Core Insights - The 2025 China International Service Trade Fair was held in Beijing from September 10 to 14, showcasing the latest achievements in service trade and providing a platform for financial institutions, technology companies, and venture capital firms to explore development opportunities [2] - Beijing Bank, as a strategic partner for five consecutive years, participated in the fair with the theme "Digital Intelligence Leading the Renewal of Service Trade," emphasizing innovation in services to support the real economy and promote collaborative value creation [2] Group 1: Technological Innovations - The Beijing Bank exhibition featured advanced technology, including an AI-powered interactive robot named "Jing Xiaobao," capable of multilingual communication and providing information on financial products [3] - The exhibition showcased a digital RMB experience area, allowing visitors to engage with cultural enterprises and traditional businesses, highlighting the integration of technology into everyday financial services [3] - The exhibition's design and interactive experiences reflect Beijing Bank's commitment to transforming into an "AI-driven commercial bank" and enhancing personalized services [3] Group 2: Support for Technology Enterprises - Beijing Bank focuses on addressing the financing challenges faced by technology-oriented small and medium-sized enterprises (SMEs), aiming to become the leading bank for specialized and innovative companies [4] - As of June 2025, Beijing Bank has served over 26,000 specialized and innovative enterprises, with a loan balance exceeding 121 billion yuan, and has provided over 1.3 trillion yuan in credit to 55,000 technology SMEs [4] - The bank offers tailored financial products and services, such as the "Lighthouse e-loan" and "Unified e-financing" platform, to enhance financing support for enterprises [5] Group 3: Ecosystem Collaboration - The banking industry is undergoing significant transformation, requiring banks to evolve from mere financial service providers to builders of efficient collaborative innovation ecosystems [6] - Beijing Bank emphasizes the integration of finance with technology, industry, and ecology to empower new productive forces, focusing on cross-industry collaboration and resource aggregation [6] - The bank has launched the "Smart Investment e-Union" ecosystem and partnered with various organizations to support specialized and innovative enterprises, enhancing their market connections and resource access [7]

什么是"AI驱动的商业银行"？在北京银行身上，这个问题逐渐不再"神秘"。 提出数字化转型目标3年之后，北京银行的数字化转型1.0阶段迎来圆满收官。让数字化成为最鲜明的特 征、最深厚的底色，这家城商行正在一步步实现、一层层巩固。 "只有那些学会如何利用大数据、云计算、人工智能和物联网挖掘新价值的企业，才能爬出海量数据的 泥沼，迈入新的数字化王国。"《认识数字化转型》一书的作者托马斯·西贝尔（Thomas Siebel）将数字 化转型比作一场进化间断，阐述着其中夹杂着的不可预测性。 进入存量时代，银行间的竞争逐渐从横向拓展转为纵向深入，独特性越来越成为一种稀缺资源。但无论 从资本实力、技术优势还是风险承担能力角度，把数字化作为塑造独特性优势的工具，对一家城商行来 说都并非易事。 北京银行做到了。在2024年度业绩发布会上，霍学文宣布北京银行数字化转型1.0阶段圆满收官，并首 次全面系统地介绍了北京银行三年来数字化转型的成果，阐述了服务质效双提升背后技术能力、业务模 式、组织形态的"三个全方位升级"。 在技术能力全方位升级方面，北京银行主要做了3件事：一是夯实技术底座，二是变革科技管理机制， 三是加大科技投入。 在 ...