日前，江苏证监局披露，该局对江苏江阴农商行、无锡农商行、江南农商行的基金销售业务进行了现场检查，经查，三家农商行的基金销售业务存在制度建设、 内部控制和风险管理以及信息报送等方面的问题。 其中，上述部分银行的基金销售相关人员存在未取得基金从业资格的情况。 江苏证监局对无锡农商行和江阴 农商行 出具了警示函，对江南农商行采取责令改正的行政监督管理措施，要求上述三家农商行针对相关问题进行整改，并在30日 内提交书面整改报告。 | | | O | | | --- | --- | --- | --- | | (0) 政府信息 公开指南 | 当前位置：证券经营机构监管 | | | | | 序号 标题 | 文号 | 发文日期 | | 政府信息 公开制度 | 江苏证监局关于对江苏江阴农村商业银行股份 有限公司采取出具警示函监管措施的决定 | 〔2025〕 87号 | 2025-06-27 | | 政府信息 公开年度报告 | 江苏证监局关于对无锡农村商业银行股份有限 2 公司采取出具警示函监管措施的决定 | 〔2025〕 86号 | 2025-06-27 | | 官 主动公开 | 江苏证监局关于对江苏江南农村商业银行股份 3 ...

近期， 多家银行调整服务收费，服务项目涉及资信证明、银行卡年费、ATM跨行取现、跨境理财通等 多个领域 ，引发市场广泛关注。 乌海银行官微公告显示， 自6月13日起对资信业务和银团贷款业务进行收费 。资信业务涉及个人客户和 对公客户，为个人客户开立个人存款证明收费标准为20元/份；为存款人出具单位资信证明收费标准为 200元/份。 | 收费项目 | | 服务内容 | 收费标准 | 收费依 | 适用客 | | --- | --- | --- | --- | --- | --- | | | | | | 据 | 户 | | 个人存款证明 | | 为个人客户提供开立个人存款 | 20 元/份 | 市场调 | 个人客 | | | | 证明服务 | | 节价 | 户 | | 单位资信证明 | | 为存款人出具资信证明 | 200 元/份 | 市场调 | 对公客 | | | | | | 节价 | 日 | | | | 发起组织银团、承担包销或部分 | 按协议约 | 市场调 | 对公客 | | 安排费 | | 包销责任、分销银团贷款份额、 | 定收取 | 节价 | 户 | | | | 提供银团贷款的组织安排等 | | | | ...

Core Viewpoint - The China Interbank Market Dealers Association has rated Dongguan Rural Commercial Bank as a D-class general underwriter, which may lead to the loss of its underwriting qualifications if it remains in this category for two consecutive years [1][5][8]. Group 1: Market Evaluation Results - The evaluation results are the first disclosure following the revision of market evaluation rules in June 2024, which categorized underwriters into general and specialized types [4]. - Among 26 national and 28 local banks, most were rated B-class, with 12 rated A-class, while Dongguan Rural Commercial Bank and two others received a D-class rating [2][5]. Group 2: Underwriting Business Performance - Dongguan Rural Commercial Bank's net commission income has decreased by 35.9% year-on-year to 457 million yuan in 2024, influenced by adjustments in insurance and wealth management product fees [1][9]. - The bank's overall commission income has declined from 1.585 billion yuan in 2016 to 457 million yuan in 2024, a reduction of 71.2% [9]. Group 3: Regulatory and Compliance Issues - The D-class rating may be linked to a fine of 800,000 yuan imposed on the bank in December 2024 for inadequate bond underwriting management and inappropriate insurance product sales to elderly clients [8]. - The evaluation criteria include business scale and quality, with the bank reportedly falling below the bottom 10% in terms of underwriting amounts and issuer numbers [2][6]. Group 4: Financial Performance Impact - The bank's net profit has been declining, with a 12.11% drop in 2023 and a 9.08% drop in 2024, indicating pressure on overall financial performance [10]. - The decline in underwriting qualifications could further impact the bank's intermediary income and overall performance growth [10].