Key Takeaways SOFI has surged 21% in three months, outperforming the industry's 10% growth. The stock trades at over 41X forward earnings, prompting valuation concerns. SOFI's earnings estimates have risen over the past 60 days, showing improved sentiment.SoFi Technologies, Inc. (SOFI) has made a strong comeback, reflecting renewed investor confidence in its digital-first model and growing stream of fee-based income. Its asset-light platform continues to scale well, helping reduce dependence on traditiona ...