Core Viewpoint - The article discusses the recent trend of banks in China shutting down and integrating their mobile applications, which has garnered significant public attention and support [2][9]. Group 1: Bank App Shutdowns - Multiple banks have announced the closure of certain mobile applications, particularly in the credit card and direct banking sectors [4][6]. - China Bank announced at the end of September that its "Bountiful Life" app will gradually migrate to the main China Bank app, leading to the eventual shutdown of the former [4]. - Beijing Bank stated that its direct banking app and website will cease operations on November 12, 2025, with functionalities transferred to the "Jingcai Life" mobile banking app [6]. Group 2: Industry Trends - Over 20 banks have stopped operating certain apps in 2023, including Beijing Rural Commercial Bank, Jiangxi Bank, and others, consolidating functions into their main mobile banking applications [7]. - According to a report from the China Internet Finance Association, 25 apps, including Minsheng Direct Bank and Kunlun Direct Bank, have voluntarily canceled their registrations, covering various financial sectors [7]. Group 3: Public and Expert Reactions - Public sentiment is largely supportive of the app consolidation, with many users expressing that having one app per bank is sufficient [9]. - Industry experts believe that the trend of shutting down and integrating apps can help banks reduce costs and improve efficiency, as well as enhance user experience [11]. - Recommendations for banks include optimizing mobile ecosystems, enhancing digital capabilities, exploring diversified services, and ensuring compliance and security during data migration [11].