Our latest Enterprise research, covers:- Why Plasma was valued on its connection to Tether.- How to value Plasma based on comparable protocols (TRX, ENA, ETHFI).- Plasma's best path forward is to build a neobank.Read now: https://t.co/2KnBTKpwPC https://t.co/hR4XstlLtvSam (@0xCryptoSam):$XPL is caught in a tricky spot.Investors were eager to treat @Plasma as a proxy to Tether, but at a $10 billion valuation, the market appears to be overpricing its ability to monetize that alignment.Ultimately, Plasma’s suc ...

Crypto NeobanksJack (@Jack55750):Sam explains why Crypto companies are racing to build the biggest Neobank product“It’s a generational trade, I’m incredibly bullish on whoever wins the neobank race. Neobanks are just the financializatoin of the internet, it makes sense to build on crypto rails” https://t.co/b45kPIiJzG ...

Last but not least, his vision for the Neobank:https://t.co/E0o3yDlUz2Andy (@ayyyeandy):Crypto neobanks have a real chance to rival the likes of Robinhood, Venmo, Cashapp and other popular fintech apps.Here's why...- 24/7 liquidity & settlement for stablecoins- Global distribution- Faster & cheaper than tradfi payment rails- Better margins w/ far less https://t.co/7ihrAIXOAF ...

RT Sam (@0xCryptoSam)My refresher thesis on XPL:> $2 (20b fdv) looks likely on a short time frame. May extend my targets a little higher but def a major TP point for many. The longer major PA stays depressed, the more attention on XPL, so hoping for more sideways in the near future.> I no longer believe XPL is just the trade of the week. I expect a new sector (Neobank) to emerge as key trend which will continue through Q4 into 2026. The timing of Plasma and other Tether chains like Stable launching, interes ...

the $XPL one Neobank is most interesting tbheven for ppl who have zero interest in crypto, an all in one banking app with:• default 10% yields instead of 0.4%• instant payments globally with $0 fees• privacy enabled transactionsis a much better experience than any bankGuy (@Credib1eGuy):Shoutout @0xTulipKingRead the docs. https://t.co/ZXvMkyPlzM ...

Plasma to Launch Stablecoin-Native Neobank After This Month’s ‘Mainnet Beta’► https://t.co/p9wc7XmhQj https://t.co/p9wc7XmhQj ...

Core Insights - Dave Inc. (DAVE) stock has experienced a remarkable growth of 416% over the past year, significantly outperforming the industry average of 77.2% and the Zacks S&P 500 composite's growth of 17.7% [1] - Despite the impressive annual performance, DAVE's shares have recently declined by 13.7% in the past month, contrasting with the industry's growth of 10.4% and the S&P 500's 3.3% growth, indicating a potential correction phase [4] - The company's membership base has grown by 16% year-over-year, reaching 2.6 million Monthly Transacting Members, which has driven a 64% increase in revenue and a 236% rise in adjusted EBITDA [6][9][10] Financial Performance - DAVE's revenue growth of 64% and adjusted EBITDA increase of 236% are attributed to a 51% rise in ExtraCash originations and a 27% growth in Dave Debit Card usage, reflecting high customer engagement [10] - The company reported a 28-day delinquency rate of 2.4% in Q2 2025, up from 2% in the same quarter last year, raising concerns about credit risk amid rising inflation and economic challenges [13] Competitive Landscape - DAVE faces intense competition from both neobanks and traditional banks, which are targeting the same demographic of tech-savvy millennials and Gen Zs [16][17] - Traditional banks are introducing small-dollar loans and overdraft protection services, increasing competition for DAVE [17] Investment Considerations - DAVE has never paid dividends since its inception in 2016, which may deter income-seeking investors despite its growth-oriented strategy [18] - The company is recommended for existing investors to consider booking profits due to recent corrections, while potential buyers are advised to refrain from investing at this time [20]

Core Points - Dave Inc. will host a conference call on August 6, 2025, at 8:30 a.m. Eastern time to discuss its Q2 financial results for the period ending June 30, 2025 [1] - The financial results will be released in a press release prior to the conference call on the same day [1] Conference Call Details - Date and Time: August 6, 2025, at 8:30 a.m. Eastern time [2] - Toll-free dial-in number: (866) 652-5200; International dial-in number: (412) 317-6060 [2] - The conference call will be available for replay on the Company's website [2] Company Overview - Dave is a leading U.S. neobank and fintech pioneer, serving millions of everyday Americans [4] - The company utilizes disruptive technologies to offer competitive banking services at lower costs compared to traditional banks [4]

Group 1 - Nu Holdings, widely known as Nubank, is valued above Itaú Unibanco, South America's largest private bank, indicating its significant market position [1] - Nubank is recognized as the most successful Neobank globally, achieving remarkable growth in less than a decade [1] Group 2 - The article highlights the author's background as a Latin-American fundamentalist investor with experience in tech, retail, and banking sectors [1]

Core Insights - The article emphasizes the importance of conducting personal in-depth research and due diligence before making investment decisions [3]. Group 1 - The analysis is intended for informational purposes and should not be considered professional investment advice [3]. - There is a clear statement that past performance does not guarantee future results, highlighting the inherent uncertainties in investment [4]. - The article expresses that the views or opinions may not reflect those of the platform as a whole, indicating a diversity of perspectives among analysts [4].