Core Viewpoint - The SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) has maintained a consistent dividend payout for 25 years, reflecting strong corporate profit growth and a focus on capital appreciation rather than high yield [1] Group 1: Dividend Performance - SPTM paid $0.933 in dividends for 2025, marking a 1.9% increase from $0.916 in 2024, showcasing the underlying growth in corporate profits across the U.S. market [1] - The fund has never cut its dividend in its 25-year history, maintaining uninterrupted quarterly payments even during market disruptions like in 2020 [1] Group 2: Fund Composition and Strategy - The ETF consists of 1,500 holdings, providing broad exposure to the U.S. market with an ultra-low expense ratio of 0.03% [1] - Major technology companies such as NVIDIA, Apple, and Microsoft account for 19% of the portfolio, emphasizing a growth-oriented strategy that prioritizes reinvestment over high yields [1] - Financial stability is supported by conservative payout practices from holdings like JPMorgan Chase, which retains most earnings while rewarding shareholders [1] Group 3: Total Return and Investment Perspective - SPTM achieved a return of 15.54% over the past year, outperforming the S&P 500's 14.31%, and has increased by 85.59% over five years, highlighting the effectiveness of combining modest yield with capital appreciation [1] - Investors focused solely on high yield may overlook SPTM, but those recognizing the value of diversification across profitable, growing businesses will appreciate the fund's stability and growth potential [1]

The T. Rowe Price Blue Chip Growth ETF ( TCHP ) is an actively managed ETF that invests in a concentrated portfolio of mostly large-cap American stocks with the hope of capital appreciation. T. Rowe Price is pitching that they haveWith over three years of finance and consulting experience, Nikola is laser focused on finding value in North American public equities and ETF's. His professional experience includes corporate credit risk analysis, consulting for government entities, and venture capital analysis i ...

Core Viewpoint - Invesco Raymond James SB-1 Equity ETF (RYJ) employs a disciplined selection process for U.S. equities, focusing on companies with strong analyst conviction and improving fundamentals [1] Group 1: Investment Strategy - RYJ utilizes a transparent, rules-driven portfolio that undergoes periodic reconstitution to seek capital appreciation [1] - The strategy emphasizes firms with favorable analyst outlooks, leading to potential factor exposures skewed towards quality and momentum [1] - The fund may include mid- and small-cap stocks depending on the breadth of convictions at each rebalance [1] Group 2: Asset Allocation and Functionality - RYJ can serve as a return-seeking satellite alongside a broad core index or as a tactical overlay when investor conviction aligns with analyst upgrades [1] - The fund generally performs well in pro-cyclical phases when risk appetite increases and earnings revisions are positive [1] - It may underperform in defensive markets or when analyst sentiment is compressed [1] Group 3: Risks and Considerations - A specific risk associated with RYJ is its concentration in a relatively smaller set of conviction names, which can heighten idiosyncratic risk and increase turnover during list changes [1]

Core Viewpoint - The article emphasizes the attractiveness of monthly dividend income through investment in exchange-traded funds (ETFs), particularly in the context of rising household expenses and economic uncertainty [1]. Investment Opportunities - Investing in dividend ETFs allows for capital appreciation while providing steady passive income with low risk. Unlike stocks and bonds, which pay dividends quarterly and semi-annually respectively, ETFs can generate monthly income [2]. - The Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) is highlighted as a superior option for monthly dividends compared to the Schwab U.S. Dividend Equity ETF (SCHD) [3][4]. Fund Characteristics - SPHD was launched in 2012 and selects large, financially stable companies from the S&P 500, focusing on those with the highest yield, leading to a concentration in utilities and REITs. The fund employs an equal-weight strategy to minimize risk and volatility [5]. - SPHD has a dividend yield of 4.29%, with a $10,000 investment in 2015 growing to $12,680. In comparison, SCHD has a yield of 3.81% and a lower expense ratio of 0.060% compared to SPHD's 0.30% [6]. Performance Metrics - SPHD's dividend yield is over three times that of the S&P 500, making it an attractive option for investors not interested in the tech sector. Its sector allocation includes 22.82% in real estate, 17.88% in consumer staples, 13.65% in utilities, and 11.42% in healthcare [7].

Core Points - NB Private Equity Partners Limited (NBPE) has reported its total voting rights as of November 30, 2025, with a total of 43,796,282 voting rights available [1] - Class A shareholders hold 46,946,690 shares, with 3,150,408 shares held in treasury, allowing them to attend and vote at general meetings [1] - Class B shares, totaling 10,000, do not carry voting rights except in limited circumstances where prior approval is required from Class B shareholders [1] Company Overview - NBPE invests in direct private equity alongside leading private equity firms globally, managed by NB Alternatives Advisers LLC, a subsidiary of Neuberger Berman Group LLC [2] - The investment strategy focuses on capital appreciation through growth in net asset value while providing bi-annual dividends, with a fee-efficient structure due to no management fees or carried interest payable to third-party general partners [2] - Neuberger Berman, founded in 1939, manages $538 billion across various asset classes and has been recognized as a top workplace in money management for over a decade [3]

Core Insights - YieldMax® Target 12™ Big 50 Option Income ETF (BIGY) has achieved significant performance in its first year, outperforming competitors like JPMorgan Equity Premium Income ETF (JEPI) and NEOS S&P 500 High Income ETF (SPYI) in cumulative total returns [1][5] Performance Summary - BIGY's cumulative total returns as of November 20, 2025, are as follows: - 3 Months: 5.02% - 6 Months: 15.29% - 1 Year: 14.72% - In comparison, JEPI and SPYI reported: - JEPI: 3 Months: -0.32%, 6 Months: 3.46%, 1 Year: 1.98% - SPYI: 3 Months: 1.96%, 6 Months: 9.17%, 1 Year: 10.16% [1] Fund Objectives and Strategy - BIGY is designed to target an annual yield of 12% while pursuing capital appreciation through investments in fifty large-cap U.S. companies [2][6] - The fund employs an option income strategy to generate income and seeks additional capital appreciation through direct equity investments, providing a balanced approach for various portfolio goals [2] Expense Ratios - BIGY has a gross expense ratio of 0.99% - In comparison, JEPI has a gross expense ratio of 0.35% and SPYI has a gross expense ratio of 0.68% [6][7]

The first mistake people make is they don't set a goal when they get into this. What is your goal of investing in crypto. Is it okay, I want to buy this particular good or is it an outcome.I want to quit my job and be a full-time chicker. I don't know whatever it is, right. So, the first mistake people make is they don't set a goal when they get into this.So, what's your goal. Like are what was my goal. My goal is capital preservation, not capital appreciation.So, I take way less risks than somebody else. U ...

Core Viewpoint - Investors are seeking higher yields and capital appreciation potential, but the fundamentals and growth narrative for higher-yielding assets have deteriorated [1] Group 1 - Higher-yielding investments are facing increased risks due to worsening fundamentals [1] - The growth narrative for these investments has taken a negative turn [1]

Core Insights - ADT is a transformed and focused home security company with strong partnerships and a commitment to rewarding shareholders through dividends and capital appreciation [1] Investment Thesis - The investment thesis for ADT is based on its potential for capital appreciation, driven by its fundamentals, peer comparison, and historical performance [1] - The company is viewed as temporarily undervalued, presenting an opportunity for investors [1] - High odds for capital appreciation are expected to be supported by foreseeable catalysts [1] Industry Focus - The analysis often includes HVAC-related stocks, reflecting the analyst's previous professional involvement in that industry [1]

Core Insights - Coca-Cola reported negative free cash flow for the first time in decades, with a net outflow of $1.4 billion, primarily due to a strategic acquisition rather than a decline in sales or brand strength [1][3] - The stock has declined over 6.4% since the Q2 earnings report in July 2025, prompting investors to consider alternatives for capital appreciation [2][11] - The acquisition of Fairlife, a premium dairy brand, involved a cash outlay of $6.1 billion, which would have resulted in a free cash flow of $3.9 billion if excluded, aligning with historical levels [3][4] Company Performance - Fairlife contributes only 2-3% of Coca-Cola's revenue, indicating that even significant growth from this acquisition may not substantially impact overall performance [4] - Coca-Cola's forward P/E ratio stands at 22.5x, representing a 31.5% premium over PepsiCo's 17.1x, attributed to Coca-Cola's global presence and cash-generating consistency [5] - Despite some institutional investors reducing their holdings, the overall sentiment remains stable, with a consensus price target of around $77, suggesting a 16% upside [6] Competitive Landscape - Celsius Holdings is positioned as a growth-oriented alternative, with a 12-month stock price forecast of $63.15 and a significant rally of over 26% in the past quarter [7][8] - Celsius has posted strong earnings momentum, with an EPS of 47 cents, exceeding analyst expectations, leading to upgrades from major analysts [10] - The energy drink market sees Celsius competing against established players like Monster Beverage, with a forward P/E of 65.9x, reflecting investor confidence in its growth potential [9] Investment Considerations - Coca-Cola remains a stable choice for investors prioritizing income and brand durability, with a reliable dividend yield of 3.09% [6][11] - For investors seeking growth, Celsius presents a compelling option with aggressive market expansion and increasing analyst support [12]