So, if you take this risk assessment test and you get above 20%. Um, what are you supposed to do. And and why is 20% the marker.So, our lifetime risk as women in America is 13%. Once it's above 20%, that means we want to be more proactive to find it because we might not just find it if we only do the annual screening tests. So the supplemental screening typically would be a breast MRI and then going forward you would do a mammogram and ultrasound once a year. Six months later you would do an MRI which would ...

Core Insights - SoFi Technologies, Inc. (SOFI) is focusing on its core strengths of scale and innovation to enhance profitability in a competitive fintech environment [1] Financial Performance - In Q1 2025, SoFi achieved a 20% year-over-year increase in net sales and a 217% surge in net income, indicating an efficient cost structure [2][7] - The company is pursuing growth initiatives to diversify revenue and enhance customer engagement, including a $2 billion extension of its Loan Platform Business agreement with Fortress Investment Group [2][7] Product Development - SoFi launched two new credit cards, the SoFi Everyday Cash Rewards Credit Card and the SoFi Essential Credit Card, which have strengthened its position in consumer finance and increased user retention [3] Competitive Landscape - SoFi faces significant competition from fintech companies like Block and Upstart, which are also leveraging innovation and scale to drive growth [4][5] - Block is expanding its ecosystem through consumer payments and small-business lending, while Upstart is utilizing AI for credit risk assessment and has entered new lending markets [5] Stock Performance and Valuation - SoFi's stock has increased by 25% year-to-date, outperforming the industry average of 4% [6] - The company trades at a forward price-to-earnings ratio of 48.88, significantly higher than the industry's 21.62, indicating a potential overvaluation [8]

Centene TodayCNCCentene$33.06 -0.25 (-0.75%) 52-Week Range$32.99▼$80.59P/E Ratio4.93Price Target$68.87Add to WatchlistFor healthcare stock Centene NYSE: CNC, July 2 was indisputably disastrous. Shares closed down by over 40% that day, resulting in the firm losing over $11 billion in market capitalization. Close competitors were not spared either. Molina Healthcare NYSE: MOH dropped 22%, and Elevance Health NYSE: ELV fell over 11%.Get Centene alerts:So, what caused Centene to see one of the largest single-d ...

Core Insights - LexisNexis Risk Solutions has launched a new commercial property risk assessment solution called LexisNexis Location Intelligence for Commercial, which enhances predictive modeling capabilities in the U.S. commercial insurance sector [1][3] Industry Challenges - The frequency and severity of severe weather events are increasing, contributing to over 65% of all U.S. property losses, which poses significant challenges for commercial insurers in underwriting, pricing, and portfolio management [2] Solution Features - The Location Intelligence for Commercial solution combines industry loss data, weather forensics, and granular property characteristics to create predictive modeling risk scores, enhancing the accuracy of risk assessments [3][4] - The solution utilizes proprietary claims information and neural network-driven risk propensity models to provide actionable insights directly into commercial insurance workflows [3][4] Competitive Advantage - The new solution can deliver over 20 times the predictive modeling lift compared to traditional models, allowing insurers to identify the 10% of properties that could account for 34% of weather-related losses in the upcoming year [6] - It integrates various data sources, including aerial imagery and comprehensive claims data, to create a more complete risk profile, moving beyond basic weather data [6] Operational Efficiency - The solution supports automation and efficiency by integrating seamlessly into underwriting and renewal workflows, enabling more targeted risk control strategies [6] - It promotes transparency in risk assessment, helping insurers adapt to regulatory changes and communicate effectively with business owners regarding their property risks [6]

Jiayin Group (JFIN) Q1 2025 Earnings Call June 04, 2025 08:00 AM ET Speaker0 Good day, ladies and gentlemen. Thank you for standing by, and welcome to the Jiayin Group's First Quarter twenty twenty five Earnings Conference Call. Currently, all participants are in a listen only mode. Later, we will conduct a question and answer session and instructions will follow at that time. As a reminder, we are recording today's call. If you have any objections, you may disconnect at this time. I will now turn the call ...

SHANGHAI, China, May 28, 2025 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the first quarter of 2025 before the U.S. market opens on Wednesday, June 4, 2025. The Company will conduct a conference call to discuss its financial results on Wednesday, June 4, 2025 at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day). What:Jiayin Group First Q ...

Financial Data and Key Metrics Changes - The company achieved a 10% year-over-year revenue growth, with a record-breaking quarterly net profit of RMB738 million, representing a 39% increase year-over-year and an 8% increase quarter-over-quarter [9][27] - The take rate in China increased from 3.3% to 3.4% sequentially, with a 10 basis point decline in funding costs [20][44] - Net revenue for the quarter reached RMB3.5 billion, marking a 10% increase year-over-year and a 1% increase sequentially [27] Business Line Data and Key Metrics Changes - International transaction volume grew by 36% year-over-year, while China's transaction volume grew by 7% [9] - The international business contributed 20.4% of total net revenue in the first quarter, up from 18.8% in the same period last year [11] - The outstanding loan balance in international markets rose to RMB1.9 billion, up 46% year-over-year [21] Market Data and Key Metrics Changes - China's GDP grew by 5.4% year-over-year, while retail sales rose by 5.9% in March [19] - In Indonesia, transaction volume reached RMB1.8 billion, up 10% year-over-year, while in The Philippines, transaction volume reached RMB1.2 billion, up 180% year-over-year [22][24] - The unique borrower base in international markets reached a record high of 1,700,000, marking a 106% year-over-year increase [22] Company Strategy and Development Direction - The company aims to have international business contribute 50% of total revenue by 2025 [11] - The strategic diversification initiatives in international markets are designed to mitigate single country risk [11] - The company is exploring the use of larger language models in risk assessment to improve operational efficiency [13] Management Comments on Operating Environment and Future Outlook - Management expressed a cautiously optimistic outlook despite ongoing macroeconomic uncertainties such as global trade tensions and evolving regulations in China's consumer finance sector [9] - The company remains confident in achieving its full-year revenue guidance of RMB14.4 billion to RMB15 billion, representing 10% to 15% growth year-over-year [29] - Management noted that the new regulations on loan facilitation in China are seen as a positive signal for the industry's healthy development [35] Other Important Information - The company facilitated RMB15 billion in financing for 442,000 small business owners, representing a 1510% increase [15] - The Board of Directors approved a dividend of US$0.27 per ADS, reflecting a 17% year-over-year increase [29] Q&A Session Summary Question: Impact of new regulations on loan facilitation in China - Management acknowledged the new regulations and viewed them as a positive signal for the industry's development, stating that the overall impact is manageable [33][35] Question: Impact of U.S. tariffs on consumption loan demand in Indonesia and the Philippines - Management noted that while trade tensions have introduced challenges, domestic demand remains strong, and they expect a rebound in Q2 [36][38] Question: Loan application demand trend in China and credit approval plans - Management reported steady loan application demand in April and May, with a slight decline in April followed by a rebound in May [41][42] Question: Drivers for improved take rate in the Chinese business - The take rate increased due to improved funding costs and extended loan tenure, with expectations for stability moving forward [44]

不少投资者正密切关注城投融资项目是否会在时隔多年后迎来兑付方案的转机。 近日，多位个人投资者通过"21爆料通"投诉平台向记者反映，长安财富资产管理有限公司（简称"长安 资产"）旗下一款原定于2019年到期的资管产品至今未能完成兑付。 21世纪经济报道记者余纪昕、杨梦雪 上海报道 该产品为长安资产发行的特定多个客户专项资产管理计划——长安资产-黔中安顺3号专项资产管理计划 （以下简称"黔中安顺3号"）。投资者提供的相关文件显示，该产品资产托管人长安财富资产管理有限 公司，代销机构北京中天嘉华基金销售有限公司，资产托管人杭州银行，资管计划期限24个月，投资起 始日2017年9月11日。投资人表示，这款投资起始于2017年的黔中安顺3号项目，原本应该在2019年到期 并兑付债务本息，然而截至发稿，逾期5年多的时间过去，兑付情况进展仍不甚乐观。 该项目的发行方长安资产成立于2012年，是中国证券监督管理委员会批准设立的第四家基金管理公司子 公司，也是华东地区第一家基金管理公司子公司。官网信息显示，长安资产由长安基金管理有限公司持 股80%，为其控股股东。长安基金股东包括长安国际信托（持股29.63%）、上海景林投资（ ...

Verisk report reveals challenges and trends in roof repair and replacement costs based on peril exposure, shape and building materialsJERSEY CITY, N.J., April 08, 2025 (GLOBE NEWSWIRE) -- Verisk (Nasdaq: VRSK), a leading global data analytics and technology provider, today released its U.S. Roofing Realities Trend Report, which identifies trends and challenges in roof conditions. These are supported by insights from Verisk’s personal property solutions, which are used by many of the top P&C insurance carrie ...