Key Takeaways NU shares rose about 30% in six months, beating the industry, as the fintech shifts to durable revenues.Nu Holdings grew customers to 127M with 83% activity, driving 39% currency-neutral revenue growth in Q3.NU posted strong capital efficiency, with 30% ROE and 14.3% ROIC, far above industry averages.Nu Holdings Ltd. (NU) has witnessed a 30% rise in its stock price over the six months, outpacing the broader industry’s 24% rise.This piece examines NU’s recent performance and growth trajectory t ...

Key Takeaways Nu Holdings is shifting from user growth to stronger recurring revenues across payments, credit and savings. NU boosts revenue durability by expanding high-engagement products that lift average revenue per user. Nu Holdings' tech-driven model enhances margins as more customers adopt multiple financial products. Nu Holdings’ (NU) strongest differentiator at this stage of its growth cycle is its rising revenue durability, the company’s ability to convert a massive customer base into recurring, m ...