's proactive approach in supporting local enterprises [3].

6月26日，一群孩子走进西安·飞翔梦航空体验基地。该基地为西安翔辉机电科技有限责任公司2019年打 造。由该公司延伸至上下游企业，浙商银行西安分行目前已服务航空集群产业链企业近150家，累计投 放贷款超10亿元，其中设备抵押、信用类贷款占比达80%。中青报·中青网记者 朱彩云/摄 和许多经历过融资难的中小企业负责人一样，90后刘营波越来越感到"风向"变了：先是不同类型的银行 客户经理会主动找来，交流贷款需求，最近几年，银行提供服务的范围已从信贷拓展到资金融通、资本 运作、支付结算等综合金融服务。 今年5月，与刘营波所在企业合作十年的邮储银行西安市阎良区支行，还创新推出"小微易贷"金融产 品-"小场景"（轻链）产业链模式。该模式将优质的中小企业作为"核心企业"，通过使用行内区块链平 台，以"核心企业"采购合同为信用背书，为上游供应商投放贷款，创新实现银行自主搭建平台实现供应 链信贷业务投放的先河。 同在陕西西安创业，刘鑫所在国家级高新技术小微企业获得的金融服务，也已从围绕企业生产经营延伸 至企业员工、企业股东。2021年年底，北京银行西安分行发放的一笔300万元贷款，让该企业增多的救 护车改装订单得以及时生产交 ...

Core Viewpoint - The article highlights the innovative financial support provided by Postal Savings Bank to the traditional tea industry in Ya'an, Sichuan, which is crucial for the preservation and development of the local tea culture and economy [1][3]. Group 1: Industry Overview - The South Road Border Tea, produced in Ya'an, Sichuan, is a traditional tea specifically supplied to Tibet, Qinghai, and parts of Sichuan, known for its cultural significance among the Tibetan community [1]. - The tea industry in Ya'an has faced challenges such as high raw material procurement costs, long production cycles, and seasonal funding demands, which have hindered the growth and innovation of local tea enterprises [1][3]. Group 2: Financial Innovation - Postal Savings Bank's Ya'an branch identified the financing pain points of traditional tea companies, such as the difficulty in mobilizing fixed assets and the lack of effective collateral [3]. - The bank implemented a financial innovation strategy by utilizing "Internet + Big Data" to create tailored credit loan products for tea enterprises, allowing for efficient loan approval without the need for strong collateral [3][5]. - The bank successfully provided over 10 million yuan in loans to four core tea enterprises in Ya'an, significantly impacting the upstream tea planting cooperatives and downstream sales networks [3][5]. Group 3: Impact on Local Economy - The financial support from Postal Savings Bank has enabled tea companies to focus on quality production and skill transmission, fostering the growth of training centers for new generations of tea artisans [5]. - The integration of financial services with cultural tourism has positively influenced the overall development of the Ya'an tea industry, contributing to increased annual output value and local farmers' income [5][6].

转自：新华财经 扫码、注册、发券……在2025年南博会13号展馆的中国邮政储蓄银行展台前，众多市民、参展商及其他工作人员有序排队，等候开设数字人民币硬钱包。短 短三个小时，邮储银行昆明市分行的工作人员便为500多名市民群众成功开设数字人民币硬钱包，发放500余张优惠券，借助南博会平台为昆明消费市场注入 新活力。 今年南博会上，中国邮政储蓄银行昆明市分行精心打造了180平方米专属金融服务区，派出20余位工作人员，提供8项特色金融服务，全方位满足展会市民消 费者与企业客户的多样化需求。 数字人民币硬钱包受热捧便捷支付引关注 "办理流程很方便，银行工作人员服务也贴心，特别开心能获得数字人民币南博会主题硬钱包。"刚办理成功硬钱包的李女士，手持印有云南特色图案的硬钱 包欣喜地表示，"今天开硬钱包有优惠，以后日常消费也能用数字人民币硬钱包付款，既安全又可靠。" 据了解，数字人民币硬钱包是以实体介质为载体，借助安全芯片技术实现数字人民币存储和交易的新型支付工具。此次，邮储银行昆明市分行借助2025年南 博会发行"南博会"主题数字人民币硬钱包，硬钱包的卡面采用贝壳工艺，同时融入昆明第九届南博会标志性元素与设计语言，既突出南博 ...

Group 1: Core Perspectives - The article emphasizes the collaborative development of the Beijing-Tianjin-Hebei region over the past 11 years, aiming to become a model for China's modernization and high-quality development [1] - Postal Savings Bank of China (PSBC) Beijing Branch aligns its strategic layout with the overall urban planning of Beijing, focusing on financial support for the capital's construction and regional collaboration [1][2] Group 2: Urban Sub-center Development - PSBC Beijing Branch has relocated its office to the core area of the Urban Sub-center, enhancing its strategic alignment with regional development needs [2] - The establishment of the G20 Young Entrepreneurs Alliance International Salon at PSBC Beijing Branch serves as a platform for international youth entrepreneur exchanges and resource integration [3] - The unveiling of the Softcom Power AI Engineering Research Institute at PSBC Beijing Branch aims to provide AI solutions for various industries, supporting over 100 enterprises in the region within three years [4] Group 3: Rural Revitalization and New Citizen Services - PSBC Beijing Branch promotes rural revitalization by integrating financial services with local agricultural practices, exemplified by the "Cherry Loan" product for local cherry farmers [5] - The bank has launched the "U+ Card" for new citizens, offering comprehensive financial services to support their integration into urban life [6] Group 4: Innovation and Industry Collaboration - The bank focuses on technology-driven financial services, supporting six key sectors including new materials and AI, and providing tailored financial products for different stages of enterprise growth [8] - PSBC Beijing Branch has established a long-term cooperation mechanism with government and industry partners to enhance support for specialized and innovative enterprises [9] Group 5: Financial Ecosystem and Regional Integration - The bank aims to break down regional barriers and facilitate the free flow of capital, technology, and talent across the Beijing-Tianjin-Hebei region [11] - PSBC has implemented a "three-bank linkage" mechanism to enhance project coordination and resource allocation across the region [12] Group 6: Financial Support and Green Initiatives - Over the past three years, PSBC Beijing Branch has supported 78 key projects in the Beijing-Tianjin-Hebei integration process, with loans exceeding 60 billion yuan [13] - The bank actively promotes green finance initiatives, contributing to low-carbon development and earning recognition as a "climate-friendly financial institution" [13] Group 7: Future Directions - Moving forward, PSBC Beijing Branch will continue to deepen its collaboration with government and industry, focusing on innovative financial solutions to support the region's development [14]

Group 1 - Postal Savings Bank provided a loan of 3.5 million yuan to Jiangxi Richer Machinery Manufacturing Co., addressing the company's urgent funding needs due to increased order volume [1] - The loan was facilitated through the "Credit e-loan" online application model, which utilizes various data sources for credit assessment [1] - The bank's small micro-loan business targets eligible small and micro enterprises, leveraging internet and big data technologies for short-term working capital loans [1] Group 2 - The small micro-loan product includes various models such as tax model, invoice model, comprehensive contribution model, mortgage model, and engineering model, with a maximum credit limit of 10 million yuan [2] - The credit assessment results can be obtained in 3 minutes, and credit-based small micro-loans can be disbursed on the same day [2] - The bank plans to continue enhancing support for small and micro enterprises by optimizing products and policies for better financial services [2]

本报记者李美丽通讯员戴萌 江苏泗阳农商银行作为地方金融主力军，始终牢记服务"三农"使命，以创新为笔、以担当为墨，绘就一 幅产业兴旺、生态宜居、生活富裕的乡村振兴新画卷。 深耕"三农"沃土 赋能乡村振兴全链条 "我行将金融服务嵌入乡村振兴全链条。"泗阳农商银行党委书记、董事长李杨介绍称，在产业端，该行 围绕"一镇一特、一村一品"，推出"乡情贷""红创贷"等特色产品，支持卢集镇水产养殖、临河镇精品果 蔬等特色产业贷款余额达2.9亿元；在生态端，创新"环保贷""绿色权益贷"，对秸秆回收、畜禽粪污处 理企业给予利率优惠，助力打造生态宜居乡村；在民生端，发放社保卡84万张，打造"农商·苏服办"政 银合作专区，实现25项政务服务就近办理。 针对小微企业融资困境，该行开展"金融惠企大走访"，建立"边走访、边梳理、边解决"机制。据悉，该 行在今年4月走访的125户企业中，现场解决34户融资需求，对暂时困难的企业提供"一企一策"辅导。 据记者了解，针对农业机械化需求，泗阳农商银行创新推出"农机贷"产品，截至目前已累计发放1500万 元贷款，支持农户购置农机具50余台。 像杨兵一样受益的还有穿城镇的家庭农场主徐琪。徐琪从昔日的低 ...

时间是常量，也是奋进者的变量。京津冀协同发展11年来，三地携手，从谋篇布局的"大写意"到精耕细作的"工笔画"，同心铸就新的区域发展增长极。今天 的京津冀，努力成为"中国式现代化建设的先行区、示范区"，不断书写高质量发展新篇章。近年来，邮储银行北京分行以北京城市总体规划为纲领，紧密围 绕服务首都建设和京津冀协同发展进行战略布局，充分发挥金融支持"一张图"规划建设积极作用，为"一核两翼"腾飞、京畿大地发展带来金融推动力。 聚焦城市副中心发展建设 "金融参与者"升级"生态构建者" 深入推进京津冀协同发展，关键是牢牢牵住疏解北京非首都功能这个"牛鼻子"。深刻把握疏解北京非首都功能这一核心任务，邮储银行北京分行一方面以实 际行动响应区域发展号召，将办公地址迁至城市副中心运河商务区核心地段的北京邮储大厦，实现物理空间与战略方向的精准契合；另一方面，全面统筹金 融服务体系，聚焦城市副中心建设需求，从基础设施完善到产业升级、民生保障等领域，全方位注入金融动能，将这片承载国家战略的热土，打造为践行金 融使命、创造社会价值的全新实践阵地。 除"三农"领域外，邮储银行北京分行还积极打造新市民服务"暖心工程"。随着城市副中心产业集聚 ...

Core Viewpoint - Postal Savings Bank of China Sichuan Branch is actively supporting local economic development through innovative financial products and services, focusing on technology finance, rural revitalization, and inclusive finance to enhance the growth of small and micro enterprises and agricultural sectors [4][12]. Group 1: Financial Support for Technology Enterprises - The Sichuan Branch successfully launched the first "Tianfu Service Guarantee Loan" in the province, providing a customized credit solution of 1 million yuan to a medical technology company within 5 working days [5][6]. - The bank has developed various financial products such as "Kechuang e-loan" and "Kechuang loan" to support high-quality development of technology enterprises, with a loan balance exceeding 20 billion yuan as of the end of March [7][12]. - A national-level specialized "little giant" enterprise received a 15 million yuan unsecured loan in just 5 working days, demonstrating the bank's ability to provide rapid financing solutions [6][9]. Group 2: Support for Agricultural Development - The bank has injected financial resources into spring farming, with a focus on digital financial solutions to enhance rural revitalization efforts [8][9]. - A family farm operator received 300,000 yuan in financing through a combination of online and offline services, addressing urgent funding needs for equipment upgrades [8][9]. - As of the end of March, the bank's agricultural loan balance reached 111.8 billion yuan, with a net increase of 1.7 billion yuan, supporting over 70,000 farming households [9][12]. Group 3: Services for Small and Micro Enterprises - The bank has issued over 35 billion yuan in loans to small and micro enterprises this year, serving more than 44,000 clients with an average loan amount of approximately 800,000 yuan [11][12]. - Customized financial service solutions have been developed to simplify loan approval processes and reduce collateral requirements for small businesses [10][11]. - A labor dispatch company received a 10 million yuan "Small Micro Easy Loan - Government Procurement Loan," showcasing the bank's tailored approach to financing challenges faced by small enterprises [11].

科技感拉满 沉浸式体验金融科技魅力 踏入邮储银行北京分行的展台，简洁大气又充满科技感的金融"新视界"扑面而来。展台核心区域采用北 京分行"三星环绕"标志性建筑造型，象征"创新、开放、共享"三大发展理念，中央区域沉浸式呈现北京 分行金融"五篇大文章"的突破性成果，每一束光线流转，都生动诠释着金融"五篇大文章"的实践路径。 2025年5月8日至11日，第二十七届中国北京国际科技产业博览会（以下简称"北京科博会"）启幕。在这 场汇聚全球前沿科技的盛宴上，邮储银行北京分行以"金融科技助力科技金融发展"为主题参展，将前沿 成果、创新实践与多元业务一一呈现在观众眼前。从智能风控系统的精准高效，到数字化普惠金融服务 的便捷贴心，邮储银行北京分行以创新实践描绘出金融与科技深度融合的绚丽画卷。 走进科技金融产品展示区，仿佛踏入一个金融与科技融合的奇幻世界，多项前沿科技互动项目让人应接 不暇，科技感与现代感十足。整个空间以"核心引领-同心辐射-外延创新"的三层立体架构，完整展现邮 储银行北京分行"传统业务筑基、金融'五篇大文章'铸魂、科技创新领航"的发展蓝图。观众在展台内， 可以零距离感受邮储银行北京分行在自主创新、AI金融应用 ...