Citigroup upgrades SoFi Technologies (NASDAQ:SOFI) to "Outperform" with a stock price of $20.86.SoFi reports its first $1 billion revenue quarter in Q4 2025 and projects a 30% year-over-year revenue growth and a 52% increase in Adjusted EBITDA for 2026.The company focuses on expanding margins and transitioning towards capital-light, fee-based revenues, with a loan platform performing well and cross-selling efforts reaching 40%.SoFi Technologies (NASDAQ:SOFI) is a financial technology company that offers a r ...