虽然天气渐冷，但辽南大地硕果飘香。 在大连永宁镇永刚果业合作社，十余个现代化气调库内，测温仪上的数字稳定在精准区间，一篓篓红彤 彤的苹果整齐码放至近十米高的棚顶。院内，一辆辆载着苹果的电动三轮车纷至沓来。 丰收图景的背后，离不开农业经营主体的精耕细作，更离不开金融活水的精准滴灌。农行大连市分行以 信贷产品创新为依托，聚焦服务乡村特色产业需求，有力破解农户储果难题，助力大连水果香飘全国甚 至海外。 "今年二季度，农行大连市分行给咱放了150万元纯信用贷款，这3个新库才能这么快建起来。"王刚说。 2025年初，农行大连市分行推出"惠农e贷-专业大户贷"，针对农业产业化经营主体提供最高300万元纯 信用额度，无需抵押担保，还款周期灵活适配水果储存销售周期。永刚果业合作社获得贷款后，在今年 水果上市前完成新库建设，新增的仓储空间助力解决了果农"储果难"的问题。 果农姜大叔种植苹果已十几年，果园里有几百棵苹果树。采摘当天，他骑着三轮车拉来700多斤苹果， 脸上满是笑意："今年苹果产量稳，现在存进气调库，一年毛收入加起来能有20多万元。"据了解，永刚 果业每年要服务像姜大叔这样的果农约300至400户，满足了永宁镇及周边 ...

Core Viewpoint - Zhangjiagang Rural Commercial Bank has successfully issued a 500,000 yuan "Huinong Quick Loan" to Suzhou Xuejia Public Cultural Tourism Development Co., Ltd, injecting strong financial support into the development of the rural cultural industry [1] Group 1: Financial Support Initiatives - The loan issuance is part of Zhangjiagang Rural Commercial Bank's ongoing efforts to support rural entrepreneurship and innovation competitions in the city [1] - The bank has been actively sponsoring the Zhangjiagang Rural Entrepreneurship Innovation Competition since 2024, identifying potential projects for support [1] Group 2: Project Development and Recognition - The "Finding Little Beauties in Nature - Field Picking Light" project by Xuejia Public won third place in the 2025 competition, showcasing its development potential and social value [1] - The bank's quick response to the funding difficulties faced by the enterprise led to a tailored solution using a "bank funds + guarantee company" model for the loan [1] Group 3: Future Plans - Zhangjiagang Rural Commercial Bank plans to continue supporting various activities related to rural entrepreneurship competitions, aiming to discover and incubate more promising rural projects [1] - The bank intends to provide comprehensive financial services to rural entrepreneurs, facilitating the growth of outstanding rural cultural tourism projects [1]