Core Viewpoint - Guiyang Bank (601997) reported a decline in both operating income and net profit for the first half of 2025, primarily due to reduced interest income from lending and market fluctuations affecting financial assets [1] Financial Performance - The bank achieved operating income of 6.501 billion yuan, a year-on-year decrease of 12.22% [1] - The net profit attributable to shareholders was 2.474 billion yuan, down 7.2% year-on-year [1] - Basic earnings per share stood at 0.68 yuan [1] Reasons for Decline - The decline in operating income and net profit is attributed to: - Continuous concessions to the real economy, leading to lower interest income due to the downward adjustment of LPR rates and the reduction of interest rates on existing assets [1] - Decreased fair value gains from trading financial assets due to market volatility [1]