MULTITUDE AG Grafenauweg 86300 ZugSwitzerland INVITATION TO THE ANNUAL GENERAL MEETING OF MULTITUDE AG Dear Shareholders We are pleased to invite you to this year's Annual General Meeting of Multitude AG, as follows: Date and Time: Friday, April 24, 2026, beginning at 10 a.m. Location: This year's Annual General Meeting will be held at Brandschenkestrasse 24, 8027 Zurich, Switzerland, in the offices of Lenz & Staehelin. The Annual General Meeting will be limited to the formal agenda items, and there will ...

Summary of Impala Platinum Conference Call Company Overview - **Company Name**: Impala Platinum (Implats) - **Trading Symbols**: JSE: IMP, OTCQX: IMPUY, IMPUF - **Industry**: Platinum Group Metals (PGMs) production - **Geographic Presence**: Operations in South Africa, Zimbabwe, and Canada [2][3] Core Business and Strategy - **Business Model**: Integrated global PGM producer, operating across the full value chain from exploration to refined metal production [2][3] - **Resource Base**: Over 315 million ounces of precious metals in the ground [4] - **Sustainability Focus**: Emphasis on minimizing environmental footprint and community engagement [4][5] - **Value Proposition**: Driven by operational excellence, sustainable development, and addressing stakeholder needs [5][6] Financial Performance - **Revenue Drivers**: Platinum, palladium, and rhodium contribute over 85% of revenue [21] - **Price Performance**: 40% uplift in basket price per ounce produced over the last 12 months, leading to significant earnings and free cash flow growth [26][23] - **Capital Allocation**: Minimum of 30% of free cash flow returned to shareholders, with plans for increased capital expenditure by 10%-15% [27][31] Market Dynamics - **Demand Trends**: Demand for PGMs is categorized into consumer (jewelry and investment), automotive (emission control), and non-auto industrial applications [20] - **Future Outlook**: Anticipated structural growth in hydrogen and fuel cell technologies, expected to offset potential declines in automotive demand for PGMs [32][35] - **Supply-Demand Gaps**: Current deficits in platinum, palladium, rhodium, iridium, and ruthenium, with expectations for balance or surplus in palladium and rhodium [38] Stakeholder Engagement - **Community Investment**: Strong focus on social responsibility, creating meaningful employment, and supporting local communities [10][17] - **Employee Safety**: Commitment to achieving zero harm in operations, with a focus on employee wellness and safety [14][15] - **Governance**: High standards of governance recognized in the industry, contributing to operational stability [13][14] Environmental, Social, and Governance (ESG) Initiatives - **ESG Framework**: Integral to business operations, focusing on environmental performance metrics such as energy and carbon intensity [12][19] - **Recognition**: Consistent top performer in international surveys tracking ESG performance [17][18] Conclusion - Impala Platinum is positioned for growth with a strong balance sheet, a focus on sustainability, and a commitment to stakeholder engagement. The company is navigating market dynamics effectively, with a clear strategy for capital allocation and future demand trends in the PGM sector.

Core Insights - Societe Generale has filed its 2026 universal registration document with the French financial markets authority, which includes the 2025 annual financial report and sustainability report [1][2] Group 1: Universal Registration Document - The 2026 universal registration document includes the sustainability report in compliance with the Corporate Sustainable Reporting Directive (CSRD) and European Sustainability Reporting Standards (ESRS) [1] - The annual financial report cross-reference table is located on page 700 of the universal registration document [1] Group 2: Corporate Governance and Auditors - The report on corporate governance is found on pages 63 to 156, while the Statutory Auditors' findings are on pages 671 to 676 of the universal registration document [2] - Information regarding fees paid to Statutory and Sustainability Auditors is included on page 599 [2] Group 3: Accessibility and Contact Information - The 2026 universal registration document is available to the public free of charge and can be accessed on the company's website and the AMF's website [3] - Press contacts for further inquiries are provided, including Jean-Baptiste Froville and Fanny Rouby [3] Group 4: Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3] - The company has a diverse range of services, including retail banking, private banking, insurance, and global banking solutions [5] Group 5: Commitment to Sustainability - Societe Generale aims to be a leading partner in environmental transition and sustainability, being included in major socially responsible investment indices [6]

Core Viewpoint - Ecolomondo Corporation is advancing its growth strategy by developing a new facility in Shamrock, Texas, utilizing its proprietary Thermal Decomposition Process (TDP) technology for sustainable scrap tire recycling [1][3]. Project Development - Ecolomondo has engaged August Brown, LL.C. as an independent risk advisor to validate the business plan and risk mitigation framework for the Shamrock facility, which will support the sale of green bonds for the project [2][4]. - The Shamrock facility will feature a six-reactor TDP plant, approximately three times the capacity of the existing Hawkesbury operation, with the ability to process 5 million end-of-life tires annually [2][10]. Facility Specifications - The Shamrock facility is projected to yield approximately 15,000 MT of recovered carbon black, 18,000 MT of oil, 7,500 MT of steel, and 4,500 MT of syngas each year, significantly increasing output compared to the Hawkesbury facility [10]. - The Hawkesbury facility processes about 1.3M to 1.5M scrap tires per year, producing around 4,000 MT of recovered carbon black, 5,000 MT of pyrolysis oil, 2,000 MT of steel, and 1,200 MT of process gas [9]. Strategic Goals - Ecolomondo aims to be a leading producer of recovered resources, contributing to a circular economy and increasing shareholder value through the operation of strategically located TDP facilities [11][12]. - The company plans to expand aggressively in North America and Europe, leveraging its modular technology and ongoing research and development [13]. Environmental Impact - The TDP process is designed to reduce greenhouse gas emissions by 90% compared to the production of virgin carbon black, with the Shamrock facility expected to reduce CO2 emissions by 45,000 tons per year [17].

SHAREHOLDER PRESENTATION | March 2026 Important Disclosures Forward-looking Statements The information set forth herein contains certain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended, which are intended to be covered by the safe harbors created thereby. These statements include the plans and objectives of management for future operations, including plans and objectives relating to fu ...

Core Viewpoint - State Bank of India (SBI) has launched a $500 million syndicated Social Term Loan facility aimed at women empowerment, marking a significant step towards gender equality and inclusive economic growth [1][3]. Group 1: Loan Details - The loan facility is the first of its kind by SBI and is expected to be the largest gender-themed loan globally [1]. - The transaction includes a greenshoe option, indicating potential for additional borrowing if demand exceeds expectations [1]. Group 2: Social Impact and Goals - The initiative is dedicated to advancing women empowerment initiatives across India and is seen as a milestone in the global ESG financing landscape [3]. - SBI's financing contributes to the United Nations' Sustainable Development Goal (SDG) 5, which focuses on achieving gender equality and empowering all women and girls [3]. Group 3: Leadership and Commitment - C S Setty, Chairman of SBI, emphasized the bank's dedication to ESG principles and the importance of creating opportunities for women as part of broader social change [4]. - MUFG is serving as the original Mandated Lead Arranger, Underwriter, Bookrunner, and sole social loan coordinator for this transaction [4].

Core Viewpoint - BRP Inc. has launched its 2030 sustainability program, "Beyond the Ride," which aims to integrate sustainability into its operations and product development, reflecting a commitment to continuous improvement and responsible growth [1][2]. Environmental Objectives - BRP aims to reduce greenhouse gas (GHG) emissions by 4% on average for every new internal combustion engine (ICE) model introduced and plans to offer electric vehicles in response to customer demand by 2030 [1]. - The company intends to embed carbon metrics in the supplier selection process by 2028 and ensure that suppliers responsible for 70% of supply chain emissions commit to emission reduction plans by 2030 [1]. - BRP targets a 30% reduction in Scope 1 and 2 emissions in manufacturing operations and aims to divert at least 85% of waste from landfills at each manufacturing site by 2030 [1]. Social Impact - BRP commits to investing 1% of its pre-tax profits in community support initiatives, including the "Ride Out Intimidation" program aimed at combating intimidation globally [1]. - The company promotes responsible riding through training and community partnerships as part of its "Responsible Rider" program and maintains a "Zero Incident, Zero Impact" health and safety target across all facilities [1]. Governance - BRP's governance strategy includes training 100% of permanent office employees and Board members on its Code of Ethics annually and implementing ethical standards for the responsible use of AI [1].

Core Insights - Emirates NBD has launched the ENBD X Carbon Calculator to help customers verify their carbon footprint based on daily transactions [1][2] - The initiative aligns with Emirates NBD's broader Environmental, Social, and Governance (ESG) strategy and supports the UAE's transition to a low-carbon future [2][3] Product Features - The Carbon Calculator automatically analyzes customer transactions to estimate associated CO2 emissions [2] - It provides visual representations of data, enabling customers to measure, manage, and reduce their emissions by altering spending patterns [2][6] - The app includes personalized insights, monthly breakdowns of carbon footprint, educational resources, and interactive elements to engage users [6] Strategic Commitment - Emirates NBD is committed to achieving Net-Zero by 2050 and is making strategic investments to support a low-carbon future in the UAE [3] - The bank serves over 9 million active customers across 13 countries and has previously published an IFRS S1 and S2-aligned report [3]

Core Insights - IAMGOLD Corporation reported strong financial and operational results for Q4 and the full year 2025, with adjusted EBITDA reaching $1.5 billion and a record fourth quarter adjusted EBITDA of $710.1 million [2][5] - The company is focused on de-leveraging its balance sheet and returning value to shareholders through a share buyback program, having repurchased approximately $100 million in shares since December 2025 [2][13] - Looking ahead, IAMGOLD anticipates exciting growth in 2026, with a production guidance range of 720,000 to 820,000 ounces and continued operational excellence [2][15] Financial Performance - For Q4 2025, IAMGOLD achieved attributable gold production of 242,400 ounces, and for the full year, production totaled 765,900 ounces, meeting the mid-point of its guidance [5][9] - Revenues for Q4 were $1,088.1 million from sales of 259,000 ounces at an average realized gold price of $4,191 per ounce, while total revenues for the year were $2,852.8 million [5][12] - The company reported net earnings of $406.6 million for Q4 and $664.4 million for the full year, with adjusted net earnings per share of $0.70 for Q4 and $1.16 for the year [12][14] Production and Costs - Côté Gold produced a record 87,200 attributable ounces in Q4 and 279,900 ounces for the full year, achieving the top end of its production guidance [5][46] - Cash costs per ounce sold, excluding royalties, were $1,031 for Q4 and $1,230 for the year, while all-in sustaining costs (AISC) were $1,750 for Q4 and $1,900 for the year [5][20] - The average realized gold price for the year was $3,482 per ounce, with cash costs including royalties averaging $1,484 per ounce sold [5][20] Mineral Reserves and Resources - As of December 31, 2025, IAMGOLD's proven and probable mineral reserves totaled 9.9 million ounces of gold, a decrease of 7% from the previous year due to depletion at Côté Gold and Essakane [5][6] - Measured and indicated mineral resources increased by 16% to 31.0 million ounces, primarily due to the conversion of inferred resources at Côté Gold and Nelligan [6] Capital Expenditures and Future Plans - The company allocated $400 million of free cash flows in Q4 to repay debt and repurchase shares, with expectations of approximately $400 to $500 million in free cash flow from Essakane in 2026 [13] - Capital expenditures for 2026 are expected to total approximately $500 million, with $380 million for sustaining capital and $120 million for expansion [26][27] Health and Safety - IAMGOLD reported a total recordable injuries frequency rate (TRIFR) of 0.60 for 2025, an improvement from the previous year, reflecting the company's commitment to safety [31]

Core Insights - Molybdenum prices decreased by 5% to an average of $20.57 per pound in Q2 2025 compared to Q2 2024, while production increased by 3.5% year-on-year [1] - Copper production in Mexico dropped by 2.5% due to lower output at Buenavista and La Caridad mines, with a forecast of 965,300 tons for 2025, a decrease of 0.9% from 2024 [2] - A potential 50% tariff on U.S. copper imports could impact global economic growth and copper demand, despite a positive long-term outlook for copper [3] - Global copper inventories fell by 28% from 627,000 tons at the end of March to 450,000 tons by the end of June 2025, covering approximately 6 days of global demand [4] - Silver production increased by 15% year-on-year, with an expected output of 22.8 million ounces in 2025, a 9% increase from 2024 [5] - Zinc production surged by 56% quarter-on-quarter, totaling 45,899 tons, with a forecast of 173,400 tons for 2025, a 33% increase from 2024 [6] - Total sales for Q2 2025 were $3.1 billion, a 2% decrease from Q2 2024, with copper sales value dropping by 5% due to lower LME prices [7] - Molybdenum sales fell by 7% due to lower prices, while total operating costs decreased by $47 million or 3% compared to the previous year [8] - Adjusted EBITDA for Q2 2025 was $1,791 million, a slight decrease of 0.3% from the previous year, with an adjusted EBITDA margin of 59% [8] - Net income for Q2 2025 was $973 million, a 2% increase from the previous year, driven by lower operating costs and increased interest income [11] - Cash flow from operating activities in the first half of 2025 was $1,698 million, a 5% increase from the same period in 2024 [12] - The company plans to invest over $10.3 billion in Peruvian projects over the next decade, supported by the Peruvian government's openness to private investment [13] - The Tia Maria project has created 1,376 jobs, with a focus on hiring local applicants [14] - The company is also advancing the Los Chancas project and has signed a framework agreement with the Tiaparo community [15] - The Michiquillay project is 45% complete, with ongoing geological studies [16] - Southern Copper is planning to invest over $600 million in its Mexican operations in 2025 [17] - The company has made significant progress in sustainability, achieving a 24% reduction in lost time injury frequency and sourcing 39% of electricity from renewable energy [20] - Southern Copper was included in sustainability indices, recognizing its compliance with ESG standards [21] - The company announced a quarterly cash dividend of $0.80 per share, payable on September 4, 2025 [25]