Investor Presentation March 2026 Investor Presentation Forward-Looking Statements In this presentation, the use of the words "advance," "believe," "continue," "could," "commit," "deliver," "drive," "enable," "expect," "gain," "generate," "goal," "grow," "improve," "intend," "maintain," "manage," "may," "outlook," "plan," "positioned," "project," "projected," "reduce," "should," "take," "target," "unlock," "will," "would," "yield" or similar expressions is intended to identify forward-looking statements. Suc ...

Core Insights - Lincoln Educational Services Corporation is hosting its 2026 Investor Day to discuss strategic priorities, growth initiatives, and financial performance objectives through 2030 [1] - The company anticipates a 19% increase in student start growth compared to the first quarter of the previous year, continuing a positive trend observed over the last 13 quarters [2] Company Overview - Lincoln Educational Services Corporation is a leading provider of diversified career-oriented postsecondary education, offering programs in skilled trades, automotive technology, health sciences, and information technology [3] - The company has been providing skilled technicians to the workforce since its inception in 1946 [3] Operational Footprint - Lincoln operates 22 campuses across 12 states under three brands: Lincoln College of Technology, Lincoln Technical Institute, and Nashville Auto Diesel College [4]

Core Insights - Specificity, a performance marketing agency, has announced a surge in new client partnerships across various industries due to strategic growth initiatives [1] - The company has outlined aggressive growth plans for 2026 after achieving positive cash flow [1] Strategic Initiatives - Specificity has secured strategic capital to support its expansion efforts [1] - The company is entering the $600 billion U.S. home services market as part of its growth strategy [1] - Multiple initiatives have been implemented over the past several months to accelerate expansion [1]

Q4 2025 Earnings Conference Call February 12, 2026 Forward Looking Statements Record Q4 and FY performance exceeded expectations Certain statements in this presentation constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are related to forecasts of sales, margins, earnings, earnings per share, effective tax rate, capital expenditures, cash flow, water market growth, acquisition strategy and integration, construction outlook, infl ...

Core Insights - Rubicon Organics Inc. has secured additional credit agreements totaling $4,000,000 to support its growth initiatives in the premium cannabis market [1][3] Group 1: Credit Agreements - The credit agreements include a $3.0 million Capital Loan with a five-year term and a $1.0 million Line of Credit, with interest rates of 6.79% and CSCU Basic Lending Rate plus 5.50% respectively [2][3] - The funds will be utilized for margin accretive projects at the Pacifica and Cascadia Facilities, enhancing operational flexibility and supporting growth plans [3] Group 2: Company Overview - Rubicon Organics is recognized as Canada's leading producer of certified organic and premium cannabis, with a vertically integrated model and a strong national distribution network [4] - The company’s production capacity will increase by over 40% with the acquisition and licensing of the Cascadia facility, which complements its existing Pacifica facility [5] - Rubicon Organics focuses on premium quality, innovation, and operational execution, which has led to consistent revenue growth and positive Adjusted EBITDA [6]

Core Viewpoint - Calumet, Inc. is positioned positively in the market with a diversified product range and strategic initiatives aimed at enhancing financial performance and growth potential [1][5]. Financial Performance - In Q2 2025, Calumet reported a net loss of $147.9 million but achieved an adjusted EBITDA of $76.5 million, indicating operational resilience [4]. - The company has successfully implemented cost reduction measures, achieving $42 million in operating cost savings year-over-year, which may enhance future profitability [4]. Market Sentiment - The stock consensus target price for Calumet has shown fluctuations, with the average price target increasing from $16.63 three months ago to $20 last month, reflecting improved analyst sentiment [2]. - A year ago, the target price was slightly higher at $20.42, suggesting some stability in the long-term outlook for the company [2]. Strategic Initiatives - Calumet's Montana Renewables subsidiary has achieved industry-leading breakeven costs and positive EBITDA, showcasing strong performance in the renewable energy sector [3]. - The company is pursuing strategic projects like the MaxSAF-150 and has secured a $782 million DOE loan, which are expected to drive significant cash flow and margin expansion by 2026 [5]. - Recent developments have contributed to a stock price increase of 12.5%, indicating positive market reception of the company's initiatives [5].

Financial Data and Key Metrics Changes - Net sales increased by 7.6% year-on-year, reaching $162 million compared to $151 million in the prior year [13] - Adjusted EBITDA rose by $8.5 million, or 28.5%, totaling $38.3 million, with an adjusted EBITDA margin of 23.7%, up 390 basis points from the previous year [18] - Gross margin expanded to 35.4%, an increase of 300 basis points year-on-year [17] Business Line Data and Key Metrics Changes - In-ground pool sales increased modestly by just under 1% year-on-year, driven by fiberglass pool sales, which are expected to account for approximately 75% of full-year 2025 in-ground pool sales [6][15] - Pool covers sales grew by 15%, with significant organic growth in auto covers [9][16] - Liner sales increased by 13%, supported by the successful rollout of the Measure by Latham tool [10][16] Market Data and Key Metrics Changes - The U.S. in-ground pool market is expected to remain flat to slightly down compared to 2024 levels, yet Latham outperformed this market [4][21] - Florida sales increased at a high single-digit rate, with Latham gaining traction in master plan communities [11][12] Company Strategy and Development Direction - The company is focused on increasing awareness and adoption of fiberglass pools and auto covers, as well as expanding sales of in-ground pool liners [14] - Strategic partnerships with custom home builders in Florida are being established to enhance market presence [12][34] - Latham aims to leverage its proprietary measuring tool to gain market share in the liner product line and winter safety cover market [10][11] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in continued growth despite a challenging industry environment, projecting 7% sales growth and 19% adjusted EBITDA growth for 2025 [20][21] - The company anticipates that fiberglass pool and auto cover adoption will enable it to outperform the in-ground pool market [21] Other Important Information - The company ended the third quarter with a strong financial position, maintaining cash of $71 million and a net debt leverage ratio of 2.3 [19] - Capital expenditures for the third quarter were $5.8 million, with a revised estimate for full-year CapEx set at $22-$24 million [20] Q&A Session Summary Question: What have you seen in terms of upstream metrics from leads and consumer confidence? - Management noted strong lead generation throughout the peak pool building season, with significant year-over-year increases, although consumer confidence remains affected by tariff and interest rate uncertainties [25][26] Question: Can you provide context on the liners' performance and market share gains? - The performance is attributed to a combination of share gains in the replacement market and challenges in the lower end of the new construction market [27][28] Question: How did demand progress geographically throughout the quarter? - Demand was consistent across most regions, with strong performance in Florida, while Texas and California remained challenging markets [31][32] Question: What is the outlook for pricing and tariffs? - Price increases implemented in June have effectively mitigated tariff impacts, with net tariff exposure remaining stable at approximately $10 million [42][43] Question: Is there potential for accelerated market share gains in fiberglass pools? - Management believes that while a 1% market share gain per year is a reasonable expectation, increased traction in the Sand States could lead to accelerated growth [46][48] Question: What is the strategy for SG&A spending moving forward? - SG&A spending is expected to remain stable, with continued investments in sales and marketing initiatives, particularly in the Sand States [49][50]

Core Insights - Glucose Health, Inc. has appointed Christopher J. Jemapete to its Board of Directors, effective immediately, strengthening its leadership team [1] - Mr. Jemapete has extensive experience in the financial services sector, having held senior positions at notable firms such as E.F. Hutton, Shearson Lehman Brothers, and Fidelity Investments [2] - Since his retirement in 2010, Mr. Jemapete has focused on investment opportunities in the micro-cap sector, gaining insights into the challenges faced by emerging companies [3] Company Developments - Mr. Jemapete has been an early strategic investor in Glucose Health, participating in all Private Placements since 2019 and helping raise over $2 million in capital [4] - He emphasizes the importance of adequate capitalization for the company to fully implement its strategic business plan and drive revenue growth [5] - The company has established a strong retail distribution network for its products, GLUCODOWN® and FIBER UP®, through major partners including Amazon and leading pharmacy chains in the U.S. [5]

Financial Data and Key Metrics Changes - The company reported consolidated net sales of $956 million for Q1, representing a growth of 10.9% year-over-year and 10% on an organic basis [12][13] - Adjusted EPS for the quarter was $0.45, a 25% increase compared to the previous year [12] - Consolidated gross margin was 38.5%, impacted by approximately $8 million in net tariff-related costs [14][15] Business Line Data and Key Metrics Changes - In the North America contract segment, net sales were $534 million, up 12% year-over-year, while new orders decreased by 8% [15][16] - The international contract segment saw net sales of $168 million, a 14.4% increase, but new orders were down 6.5% [16][17] - The global retail segment reported net sales of $254 million, up 6.4% year-over-year, with new orders increasing by 1.7% [17][18] Market Data and Key Metrics Changes - Office leasing activity for Class A space remains robust, with Manhattan leasing activity in August exceeding the 10-year monthly average [7] - North America retail web traffic increased by 17% compared to last year, indicating strong consumer interest [9] Company Strategy and Development Direction - The company is focusing on accelerated product creation, consistent execution, and prudent cost management while investing for profitable growth [6] - Plans include opening 12 to 15 new stores in the U.S. for the fiscal year, aiming to double the store footprint over the next several years [9][10] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth momentum in the contract business, driven by increased office leasing activity and improving market conditions [7] - The company anticipates that tariff-related impacts will be mitigated in the second half of the fiscal year, with pricing actions expected to offset costs [19][20] Other Important Information - The company has a strong liquidity position with $481 million available and a net debt to EBITDA ratio of 2.92 times [15] - Management highlighted the importance of their workforce, noting recognition as a top workplace for innovators [11] Q&A Session Summary Question: Normalization of growth in the Americas - Management confirmed that growth has averaged 3.3% over the trailing two-quarter basis, with volume being a key driver [25][28] Question: Impact of discounting on projects - Management stated that discounting has remained stable and has not increased [33] Question: Breakdown of retail margin pressures - New store expenses were identified as the primary factor impacting retail margins, with expectations of revenue growth from new stores in the future [34][35] Question: Industry consolidation and competitive outlook - Management views industry consolidation positively, seeing it as an opportunity for growth and differentiation [44] Question: Tariff impacts and mitigation efforts - Management indicated that the net tariff-related impact was $8 million in Q1, with expectations for reduced impact in Q2 as pricing actions take effect [50]

Company Performance - Premier Air Charter Holdings Inc. reported June 2025 as one of the most successful months in its recent history, indicating strong operational execution and rising market demand [1][3] - The company anticipates improved third quarter results due to increased charter flight demand and strategic growth initiatives [2] Industry Trends - The Global Aircraft Activity Report from ARGUS Analytics noted a 4.8% increase in global flight activity across all categories from June 2024, reflecting a resurgence in the charter aviation sector [2] - The overall increase in activity aligns with heightened consumer interest in private air travel [2] Company Strategy - Premier Air Charter focuses on creating trusted partnerships within the aviation industry to deliver bespoke aviation solutions, emphasizing reliability, innovation, and sustainability [3] - The company aims to exceed client expectations and foster lasting relationships to become the preferred choice for private air travel worldwide [3]