#有骑手称养老险补贴等于加薪500#【美团出资补贴养老保险，骑手们怎么看？#骑手缴纳养老保险意愿 受年龄影响#】10月28日，美团（HK.3690）港股开盘后股价出现下跌，最终下跌1.96%至100港元收 盘。就在前一晚，美团宣布为骑手提供养老保险补贴，并覆盖全国。11月开始，骑手可根据自身需求， 选择在户籍地或工作所在地缴纳。 第一财经记者了解到，对于这一举措，骑手基于自身的情况，或支持或观望。 骑手缴纳保险的意愿与年龄有着较大关系。 杭州骑手魏莉丹今年29岁，目前跑单已有3年时间。她同时是站点的骑士长，管理着50多位骑手。她对 第一财经记者表示，听到平台要给骑手发放补贴时，她第一时间向队员讲了相关政策，也收到了积极反 馈，"队里有不少骑手一直在自己交社保，听到之后都很开心，没有交的骑手也在打听怎么交。" 南通骑手田春红今年47岁，她早早开始规划养老事宜。今年4月3日，美团发布公告，将在福建泉州、江 苏南通城区试点为骑手补贴养老保险，两个试点区域总计覆盖超过2.2万名外卖骑手。她对第一财经表 示，3月听到美团要给骑手交养老保险时，她非常激动，平台一宣传就立即报名了。 宁波骑手唐卫红和田春红有一样的想法。随着 ...

Core Viewpoint - Meituan's initiative to provide pension insurance subsidies for delivery riders is seen as both a cost for rider welfare and a significant investment in human resources, aimed at enhancing stability and sustainability within the workforce [1][7]. Group 1: Company Actions - Meituan announced the provision of pension insurance subsidies for riders, effective from November, allowing them to choose payment locations based on their needs [1]. - The company has expanded its "new employment form occupational injury insurance" pilot to 17 provinces, covering 13 million riders and paying over 2 billion yuan by September [9]. Group 2: Rider Perspectives - Riders' willingness to pay for insurance varies by age, with younger riders showing more hesitance compared to older riders who are more proactive in securing pension plans [3][4]. - Younger riders, like a 29-year-old from Hangzhou, express concerns about immediate financial burdens, while older riders, such as a 47-year-old from Nantong, actively seek to enroll in the pension scheme [3][4]. Group 3: Economic Implications - The average monthly income for high-frequency riders ranges from 6,949 to 10,201 yuan, with a potential insurance contribution of 1,600 yuan per month, half of which would be covered by Meituan [7]. - The initiative is expected to enhance job stability, reduce turnover costs, and improve operational efficiency for Meituan, ultimately contributing to sustainable growth [7][8]. Group 4: Industry Context - The move is part of a broader trend among platforms to enhance labor rights and benefits, responding to the needs of gig economy workers [9]. - Analysts suggest that the pension subsidy could alleviate financial anxieties for riders, fostering a more stable and committed workforce, which may lead to improved service quality [8][9].

Core Viewpoint - Meituan's Q2 revenue increased by 11.7% year-on-year to approximately 91.84 billion RMB, while adjusted net profit decreased by 89% to about 1.49 billion RMB due to increased sales expenses driven by intense competition in the food delivery sector [2][4]. Financial Performance - Revenue for Q2 2025 was 91.84 billion RMB, up from 82.25 billion RMB in Q2 2024, marking an 11.7% increase [3]. - Adjusted EBITDA for Q2 2025 was approximately 2.78 billion RMB, a decrease of 81.5% compared to the previous year [3]. - Operating profit fell by 98% to 226.35 million RMB, with a significant decline in operating profit margin [3]. Business Segmentation - Revenue from Meituan's core local commerce segment grew by 7.7% year-on-year to 65.3 billion RMB, but operating profit dropped by 75.6% to 3.7 billion RMB, leading to a decrease in operating profit margin by 19.4 percentage points to 5.7% [4]. - New business revenue increased by 22.8% year-on-year to 26.5 billion RMB, but operating losses expanded by 43.1% to 1.9 billion RMB, with an improved loss rate of 7.1% [4]. Sales and Marketing Expenses - Sales and marketing expenses reached 22.5 billion RMB in Q2, up from 14.8 billion RMB in the same period last year, representing a 51.8% increase and accounting for 24.5% of total revenue, up from 18% [4][6]. - The increase in expenses is attributed to business development and adjustments in strategies to cope with fierce competition in food delivery and instant retail [7]. Strategic Initiatives - Meituan has initiated pilot programs for rider pension insurance subsidies in Nantong and Quanzhou, with plans to expand nationwide by the end of the year [7].