Bueno, primero muchas gracias por la invitación y estoy aquí atreviéndome frente a ustedes a darles una charla que no sé cómo va a resultar, pero me atreví, me preparé, trabajé duro y aquí estoy. Podría haberme quedado en mi oficina. tranquila, sin grandes sorpresas y sin tener que trabajar duro todo el fin de semana, pero aquí estoy atreviéndome a presentarme ante ustedes algo nuevo para mí. ¿Y por qué? Se preguntarán ustedes, ¿por qué estoy aquí? Porque romper el confort de lo profesional en forma brusca ...

Overcoming Fear & Entrepreneurship - The speaker shares a personal narrative of overcoming adversity, including academic struggles and family financial crisis, to illustrate the power of embracing fear as a motivator [1][2][3][7][8] - Entrepreneurship is presented as a path to personal freedom and impact, not just financial success [8][10] - The speaker emphasizes the importance of pursuing one's passions and convictions, even in the face of uncertainty and potential setbacks [3][10][18] Financial Wellness & Innovation - The company aims to address financial stress, which is identified as a major contributor to mental health issues, by providing solutions to individuals trapped in cycles of debt [11][12][13] - The company is developing AI-powered tools to predict and prevent users from falling into financial hardship, emphasizing proactive intervention [16] - The company secured a significant pre-seed funding round to build a global company that will change the way credit is delivered [14] Company Vision & Social Impact - The company's mission is to revolutionize the credit industry by providing accompanied credit solutions, drawing an analogy to responsible car sales [17] - The company is committed to challenging conventional norms and building a company in Ecuador that can have a global impact on financial well-being [17] - The company views fear as a catalyst for innovation and a constant reminder to question and improve its approach [15][16]

Globalization & Market Trends - The World Bank reported that global commerce represented 45% of the world's GDP in 2024 [5] - Companies with a global culture grow 38% more than companies that sell locally, according to the Quinx Globalization Index [5] - BBVA Spark established that over 50% of Latin American startups implement internationalization strategies in their early stages [7] - Santander moved from 18th to 11th among the most exporting departments in the country [14] Strategies for Global Expansion - Conduct market research at an international level to identify market size, growth potential, competition, cultural differences, and real demand [15][16] - Incorporate a culture of innovation to adapt to changing customer needs and remain competitive [16][17] - Secure a global supply chain by establishing relationships with international suppliers and distributors to ensure efficient processes and competitive costs [17] - Participate in international fairs, events, and trade shows to explore the world, acquire new customers, build strategic alliances, and establish a global brand [18] - Invest in technology, including Artificial Intelligence (AI), to make better real-time decisions, automate processes, improve customer satisfaction, personalize experiences, and anticipate market trends [19][20] Key Enablers for Global Success - Become global citizens by learning languages and embracing cultural differences [9][10][11]