时隔10个月，中路财产保险股份有限公司（以下简称"中路保险"）迎来了主持工作的副总经理。9月22日，北京商报记者注意到，近日青岛金融监管局核 准了高立昌中路保险副总经理（主持工作）的任职资格。这位出身青岛财政系统的高管，能否稳住内控罚单不断、核心管理层变动频频的中路保险？一切 有待市场检验。 时隔10个月副总补位 近日，青岛金融监管局发布的关于高立昌中路保险副总经理（主持工作）任职资格的批复表示，核准高立昌中路保险副总经理（主持工作）任职资格。 今年6月12日，中路保险中德生态园支公司因跨区域经营交强险，被警告并罚款3万元；6月17日，中路保险日照中心支公司因未按规定进行执业登记信息 管理，被警告并罚款。如果拉长时间线来看，2023年9月，中路保险分别因反洗钱工作问题以及个别人员未经核准实际履行高管职责等多项违规被人民银 行青岛市分行和青岛金融监管局处罚。 2024年11月，任职中路保险总经理仅一年多的史翔挂冠而去，该公司总经理空缺至今，如今由高立昌主持工作。不过，从履职经历来看，不同于史翔为保 险"科班"出身，此前多任职于保险机构，高立昌除了中路保险党委委员、青岛市纪委监委驻中路保险纪检监察组组长的履历外， ...

Core Viewpoint - Changjiang Property Insurance Co., Ltd. has appointed Zhang Long as the new chairman amid a critical transition period, coinciding with the release of a rectification report highlighting numerous governance shortcomings that need to be addressed [1][4][5]. Group 1: Leadership Changes - Zhang Long has been approved as the chairman of Changjiang Property Insurance by the Hubei Regulatory Bureau of the National Financial Supervisory Administration [3]. - Zhang Long, born in 1976, has extensive experience in financial management, having held various leadership positions in Hubei's financial institutions [3]. - The company has experienced frequent leadership changes, with the previous chairman, Zhao Hongbing, serving less than a year before leaving due to work relocation [4]. Group 2: Rectification Tasks - A rectification report was published just before Zhang Long's appointment, detailing 38 tasks aimed at improving risk management, internal controls, and organizational structure [5][6]. - The report emphasizes enhancing the risk management system, compliance culture, and support for key industries and projects in line with national strategies [6]. Group 3: Financial Performance - Changjiang Property Insurance recently ended an 8-year loss streak, reporting an insurance business income of 1.304 billion yuan and a net profit of 3 million yuan in 2024 [9]. - In the first half of 2025, the company achieved an insurance business income of 980 million yuan, a 37% year-on-year increase, with a total risk coverage of 8.172 trillion yuan [9]. - The company is shifting its focus from auto insurance, which decreased from 48.15% in 2023 to 37.65% in 2024, to non-auto insurance sectors, which have shown profitability [9][10]. Group 4: Strategic Focus - The shift towards non-auto insurance is seen as a strategy to reduce reliance on the loss-making auto insurance segment and to capitalize on emerging markets such as agricultural and health insurance [10]. - Industry experts suggest that non-auto insurance markets offer significant growth potential, allowing smaller companies to leverage regional flexibility and innovation for high-quality development [10].

Group 1: Insurance Industry Overview - The insurance industry achieved original premium income of approximately 3.74 trillion yuan in the first half of the year, representing a year-on-year growth of 5.3% [1] - Life insurance companies generated premium income of 2.77 trillion yuan, with a year-on-year increase of 5.4%, while property insurance companies reported premium income of 964.5 billion yuan, growing by 5.1% [1] - The growth trajectory for premiums in the second half of the year is expected to be influenced significantly by the reduction in the preset interest rates for insurance products [1][2] Group 2: Life Insurance Sector Insights - In June, life insurance companies experienced a substantial premium income increase, with a year-on-year growth rate of 16.3%, significantly higher than the overall growth rate for the first half of the year [2] - The adjustment of preset interest rates has led to changes in market strategies, impacting premium income significantly during different periods [2][3] - The upcoming reduction in preset interest rates is anticipated to create a peak in premium income before the adjustment, a trend observed in previous years [2][3] Group 3: Property Insurance Sector Insights - Property insurance companies reported premium income of 964.5 billion yuan in the first half of the year, with a year-on-year growth of 5.1%, and auto insurance premiums accounted for 46.7% of total property insurance premiums [4] - The premium income from new energy vehicle insurance reached approximately 66.17 billion yuan, showing a year-on-year growth of 41.44%, significantly outpacing the overall growth rate of the auto insurance sector [4] - Health insurance premiums from property insurance companies reached 160.9 billion yuan, with a year-on-year growth of 9.08%, indicating a strong demand for non-auto insurance products [5]