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金融救灾
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六大银行紧急驰援榆中灾区
Jin Rong Shi Bao· 2025-08-13 01:18
Core Viewpoint - The severe rainstorms in Gansu Province led to significant flooding, prompting major state-owned banks to activate emergency plans and provide financial support to affected areas [1] Group 1: Industrial Response - Industrial and Commercial Bank of China (ICBC) quickly formed an emergency support team to collaborate with local authorities, ensuring smooth financial services and support for disaster relief efforts [3] - Agricultural Bank of China (ABC) established a "green channel" for emergency fund transfers to key disaster response units, becoming the first commercial bank to assist in government disaster relief funding [4] - China Bank initiated emergency measures, providing essential supplies to frontline workers and ensuring 24/7 claims service through its insurance arm [6] - China Construction Bank (CCB) opened a financial service green channel to meet the needs of disaster-affected clients and efficiently responded to emergency fund requests [7] - Postal Savings Bank of China (PSBC) activated an emergency response mechanism and established a communication system to assist clients facing repayment difficulties due to the disaster [9] Group 2: Financial Services and Support - ICBC utilized portable smart devices to offer various financial services, including fund transfers and loan adjustments, to support affected individuals and businesses [3] - ABC's rapid response included a specialized team to manage government disaster relief funds, ensuring timely distribution of aid to affected communities [4] - CCB's proactive measures included understanding the operational status of disaster-affected clients and providing tailored financial services [7] - PSBC's customer managers reached out to clients in severely affected areas to assess their needs and provide financial assistance, including loan repayment adjustments [9] Group 3: Safety and Coordination - Traffic Bank conducted safety inspections of its facilities to ensure the safety of staff and the public while facilitating emergency financial services [8] - All banks emphasized collaboration with local government and emergency services to ensure a coordinated response to the disaster [6][8]
邮储银行构筑“金融堤坝” 多措并举力挺灾后重建
Xin Hua Wang· 2025-08-09 03:03
Core Viewpoint - The China Postal Savings Bank is actively supporting disaster-stricken areas by providing financial services and tailored assistance to affected businesses and individuals, ensuring the continuity of essential financial services during extreme weather events [1][5]. Group 1: Financial Services Response - The bank's branches have implemented 24-hour service operations in severely affected areas, ensuring that 49 outlets continued to operate under extreme conditions, providing shelter and charging facilities for the public [1][5]. - The bank has established emergency service windows to prioritize disaster relief funding, ensuring timely disbursement of funds to those in need [5]. Group 2: Tailored Assistance for Affected Clients - The bank has introduced a "one household, one policy" support scheme to address the urgent needs of small and micro enterprises and farmers affected by the disasters [1][3]. - In Hebei, the bank quickly provided 150,000 yuan (approximately 21,000 USD) in credit to a mushroom farmer to assist with repairs and purchasing supplies [2]. - The bank has opened a special loan approval green channel for businesses, completing a 5 million yuan (approximately 700,000 USD) credit approval for a construction company affected by the floods [2]. Group 3: Policy Measures for Long-term Recovery - The bank is offering various policy measures such as loan extensions, repayment adjustments, and interest-free renewals to clients facing temporary repayment difficulties [3]. - The Beijing branch provided a 5 million yuan (approximately 700,000 USD) loan secured by intellectual property to a small enterprise, helping to reduce financing costs and support recovery efforts [3]. Group 4: Community Support and Social Responsibility - The bank has mobilized resources to provide emergency supplies worth nearly 250,000 yuan (approximately 35,000 USD) to disaster-stricken areas, including raincoats, food, and drinking water [5]. - Internal fundraising efforts have raised 11,600 yuan (approximately 1,600 USD) for purchasing urgent supplies, demonstrating the bank's commitment to social responsibility [5].