And with Americans now holding a record share of their wealth in equities, economists are warning of a possible downshift in returns ahead.His remark echoes a growing unease among market watchers: valuations across multiple asset classes have swelled after years of easy money and resilient investor appetite. Federal Reserve chair Jerome Powell recently cautioned that stock prices “are fairly highly valued (4).”“Asset prices are kind of high,” Dimon added. “In the back of my mind, that cuts across almost eve ...

“In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497.”“Over the long term, the stock market news will be good,” Buffett wrote in an Op-Ed for the NY Times in 2008 (4).Market volatility isn’t exactly a foreign concept for the Oracle of Omaha. Buffett began investing when he wa ...

What’s more, market downturns, higher-than-expected inflation and rising health care costs could erode their purchasing power over time. Medicare eligibility at 65 should help manage health care expenses, but supplemental insurance and out-of-pocket costs can still be substantial.If Jim and Helen live into their nineties, their money has to last nearly three decades — that $1.5 million might not be as much as you think.Of course, these are just averages, but one of the biggest risks to any retirement plan i ...

Core Insights - Ray Dalio emphasizes the importance of gold as a diversifier in investment portfolios, especially during economic downturns [1][5][6] - Gold has seen a significant price increase of over 70% in the past year, attracting renewed interest from local prospectors [2][4] - Experts suggest that a 25% allocation to gold in investment portfolios is reasonable, viewing it as an insurance policy against dollar weakness [7] Gold as an Investment - Gold is regarded as a safe haven asset, not subject to unlimited printing by central banks, making it a hedge against inflation [5] - JPMorgan CEO Jamie Dimon predicts that gold prices could rise to $10,000 per ounce, with the current spot price around $4,484 [8] - Gold IRAs offer investors the opportunity to hold physical gold within a retirement account, combining tax advantages with the protective benefits of gold [9] Market Trends - The Federal Reserve Bank of Minneapolis reports that the purchasing power of the U.S. dollar has significantly declined, with $100 in 2025 equating to $12.05 in 1970 [11] - Real estate has also been highlighted as a strong asset for wealth preservation, with housing prices increasing by over 225% in the last 30 years [12] - The current economic environment has made homeownership more challenging, prompting individuals to seek alternative income streams, such as gold prospecting [13]

Grant Cardone does not shy away when it comes to crypto. In September, the billionaire real estate mogul warned firms against copying Michael Saylor’s Bitcoin treasury strategy without having a functioning business as a foundation. Now, he has his own plans to step into the world of Bitcoin treasury. Related: Michael Saylor’s treasury bid pays off big for MicroStrategy Cardone announces Bitcoin treasury IPO plan During an interview with David Gokhshtein, Cardone said he plans to launch a publicly trade ...

Core Viewpoint - Newmont Mining's stock experienced a significant decline of 6.9% due to a reversal in precious metals trading, despite a strong year for silver investors [1][3]. Group 1: Market Performance - Silver prices reached an all-time high above $80 per ounce but fell sharply to around $70.25, with a current price of $71.32, reflecting a 7.6% decrease [1][3]. - Gold prices also declined by 4.3%, currently priced at $4,354.20 [1]. Group 2: Investment Insights - The year 2025 has been exceptionally profitable for silver investors, with prices tripling from approximately $20 per ounce at the start of the year [3]. - The decline in silver and gold prices appears to be driven by profit-taking from investors rather than fundamental market changes [4]. - Newmont's stock, despite the current drop, has increased by 185% year-to-date and is trading at a price-to-earnings ratio of 16, with a modest dividend yield of 1% [5]. Group 3: Analyst Ratings - Raymond James has raised its price target for Newmont to $111, maintaining an "outperform" rating based on updated forecasts for Q4 gold prices [4]. - The Motley Fool Stock Advisor has identified other stocks as better investment opportunities than Newmont, suggesting caution for potential investors [6][7].

Investment Strategies of the Ultra-Wealthy - The wealthiest Americans are diversifying their investments beyond traditional stock markets and real estate, focusing on private deals and sectors with high growth potential like AI [1] Private Credit - Wealthy investors are increasingly opting for private credit investments, which allow direct investment in businesses, enhancing return on investment by eliminating intermediaries [2] - These investments typically yield steady returns between 8% and 12% and are less influenced by stock market fluctuations, making them suitable for diversification [2] Private Real Estate Funds and Syndications - Wealthy investors prefer private real estate funds and syndications to manage their real estate investments without the need for active management [3] - These funds pool capital to acquire large properties, providing investors with income and appreciation benefits, along with tax advantages through depreciation [4] - Real estate investments serve as a hedge against inflation, offering monthly or quarterly cash flow [4] Secondaries in Private Equity - The trend among wealthy investors is shifting towards secondary private equity deals, which allow them to buy out existing stakes in funds at a discount, providing quicker liquidity compared to traditional private equity investments [5][6] - These secondary deals offer exposure to established companies rather than just startups, appealing to investors seeking more immediate returns [6] AI and Deep Tech Venture Capital - Significant investments are being directed towards deep tech sectors, including artificial intelligence, robotics, biotech, and clean energy, which are characterized by high growth potential [7] - Venture capital remains largely inaccessible to average investors due to high entry costs, but it is a favored avenue for the ultra-wealthy [7]

Market Trends and Outlook - The market is currently in an uptrend, led by procyclical sectors such as industrial commodities and banks, with expectations for new highs in equity markets as earnings and GDP estimates are revised higher [1][2] - There are signs of complacency in the market, indicated by a declining VIX, suggesting potential volatility despite the positive earnings outlook [3] Investor Positioning - Institutional positioning is slightly overweight at the 62nd percentile, while discretionary investors remain neutral, indicating potential for increased market participation [4] - Households are fully invested, with margin loans growing at approximately 40% over the last six months, contributing to rapid buying during market dips [5] Cash Reserves and Market Dynamics - There is an estimated $70 trillion in market funds waiting to be deployed, suggesting that while retail investors are fully invested, there remains potential for further market inflows [6] - Money market rates falling could incentivize investors to seek alternative investments, although not all cash reserves are likely to flow directly into equities [7][8] Technical Factors and Year-End Positioning - Current market movements may be influenced by technical factors rather than fundamental earnings growth, especially given the light trading volume typical at year-end [9][10] - Leadership rotations in the market began earlier this year, with value outperforming growth by 5% since November 1, indicating a shift in investor sentiment [10] Commodities as an Investment - Commodities are viewed as a hedge against inflation, with a strong uptrend observed; however, there are concerns about overbought conditions and potential consolidation in the market [11][12] - Central bank buying of gold and increased retail trading activity suggest continued interest in commodities, although the market may face challenges due to overvaluation [12][13]

Core Viewpoint - The article discusses the increasing significance of gold as a store of value amid rising inflation, political turmoil, and economic uncertainty, predicting that gold prices could reach $5,000 per ounce by 2026 [4][12]. Economic Context - The U.S. dollar has seen a 90% decline in purchasing power since abandoning the gold standard in 1971, with a significant increase in money supply contributing to this decline [1]. - The U.S. national debt has reached a new high of $38.5 trillion, with a budget deficit of $1.8 trillion for fiscal year 2025, raising concerns about further devaluation of the dollar [8]. Investment Insights - Ray Dalio, founder of Bridgewater Associates, suggests that investors should consider increasing their gold allocation to 15% of their portfolios due to the current economic climate, which contrasts with traditional advice of keeping it at 5% [9][16]. - Gold has appreciated by 67% in 2025, driven by investor demand during periods of high inflation and economic uncertainty [6][7]. Gold Market Dynamics - Gold is recognized globally as a scarce resource, with only 216,265 tons extracted throughout history, making it a reliable store of value [3]. - The SPDR Gold Trust, a major gold ETF, manages $146 billion and offers investors a convenient way to gain exposure to gold without the challenges of physical storage [14]. Future Projections - The article predicts that gold could reach $5,000 per ounce in 2026, providing a potential return of nearly 14% for investors who buy at the current price of $4,400 per ounce [12]. - The conditions for gold to achieve above-average returns in 2026 are favorable, given the expected continuation of a trillion-dollar deficit and elevated inflation [11].

Crypto Retail Investors. Photo by BeInCrypto New investors are increasingly gravitating toward gold and silver, rather than cryptocurrencies, amid mounting macroeconomic pressures. This shift highlights a growing preference for traditional safe-haven assets, despite Bitcoin’s (BTC) positioning as “digital gold” and its long-term store-of-value narrative. Younger Investors Embrace Gold as a Hedge Against Inflation Across global markets, investors are turning to precious metals as a hedge against inflati ...