Group 1 - Expansion of loan recipients to include family farms, large-scale farmers, and agricultural cooperatives engaged in crop planting, livestock breeding, and agricultural services for over two years [2][3] - Loan interest rates set at a maximum of 3.5% for individual clients and 4% for agricultural cooperatives, based on current base interest rates [4] - Loan terms extended to a maximum of 5 years for individual loans and 3 years for cooperatives, with options for no-repayment renewals for creditworthy entities [5] Group 2 - Optimization of loan guarantee combinations, with unsecured loans prioritized for amounts under 1 million, and cooperative members providing guarantees for loans under 2 million [6] - Subsidies for insurance premiums and interest, with a maximum guarantee fee rate of 0.8% and a subsidy of up to 50% of actual guarantee fees for timely repayments [7] - Strengthening credit resource assurance by prioritizing loans for new agricultural entities and covering related costs such as mortgage registration and evaluation fees [8]