Core Insights - MidCap Financial Investment (MFIC) reported revenue of $81.25 million for the quarter ended June 2025, reflecting a year-over-year increase of 17.5% [1] - The earnings per share (EPS) for the quarter was $0.39, down from $0.45 in the same quarter last year [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $81.65 million, resulting in a revenue surprise of -0.5% [1] - The company achieved an EPS surprise of +5.41%, exceeding the consensus estimate of $0.37 [1] Financial Performance Metrics - Interest income was reported at $75.7 million, which is a 15.6% increase year-over-year but below the average estimate of $80.07 million from three analysts [4] - Other income was reported at $0.2 million, significantly lower than the estimated $0.73 million, representing a year-over-year decline of 77.8% [4] - Dividend income also fell to $0.2 million, compared to the estimated $0.55 million, marking a 33.3% decrease from the previous year [4] Stock Performance - Over the past month, shares of MidCap Financial have returned -4.3%, contrasting with the Zacks S&P 500 composite's increase of +2.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - McKesson reported $97.83 billion in revenue for the quarter ended June 2025, a year-over-year increase of 23.4% [1] - The EPS for the same period was $8.26, compared to $7.88 a year ago, with a surprise of +0.36% over the consensus estimate [1] Revenue Breakdown - U.S. Pharmaceutical revenue was $89.95 billion, exceeding the average estimate of $87.36 billion, with a year-over-year change of +25.4% [4] - Prescription Technology Solutions revenue reached $1.43 billion, surpassing the $1.35 billion estimate, reflecting a +15.6% year-over-year change [4] - International revenue was $3.74 billion, slightly above the $3.67 billion estimate, representing a +1.3% change year-over-year [4] - Medical-Surgical Solutions revenue was $2.7 billion, matching the estimate, with a +2.5% year-over-year change [4] Adjusted Operating Profit - Adjusted Operating Profit for U.S. Pharmaceutical was $950 million, below the average estimate of $965.96 million [4] - Adjusted Operating Profit for International was $99 million, slightly below the $100.22 million estimate [4] - Adjusted Operating Profit for Medical-Surgical Solutions was $244 million, exceeding the estimate of $215.97 million [4] - Adjusted Operating Profit for Prescription Technology Solutions was $269 million, above the $249.95 million estimate [4] - Adjusted Operating Profit for Corporate was -$138 million, worse than the average estimate of -$108.6 million [4] Stock Performance - McKesson shares returned -2% over the past month, while the Zacks S&P 500 composite increased by +0.5% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential outperformance in the near term [3]

Core Insights - Fortune Brands Innovations (FBIN) reported $1.2 billion in revenue for the quarter ended June 2025, reflecting a year-over-year decline of 3% and an EPS of $1.00 compared to $1.16 a year ago, with a revenue surprise of +0.62% over the Zacks Consensus Estimate [1] Financial Performance - The reported revenue of $1.2 billion was in line with the Zacks Consensus Estimate, while the EPS exceeded the consensus estimate of $0.98 by +2.04% [1] - Net Sales in the Outdoors segment were $378.8 million, slightly below the average estimate of $379.68 million, marking a year-over-year decline of -2.7% [4] - Net Sales in the Security segment were $177.6 million, compared to the average estimate of $183.6 million, representing a year-over-year decline of -7% [4] - Net Sales in the Water segment were $646.9 million, exceeding the average estimate of $641.46 million, with a year-over-year change of -1.9% [4] Operating Income - Operating Income (Non-GAAP) for the Water segment was $165.5 million, surpassing the average estimate of $140.12 million [4] - Operating Income (Non-GAAP) for the Outdoors segment was $48.6 million, below the average estimate of $59.46 million [4] - Operating Income (Non-GAAP) for the Security segment was $26.3 million, compared to the average estimate of $31.62 million [4] - Total Corporate Expenses (Non-GAAP) were reported at $-41.4 million, slightly worse than the average estimate of $-39 million [4] Stock Performance - Shares of Fortune Brands Innovations have returned +0.3% over the past month, while the Zacks S&P 500 composite has changed by +2.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Clean Harbors reported revenue of $1.55 billion for the quarter ended June 2025, a slight decrease of 0.2% year-over-year, with EPS at $2.36 compared to $2.46 in the same quarter last year [1] - The revenue fell short of the Zacks Consensus Estimate of $1.58 billion by 2.04%, while the EPS exceeded the consensus estimate of $2.33 by 1.29% [1] Revenue Breakdown - Environmental Services revenue was $1.35 billion, surpassing the average estimate of $1.34 billion by analysts, reflecting a year-over-year increase of 4.2% [4] - Safety-Kleen Sustainability Solutions revenue was $197.73 million, significantly below the estimated $245.05 million, marking a decline of 22.6% year-over-year [4] - Corporate Items revenue was $0.09 million, slightly below the average estimate of $0.1 million, representing a year-over-year decrease of 10.1% [4] Adjusted EBITDA Performance - Adjusted EBITDA for Environmental Services was reported at $376.19 million, slightly above the average estimate of $375.89 million [4] - Adjusted EBITDA for Corporate Items was -$78.27 million, better than the average estimate of -$82.47 million [4] - Adjusted EBITDA for Safety-Kleen Sustainability Solutions was $38.31 million, slightly below the estimated $38.82 million [4] Stock Performance - Clean Harbors shares have returned +3.8% over the past month, outperforming the Zacks S&P 500 composite's +3.4% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Molina reported revenue of $11.43 billion for the quarter ended June 2025, reflecting a year-over-year increase of 15.7% and a surprise of +5.43% over the Zacks Consensus Estimate of $10.84 billion [1] - The company's EPS was $5.48, down from $5.86 in the same quarter last year, with an EPS surprise of -0.36% compared to the consensus estimate of $5.50 [1] Financial Performance Metrics - Molina's total Membership Care Ratio (MCR) was 90.4%, exceeding the estimated 88.9% [4] - The MCR for Medicare was 90%, surpassing the estimated 85.4% [4] - The MCR for Marketplace was 85.4%, above the estimated 77.5% [4] - Total ending membership was 5.75 million, slightly below the estimated 5.79 million [4] - Medicaid membership stood at 4.77 million, below the estimated 4.88 million [4] Revenue Breakdown - Premium tax revenue reached $431 million, exceeding the average estimate of $377.16 million, marking a year-over-year increase of +44.6% [4] - Premium revenue totaled $10.87 billion, above the estimated $10.44 billion, with a year-over-year change of +15.1% [4] - Medicare premium revenue was $1.61 billion, exceeding the estimate of $1.47 billion, reflecting an +11.6% change year-over-year [4] - Other revenue was reported at $22 million, slightly below the estimated $24 million, with a +4.8% change year-over-year [4] - Medicaid premium revenue was $8.03 billion, surpassing the estimate of $7.74 billion, with a year-over-year increase of +8.8% [4] - Investment income was $106 million, above the estimate of $101.04 million, but down -7.8% year-over-year [4] - Marketplace premium revenue reached $1.2 billion, exceeding the estimate of $1.05 billion, with a significant year-over-year increase of +91.4% [4] Stock Performance - Molina's shares have declined -38.7% over the past month, contrasting with the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - KeyCorp reported $1.83 billion in revenue for Q2 2025, a year-over-year increase of 20.9% [1] - The EPS for the same period was $0.35, up from $0.25 a year ago, exceeding the consensus estimate of $0.34 [1] - The revenue surpassed the Zacks Consensus Estimate of $1.8 billion, resulting in a surprise of +1.74% [1] Financial Metrics - Net Interest Margin (Proforma) was 2.7%, matching the average estimate by analysts [4] - Net loan charge-offs to average loans stood at 0.4%, consistent with analyst estimates [4] - Cash Efficiency Ratio (non-GAAP) was 62.4%, slightly better than the average estimate of 63.5% [4] - Average balance of total earning assets was $170 billion, slightly below the average estimate of $171.16 billion [4] - Book value at period end was $15.32, exceeding the average estimate of $15.08 [4] - Leverage Ratio was 10.3%, above the average estimate of 10.2% [4] - Tier 1 Risk-based Capital Ratio was 13.4%, matching the average estimate [4] - Total nonperforming assets were $707 million, better than the average estimate of $744.86 million [4] - Total Risk-based Capital Ratio was 15.7%, slightly above the average estimate of 15.6% [4] - Nonperforming loans at period-end were $696 million, better than the average estimate of $738.47 million [4] - Total Noninterest Income was $690 million, exceeding the average estimate of $671.92 million [4] - Corporate services income was $76 million, above the average estimate of $65.91 million [4] Stock Performance - KeyCorp shares returned +10.9% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - The PNC Financial Services Group reported $5.69 billion in revenue for Q2 2025, a 5.1% year-over-year increase, with an EPS of $3.85 compared to $3.30 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate by 1.28%, while the EPS surprised by 8.15% over the consensus estimate [1] Financial Metrics - Net interest margin stood at 2.8%, matching the average estimate of 2.8% from seven analysts [4] - Net charge-offs to average loans were 0.3%, better than the average estimate of 0.4% [4] - Efficiency ratio was reported at 60%, slightly better than the average estimate of 60.3% [4] - Book value per common share was $131.61, exceeding the average estimate of $129.21 from six analysts [4] - Total interest-earning assets averaged $507.61 billion, close to the average estimate of $508 billion [4] - Total nonperforming assets were $2.14 billion, lower than the estimated $2.37 billion [4] - Leverage ratio was 9.3%, slightly above the average estimate of 9.2% [4] - Total nonperforming loans were $2.11 billion, better than the average estimate of $2.33 billion [4] - Tier 1 risk-based ratio was 11.9%, matching the average estimate [4] - Total capital risk-based ratio was 13.6%, slightly below the average estimate of 13.9% [4] - Total noninterest income was $2.11 billion, exceeding the average estimate of $2.04 billion [4] - Net interest income (FTE) was $3.58 billion, in line with the average estimate [4] Stock Performance - PNC shares returned +10.9% over the past month, outperforming the Zacks S&P 500 composite's +4.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - Carvana reported $4.23 billion in revenue for Q1 2025, a year-over-year increase of 38.3% and an EPS of $1.51 compared to -$0.41 a year ago, exceeding Zacks Consensus Estimates for revenue and EPS [1] - The company has shown strong stock performance, with shares returning +46.8% over the past month, outperforming the Zacks S&P 500 composite's +10.6% change, and currently holds a Zacks Rank 1 (Strong Buy) [3] Financial Performance Metrics - Retail vehicle unit sales reached 133,898, surpassing the six-analyst average estimate of 129,401 [4] - Retail vehicle sales, net, amounted to $2.98 billion, exceeding the four-analyst average estimate of $2.88 billion, representing a year-over-year change of +37% [4] - Wholesale sales and revenues were reported at $863 million, above the estimated $804.95 million, reflecting a +31.4% change year-over-year [4] - Other sales and revenues totaled $389 million, exceeding the estimated $339.14 million, with a significant year-over-year increase of +69.9% [4] Profitability Metrics - Per retail unit gross profit totaled $6,938, slightly below the estimated $6,956.18 [4] - Per retail unit gross profit for retail vehicles was $3,204, compared to the average estimate of $3,350.74 [4] - Per unit revenue for retail vehicles was $22,256, lower than the estimated $22,762.43 [4]

Core Insights - The Charles Schwab Corporation reported a revenue of $5.6 billion for the quarter ended March 2025, marking an 18.1% increase year-over-year, with an EPS of $1.04 compared to $0.74 in the same quarter last year, exceeding the Zacks Consensus Estimate of $5.52 billion by 1.48% and delivering an EPS surprise of 4% [1] Financial Performance Metrics - Total client assets reached $9,929.7 billion, slightly below the average estimate of $10,139.62 billion from seven analysts [4] - The net interest margin was reported at 2.5%, aligning with the average estimate based on six analysts [4] - Daily average trades totaled 7.39 million, surpassing the average estimate of 6.78 million from five analysts [4] - Average interest-earning assets were $427.27 billion, slightly above the average estimate of $426.55 billion from five analysts [4] Revenue Breakdown - Net interest revenue was $2.71 billion, exceeding the average estimate of $2.62 billion from eight analysts, representing a year-over-year increase of 21.2% [4] - Asset management and administration fees generated $1.53 billion, slightly above the average estimate of $1.52 billion from seven analysts, reflecting a 13.5% year-over-year change [4] - Other net revenues amounted to $210 million, surpassing the average estimate of $176.64 million from seven analysts, with a year-over-year increase of 32.1% [4] - Bank deposit account fees were reported at $245 million, below the average estimate of $255.68 million from seven analysts, with a year-over-year increase of 33.9% [4] - Trading revenue was $908 million, slightly below the average estimate of $919.52 million from seven analysts, with an 11.1% year-over-year increase [4] - Mutual Fund OneSource and other non-transaction fee funds generated $222 million, exceeding the average estimate of $216.19 million from three analysts, reflecting a 6.2% year-over-year increase [4] - Schwab equity and bond funds, ETFs, and collective trust funds (CTFs) generated $122 million, slightly below the average estimate of $126.13 million from three analysts, with a 14% year-over-year increase [4] - Schwab money market funds generated $418 million, exceeding the average estimate of $410.17 million from three analysts, representing a 24.4% year-over-year increase [4]

Financial Performance - Community Trust Bancorp (CTBI) reported revenue of $66.16 million for the quarter ended March 2025, reflecting a 12.1% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $1.22, up from $1.04 in the same quarter last year, with an EPS surprise of +2.52% over the consensus estimate of $1.19 [1] Key Metrics - Efficiency ratio was reported at 51.9%, better than the average estimate of 53.1% [4] - Net Interest Margin stood at 3.6%, exceeding the estimated 3.4% [4] - Average balances of interest-earning assets were $5.85 billion, slightly below the average estimate of $5.87 billion [4] - Net charge-offs as a percentage of average loans and leases were 0.1%, better than the estimated 0.2% [4] - Total Non-Interest Income was $14.90 million, below the estimated $15.28 million [4] - Net Interest Income was reported at $51.27 million, surpassing the estimated $49.89 million [4] - Deposit related fees were $6.82 million, lower than the estimated $7.24 million [4] - Loan related fees were $0.97 million, below the average estimate of $1.10 million [4] - Trust revenue was $3.98 million, slightly below the estimated $3.99 million [4] Stock Performance - Shares of Community Trust Bancorp have returned -8.3% over the past month, compared to the Zacks S&P 500 composite's -4.2% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]