Credit utilization

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Consumers increased their credit utilization in April, trying to get ahead of tariffs
Yahoo Finance· 2025-06-07 13:01
We're checking in on the consumer. New data from Vantage Score shows student loans dragging on delinquency rates. Auto loans surging past prepandemic highs.For more, we're bringing in now Silio Tavvaris, CEO and president of Vantage Score. Silio, always great to see you, especially on set. So, we are always looking as investors for lines of signing the consumer.Silio, different data, different metrics. What start big picture. What are you seeing.What do you see with the consumer based on the credit data you ...
How to use a HELOC to pay off debt (and when it makes sense)
Yahoo Finance· 2025-05-27 17:39
Are you overwhelmed by credit cards, personal loans, or medical bills? Depending on your financial situation, using a home equity line of credit (HELOC) to pay off debt could be a smart move. However, it’s crucial to understand how paying off or consolidating debt with a HELOC works to decide if it makes sense for you. HELOC: What is it, and how does it work? A HELOC is a line of credit drawn from the equity in your home. It functions like a credit card with a revolving line of credit, unlike a traditio ...