作为扎根重庆的非公金融企业，平安融易（江苏）融资担保有限公司重庆分公司（以下简称：平安融易重庆分公司）始终以党建为引领，深度融入国家"十 五五"规划发展大局，将党的政治优势、组织优势转化为服务实体经济的发展优势。截至今年三季度末，公司在保余额达24.08亿元，其中中小微企业在保规 模超16.30亿元，以实际行动践行"专业创造价值"的企业文化，与国家战略同频共振，为重庆经济高质量发展注入强劲动能。 根据"十五五"规划中"推进旅游强国建设"的部署，重庆作为国内外旅游热门城市，平安融易重庆分公司精准锚定旅游服务、酒店经营等细分领域，将党建引 领转化为服务小微企业的具体行动。 据国庆中秋旅游相关数据显示，重庆近年来旅行定制出行产品显著提升，重庆团队游及定制出行产品接待人次同比提升195.40%，出团销售额增长75.31%。 旅游业的小微企业融资需求日益迫切，公司的主动服务模式正精准匹配这一市场趋势。 从事旅游商贸的小微企业主李女士对此深有感触。随着重庆旅游业持续升温，外地游客包车私家团需求激增，她计划采购GL8、考斯特等商务用车扩大经 营，但大额现金流缺口让她犯了难。平安融易咨询顾问主动上门了解情况后，向其推荐了"微 ...

Core Viewpoint - The article emphasizes the importance of small and micro enterprises in driving employment and economic circulation in China, highlighting the innovative "AI+O2O" model adopted by Ping An Rongyi to empower these businesses and enhance financial services [1][10]. Group 1: Service Model Transformation - Ping An Rongyi has shifted from a passive "sitting merchant" model to an active "walking merchant" approach, establishing a comprehensive O2O service network that combines online and offline resources [2][10]. - A specialized team of senior client managers is deployed to key regions and industries, providing face-to-face, full lifecycle financing advisory services to small and micro clients [2][5]. Group 2: Financial Empowerment in Agriculture - The company integrates financial services into the entire agricultural supply chain, going beyond mere financing to include product procurement and online sales platform development, thereby enhancing farmers' tangible benefits [6][7]. - The "Three Rural Protection Plan" combines financial support with marketing and product upgrades, helping 480,000 agricultural micro-enterprise owners secure over 60 billion yuan in funding by June 2025 [7][8]. Group 3: Technological Integration - Ping An Rongyi leverages advanced technologies like AI and big data to enhance service efficiency and customer experience, creating a unique "human + enterprise" intelligent risk control model [8][9]. - The AI-driven loan application process has been streamlined to require minimal input, with 95% of small micro clients receiving funds within 1.3 hours, addressing their urgent financial needs [9][10]. Group 4: Commitment to Sustainable Development - The company aims to build a resilient and warm "AI+O2O" service ecosystem, supporting small and micro enterprises through economic cycles and contributing to high-quality development in China [10].