格隆汇11月16日｜香港财政司司长陈茂波表示，恒生指数今年来累升逾三成，首十个月平均每日成交额 达2,580亿元，较2024年全年平均升近一倍。同期有81家新上市公司，次公开招股集资额近2,160亿元， 按年上升逾两倍，位居全球首位。今年首十个月，公司上市后的后续融资更达4,750亿元。另外，自 2022年至今，经投资推广署协助而落户香港或在港扩展业务的家族办公室亦超过200家；截至去年年底 香港管理资产总值逾35万亿元，按年增加13%。这些正面的发展，让香港金融服务输出今年来实质增长 11%，贡献了同期GDP增长超过一成。 来源：格隆汇APP ...

Core Insights - The Hang Seng Index has increased by over 26% this year, ranking among the top globally. In the first half of the year, 44 new companies were listed in Hong Kong, raising a total of HKD 109.4 billion, which is more than eight times the amount raised in the first half of 2024, marking the strongest performance since 2021 [1] - As of July 2025, the average daily trading volume in Hong Kong was HKD 240.2 billion, representing a year-on-year increase of 118% [1] - The Hong Kong insurance sector has seen a significant influx of new money, with new premium income reaching HKD 93.4 billion in Q1 2025, a year-on-year increase of 43.1%, setting a record high since data collection began in 2001 [1] Market Performance - The Hang Seng Index's performance reflects a robust recovery in the Hong Kong stock market, with a notable increase in new listings and capital raised [1] - The trading volume surge indicates heightened investor activity and confidence in the market [1] Insurance Sector Insights - The Hong Kong insurance industry is experiencing strong growth, with Q1 2025 new premium income nearly reaching half of the total for 2024, accounting for approximately 42.5% [1] - The currency structure of new premiums shows that 81.8% are in USD, 14.8% in HKD, and 2.4% in RMB, indicating a strong preference for USD-denominated products [3] - The payment structure for new premiums indicates that 50.2% are single premium payments, while 28.2% are for terms less than five years [3] Investment Opportunities - The favorable exchange rate for the RMB against the USD in September provides additional incentives for purchasing Hong Kong insurance products [5] - Anticipated interest rate cuts by the Federal Reserve are expected to lead to lower rates in Hong Kong, but the guaranteed returns on insurance products remain attractive [7][9] - Insurance companies are extending significant promotional offers, with premium rebates and discounts reaching up to 30%, making September an opportune time for consumers to invest in insurance [10]