The market's concerns that artificial intelligence poses a threat to Workday's business model have taken a toll on its stock price.Workday (WDAY 1.20%) share prices dipped last week despite the software-as-a-service (SaaS) company reporting results for its fiscal 2026 second quarter that topped analysts' consensus estimates. The stock is down by around 14% this year as of this writing.Workday provides financial and human capital management software, and like many broad-based SaaS companies, its stock has st ...

Core Insights - Visa is a leading payment processor, facilitating a significant volume of transactions and benefiting from the shift towards digital payments [2][6][10] Group 1: Company Overview - Visa is primarily known as a payment processor, providing technology for safe credit and debit card transactions [2] - The company operates in a market characterized by an oligopoly, sharing dominance with a few other firms [6] Group 2: Financial Performance - In the fiscal third quarter of 2025, Visa's payment volume increased by 10% year over year, handling 65.4 billion transactions [4] - Revenue rose by 14% and adjusted earnings jumped by 23% in the same quarter [7] Group 3: Market Position and Valuation - Visa's price-to-sales (P/S) ratio is around 16.8x, slightly below its five-year average of 17.7x, while the price-to-earnings (P/E) ratio is 33.5x, compared to a longer-term average of 34.1x [8] - The current valuation suggests that while Visa is not cheap, it is reasonably priced for growth-oriented investors [9][10]

Company Overview - Espey Mfg. & Electronics (ESP) specializes in rugged power electronics primarily used in defense systems, focusing on reliability and long-term performance [1] Investment Focus - Stork Research, a private investor with four years of experience, targets overlooked and undercovered markets, particularly in micro-cap and small-cap equities that demonstrate strong growth at reasonable valuations (GARP) [1] - The research emphasizes deep, fundamentals-based analysis in sectors such as industrials and technology, which are historically rich in multi-bagger potential [1] Market Strategy - Stork Research typically avoids highly cyclical industries but occasionally seeks recovery-phase opportunities or contrarian plays in severely overvalued names where market sentiment diverges from long-term value [1] - The geographic focus includes the U.S., Canada, and select European markets, specifically Poland and Germany [1] Background and Expertise - The founder of Stork Research holds a BSc in Computer Science and an MSc in International Economics, with leadership experience in multiple investment clubs [1] - The aim is to enhance investment thesis development while helping readers identify inefficiencies and discover unique, high-conviction investment ideas [1]