Mizuho and Art Based on the concepts of "Feeling Energized by Art," "Making Art More Accessible," and "Changing yourself through Art," Mizuho, in collaboration with Tokyo University of the Arts, contributes to social innovation, and the overcoming of social challenges like improving gender equality and people's well- being, aiming to co-create a sustainable and abundant society in terms of its art and culture as well as its economics. We asked students at the Tokyo University of the Arts, Department of DESI ...

Technology Adoption & Impact - Digital India is empowering individuals in remote areas, exemplified by a pujari whose income increased sevenfold through WhatsApp and Google Pay [3][4] - Technology enables fishermen to bypass vendor monopolies, increasing their income multiple times [5][6] - Technology access is crucial; its removal can negatively impact livelihoods, as seen with auto drivers dependent on Google Maps [10][11][12] Challenges & Solutions - Technology implementation requires local support and maintenance to avoid becoming a burden, as illustrated by an NGO struggling to maintain a donated technology platform [7][8][9] - Technology transfer and local assembly are more effective than simply importing technology, ensuring sustainability and customization [12][13][14] - Local innovators are essential for adapting technology to diverse Indian contexts, highlighting the need for social innovation centers [27][28][29] Social Innovation & Grassroots Development - Class 12 graduates are building software platforms for NGOs, demonstrating the potential of local talent in technology development [16][17][18] - Social innovation should be driven by grassroots understanding, exemplified by a 67-year-old ex-civil servant contributing to a startup building exoskeletons [23][24][25][26] - India needs social innovation centers to foster local innovation, contextualize technology, and drive change from the grassroots level [27][29][30]

Financial Performance Highlights - Consolidated Net Business Profits decreased by 37% YoY, reaching JPY 3164 billion, impacted by Yen appreciation, but progress is at 24% vs FY25 Outlook of JPY 128 trillion[6, 9] - Profit Attributable to Owners of Parent increased by 04% YoY, totaling JPY 2905 billion, driven by net gains related to stocks and reversals in credit-related costs, with progress at 30% vs FY25 Outlook of JPY 094 trillion[6, 11] - TSE ROE increased by 12 percentage points due to profit growth and other factors, indicating improving capital efficiency[6, 12] Business Segment Performance - Customer Groups experienced strong interest income and fee business, contributing to largely flat YoY Consolidated Gross Profits, which decreased by 09%[7] - Retail & Business Banking Company (RBC) reported Profit Attributable to Owners of Parent of JPY 439 billion[18, 33] - Corporate & Investment Banking Company (CIBC) reported Profit Attributable to Owners of Parent of JPY 314 billion[18, 33] Balance Sheet and Asset Quality - Total Assets reached JPY 278 trillion, a decrease of 46%[19] - Loans in Japan showed a Loan and Deposit Rate Margin of 061%[21] - Loans outside Japan had a Loan and Deposit Rate Margin of 494%[24] - Non-performing Loans (NPL) Ratio stood at 073%[30] Non-Interest Income - Non-Interest Income reached JPY 3163 billion[27] - Global Corporate & Investment Banking Company (GCIBC) contributed JPY 1122 billion to Non-Interest Income[27] Future Outlook - The company revised its FY25 earnings outlook upward, anticipating further business growth, with a Consolidated Net Business Profits outlook of JPY 133 trillion and Profit Attributable to Owners of Parent outlook of JPY 800 billion[36]

Core Perspective - Crocs, Inc. has launched a community impact platform called STEP UP TO GREATNESS aimed at positively impacting over 3 million youth globally by equipping them with essential skills and opportunities [1][2] Group 1: STEP UP TO GREATNESS Initiative - The STEP UP TO GREATNESS platform focuses on helping young people gain skills, build confidence, and access opportunities to reach their potential [1][2] - Crocs, Inc. has committed to a multi-year partnership with UNICEF's UPSHIFT program, which aims to equip youth with 21st-century skills through innovation and entrepreneurship [1][3] Group 2: Partnership with UNICEF - UNICEF's UPSHIFT program has graduated 5.2 million participants over the last decade, collectively completing 145 million learning hours across 56 countries [4] - The partnership with Crocs, Inc. is expected to scale the impact of UPSHIFT, focusing on unlocking youth potential and fostering problem-solving skills [4] Group 3: Company Mission and Values - Crocs, Inc. aims to create a more comfortable world for all, which includes supporting communities through initiatives like STEP UP TO GREATNESS [4] - The company emphasizes the importance of creativity, communication, innovation, collaboration, and adaptability as fundamental skills for the future [3]