Small deep value individual investor, with a modest private investment portfolio, split approx. 50%-50% between shares and call options. I have a B.Sc. in aeronautical engineering and over 6 years of experience as an engineering consultant in the aerospace sector. The latter statement is not relevant in any way whatsoever to my investment style, but I thought to add it for self-indulgent purposes. I have a contrarian investment style, highly risky, and often dealing with illiquid options. How illiquid? Well ...

Small deep value individual investor, with a modest private investment portfolio, split approx. 50%-50% between shares and call options. I have a B.Sc. in aeronautical engineering and over 6 years of experience as an engineering consultant in the aerospace sector. The latter statement is not relevant in any way whatsoever to my investment style, but I thought to add it for self-indulgent purposes. I have a contrarian investment style, highly risky, and often dealing with illiquid options. How illiquid? Well ...

The price of Bitcoin held near the $90,000 level on Saturday, even as geopolitical tensions between the United States and Venezuela escalated sharply following overnight military action. Key Takeaways: Bitcoin held near $90K despite a major US–Venezuela military escalation that dominated headlines. BTC staying above its 21-day moving average signals short-term support and potential January upside. Analysts warn volatility could rise once institutional traders return when US markets reopen. Bitcoi ...

Group 1 - The individual investor focuses on equities based on cash flow potential, relative value, and economic moat, emphasizing the importance of quantitative analysis to support investment stories [1] - The investor employs algorithms and Python to identify companies that are either overhyped or overlooked by the market, indicating a strong emphasis on fundamental analysis [1] - The investor has a background in public accounting and economics, holding master's degrees from the University of Notre Dame and the University of Virginia, and has pursued a PhD in economics [1] Group 2 - The investor creates educational content on investing and economic topics through a YouTube channel, indicating a commitment to educating others in the field [1] - The investor's approach includes both long and short positions, with a noted preference for short stories, suggesting a diverse investment strategy [1]

Core Insights - Bread Financial Holdings, Inc. (BFH) shares have increased by 22.6% over the last six months, outperforming the Finance sector and the Zacks S&P 500 composite, which grew by 5.9% and 11.8% respectively, while the Zacks Financial - Miscellaneous Services industry declined by 12% [1] - The stock closed at $74.03, close to its 52-week high of $78.98, indicating strong investor confidence and potential for further price appreciation [1] Company Performance - BFH has a market capitalization of $3.37 billion, with an average trading volume of 0.7 million shares over the last three months [2] - The company has consistently beaten earnings estimates in the last four quarters, with an average surprise of 55.17% [2] Technical Analysis - The stock is trading above its 50-day and 200-day simple moving averages of $68.29 and $58.93, respectively, indicating solid upward momentum [3] Growth Projections - BFH anticipates credit sales growth driven by strong consumer spending, new partnerships, and holiday demand, with average loans expected to rise alongside higher credit sales [5][11] - The Zacks Consensus Estimate projects a 34% year-over-year increase in earnings per share for 2025, with a 3.3% revenue increase expected in 2026 [7] Analyst Sentiment - Analysts have raised their earnings estimates for BFH, with a 0.4% increase for 2025 and a 0.1% increase for 2026 over the past 30 days [8] Strategic Investments - The company is investing in digital innovation, technology, and marketing to drive growth, with a focus on enhancing its digital capabilities [12] - BFH is also strengthening its balance sheet by lowering debt and plans to pay down $100 million in 2026 bonds this year [13] Shareholder Value - The company is committed to returning value to shareholders through share repurchases and is focusing on mergers and acquisitions [14] Long-term Outlook - Robust credit sales, disciplined risk management, and strong consumer spending are expected to favor BFH in the long term, supported by a favorable VGM Score of A [15][16]

Core Viewpoint - The individual investor adopts a contrarian investment style, focusing on stocks that have recently experienced sell-offs due to non-recurrent events, particularly when insiders are buying shares at lower prices [1] Group 1: Investment Strategy - The investment portfolio is split approximately 50%-50% between shares and call options, indicating a balanced approach to risk and return [1] - The investor's timeframe for holding positions typically ranges from 3 to 24 months, suggesting a medium-term investment horizon [1] - Fundamental analysis is employed to assess the health of companies, including their leverage and financial ratios compared to sector and industry averages [1] Group 2: Stock Selection Criteria - The investor screens thousands of stocks, primarily in the US, looking for those that have undergone recent sell-offs [1] - A key criterion for stock selection is insider buying at the new lower price, which may indicate confidence in the company's future [1] - Professional background checks are conducted on insiders who purchase shares post-sell-off to ensure credibility and alignment with shareholder interests [1] Group 3: Technical Analysis - Technical analysis is utilized to optimize entry and exit points, with a focus on support and resistance levels on weekly charts [1] - Multicolor lines are used for visualizing support and resistance, along with trend lines to identify potential price movements [1]

Group 1 - Zevia PBC (ZVIA) has moved past the debate on the feasibility of clean-label soda, focusing instead on improving unit economics and expanding its market presence [1] - The company is experiencing positive trends in its financial metrics, indicating a potential for growth and profitability [1] Group 2 - The article emphasizes the importance of identifying high-growth companies in the micro-cap segment, highlighting the use of technical analysis and the CAN SLIM methodology to uncover investment opportunities [1] - There is a focus on emerging businesses that demonstrate strong financial momentum and rapid earnings growth, which are key indicators for potential stock price increases [1]

Dow Jones 30 Technical AnalysisThe Dow Jones 30 looks like it’s going to be a little soft at the open as well, and again, I think this is mainly a symptom of it being so thin and it being the time of year that it is. And therefore, I think you have to look at the 48,000 level as a bit of a floor. We have the 50-day EMA racing towards there as well, so that suggests that we are in fact, going to see support come into the picture sooner or later, and I think the correct way to look at it is sooner. But thinki ...

Corn: I’ll give you a guess as to the opening sentence for this segment. Anyone? Bueller? If you said, “The corn market was quietly lower overnight”, well done, for that is once again the situation pre-dawn. (Next year, I will keep track of how many times this is the case.) The March issue (ZCH26) posted a 1.75-cent trading range, slipping as much as 1.5 cents on trade volume of fewer than 10,000 contracts as of this writing. I could say March is only 0.5 cent off its session low, but on the other hand, it ...

Core Viewpoint - The content emphasizes the importance of conducting personal due diligence and consulting with competent advisors before making any financial decisions, particularly in the context of investments in complex instruments like cryptocurrencies and CFDs [1]. Group 1 - The website provides general news, personal analysis, and third-party materials intended for educational and research purposes [1]. - It explicitly states that the information should not be interpreted as a recommendation or advice for investment actions [1]. - The accuracy and reliability of the information are not guaranteed, and users are cautioned against relying solely on the content provided [1]. Group 2 - The website includes information about cryptocurrencies, CFDs, and other financial instruments, highlighting their complexity and associated high risks [1]. - Users are encouraged to conduct their own research and fully understand the workings and risks of any financial instruments before investing [1].