Core Viewpoint - The emergence of the "Chengdu Prepaid Protection" platform aims to address the challenges faced by prepaid consumption industries, enhancing consumer trust and optimizing the business environment in Chengdu [1][3]. Group 1: Government Initiatives - A collaborative plan has been launched by five local government departments to support the healthy development of prepaid consumption sectors, including elderly care, social medical services, and youth training [3]. - The initial pilot areas for this initiative include Jinjiang District, Dujiangyan City, and Pengzhou City, focusing on specific industries [3]. Group 2: Platform Features - "Chengdu Prepaid Protection" operates under a model of "government-led + state-owned enterprise operation + bank custody," creating a trust bridge between consumers and merchants [3]. - The platform employs a bank custody model that generates standard contracts automatically based on orders, ensuring transparency in prepaid consumption [3][5]. Group 3: Financial Support and Risk Management - The platform introduces differential supervision, allowing merchants to withdraw part of the regulated funds in advance for daily operations, thereby alleviating cash flow pressure [5]. - A systematic risk control mechanism is established, where abnormal business operations can trigger a coordination process with similar merchants to fulfill remaining consumer services or initiate refund assistance [5]. Group 4: Merchant Feedback - Merchants express that joining the platform enhances their credibility and fosters positive interactions with consumers, highlighting the platform's dual focus on consumer protection and merchant support [5].