Owning your money and data is a superpower.Increasingly, our most valuable possessions are all digital: digital money, digital data, digital identity, etc.However, this is all on fully-centralized, censorable rails. We give the data giants, big banks, governments, and more full power over all of our lives.It's time to take this power back, and give it to the people directly.Own your own money and data.This is why we build. ...

A group of British lawmakers has urged the Bank of England to reconsider proposals that would cap stablecoin holdings for citizens and businesses, and impose stringent reserve requirements on issuers. Under the proposals—which are still undergoing consultation—stablecoin holdings would be capped at $26,350 (£20,000) for private individuals and $12.7 million (£10 million) for businesses, with some exemptions possible for larger firms. In addition, stablecoin issuers would only be permitted to hold up to 60% ...

The Middle East has a chance to become "the Switzerland of the 21st century" by embracing bitcoin-backed banking, credit, and digital money, said Strategy (MSTR) Executive Chairman Michael Saylor. In a wide-ranging presentation at Bitcoin MENA, Saylor urged the region to seize what he described as a $200 trillion opportunity by enabling banks to custody bitcoin, offer BTC-backed credit, and eventually launch yield-generating digital money products. “If you are interested in making your nation the digital ...

The Fight for the Future of Digital Money (feat. Eco) #CHAINREACTION https://t.co/zgj83YZ2kc ...

RT Josh Swihart 🛡 (@jswihart)I don’t know if you all remember the encryption wars… but long story short, there was this thing called the Firesheep moment, when the world woke up to the fact that browser traffic wasn’t encrypted and your online interactions could be hijacked and/or your information stolen.Since we wanted to buy things online, we needed protection in the form of encryption.Today, most internet traffic is encrypted by default, and browsers will give you a warning if it’s not, so that you can m ...

there is no version of a positive future without private moneywe are going from centuries of private money (cash) to publicly traceable digital moneythis is absolutely insaneluckily we still have free markets, you have time to change the future by voting with your money ...

Summary of the Conference Call on Stablecoins in Asia-Pacific Industry Overview - The report focuses on the evolving landscape of stablecoins in the Asia-Pacific region, particularly in light of the GENIUS Act passed in July 2025 and recent stablecoin IPOs in the US [1][2] - Many Asia-Pacific countries are considering the introduction of local currency stablecoins, but the regulatory framework is still in development [1][2] Key Insights - **Regulatory Landscape**: The regulatory environment for stablecoins is rapidly evolving, with countries like Singapore, Australia, and Japan already having frameworks in place for stablecoin issuance [11][20] - **Adoption Potential**: Korea, Singapore, and Hong Kong are identified as having the highest potential for stablecoin adoption due to their familiarity with crypto and high cashless payment rates [3][10] - **Market Size**: The USD-denominated stablecoin market cap is approximately $300 billion, while Asia currency-based stablecoin market cap is only around $49 million, indicating significant room for growth [9] Opportunities and Challenges - **Cross-Border Payments**: Stablecoins present a natural opportunity for cross-border payments, with potential transaction cost reductions of 60-80% compared to traditional systems [29] - **Corporate Interest**: Corporates are beginning to shift their focus towards stablecoins, with some already signing agreements for stablecoin transactions [2][40] - **Financial Institutions' Response**: Local banks are becoming increasingly aware of the risks posed by stablecoins, particularly regarding FX commissions and trade finance earnings [40] Regulatory Developments - **Australia**: The RBA is exploring the role of stablecoins through Project Acadia, focusing on the development of a Central Bank Digital Currency (CBDC) [17] - **Korea**: The Bank of Korea emphasizes the need for traditional banks to lead stablecoin initiatives to ensure monetary policy efficacy [17] - **Hong Kong**: The Stablecoins Ordinance requires a license for stablecoin issuance, with 36 applications received by the HKMA as of September 2025 [17] - **China**: The PBOC maintains a cautious stance towards stablecoins, focusing on the promotion of the digital yuan instead [18] Market Dynamics - **Demographics**: Countries with a higher share of younger populations and foreign workers are expected to drive demand for stablecoins, particularly for cross-border remittances [10][11] - **Technological Adoption**: Advanced digitization in Asia, characterized by a young population of "digital natives," supports higher adoption rates for stablecoins [6] Financial Institutions' Initiatives - Financial institutions are adapting to the changing landscape by exploring partnerships and developing blockchain-based solutions for stablecoin transactions [63] - Examples include POSCO International's collaboration with JPMorgan Kinexys for a blockchain-based global payment system and Mitsubishi Corporation's plans to use JPY-pegged stablecoin for internal payments [45] Conclusion - The stablecoin ecosystem in Asia-Pacific is still in its early stages, but the potential for growth is significant as regulatory frameworks develop and corporates begin to adopt these digital currencies [1][2][9]

Core Insights - HSBC is set to expand its tokenized deposit services to corporate clients in the U.S. and UAE starting next year, building on existing services in Hong Kong, Singapore, the UK, and Luxembourg [2][4] - The tokenized deposit service allows clients to transfer money instantly, both locally and internationally, enhancing liquidity and settlement efficiency for corporate treasuries [2][6] - The rise of tokenized deposits aligns with increasing demand for real-time liquidity and 24/7 settlement systems in cross-border commerce, which is currently hindered by lengthy settlement times and fees [6][4] Industry Context - The expansion of HSBC's services comes amid a broader trend where banks are exploring digital assets to improve payment processes, particularly following the introduction of the GENIUS Act in the U.S. that sets new rules for stablecoins [4][6] - Tokenized deposits are defined as digital representations of bank deposits, fully regulated and backed by the bank's balance sheet, distinguishing them from non-bank issued stablecoins [5][4] - The implementation of tokenized deposits may provide a viable path to digital cash without necessitating a complete overhaul of the existing banking system [7]

🚀 Week in Crypto Adoption: Nations Build Billion-Dollar Reserves as Digital Money Race Heats UpPakistan chases $25B with rupee stablecoin, Brazil forces crypto under bank rules, Kazakhstan builds a $1B sovereign reserve, UAE's CBDC goes live. The government crypto race just hit overdrive.Let's explore this week's Alpha ecosystem evolution. 🧵1/7 ...

Core Insights - The future is focused on digital capital, digital money, and digital intelligence [1] - The United States aims to establish itself as the crypto capital of the world [1] Industry Trends - Digital forms of assets are considered to be significantly superior to their analog counterparts, with a claim of being 100 times better [1] - There is a growing emphasis on the importance of understanding cryptocurrency [1] Key Figures - Michael Sailor is recognized as a pioneer in Bitcoin treasuries, indicating a leadership role in the cryptocurrency space [1]