Group 1 - Aalberts repurchased 145,500 of its own shares from July 21 to July 25, 2025, for a total amount of EUR 4,011,589.94, at an average share price of EUR 27.57 [1] - The share buyback program, announced on February 27, 2025, has a total budget of EUR 75 million and commenced on February 28, 2025, with completion expected by October 24, 2025 [2] - As of July 25, 2025, a cumulative total of 2,150,324 shares have been repurchased under the program for a total consideration of EUR 63,810,716 [2] Group 2 - Aalberts has engaged an intermediary to conduct the share repurchase in the open market, independent of the company [3] - The buyback program is executed within the authority granted by the Annual General Meeting on May 23, 2024, and adheres to the Market Abuse Regulation 596/2014 [3] - The company provides a weekly progress overview of the share buyback program on its website [4]

Group 1 - Aalberts repurchased 145,500 shares from July 21 to July 25, 2025, for a total of EUR 4,011,589.94, averaging EUR 27.57 per share [1] - The share buyback program, announced on February 27, 2025, has a total budget of EUR 75 million and is set to conclude by October 24, 2025 [2] - As of July 25, 2025, a total of 2,150,324 shares have been repurchased under the program, amounting to EUR 63,810,716 [2] Group 2 - Aalberts has appointed an intermediary to conduct the share repurchases in the open market, adhering to the authority granted by the AGM on May 23, 2024 [3] - The buyback program will comply with the Market Abuse Regulation 596/2014 and the safe harbour parameters of the Commission Delegated Regulation 2016/1052 [3] - Weekly progress of the share buyback can be tracked on the company's dedicated website [4]

Financial Data and Key Metrics Changes - The net income for the quarter was $15 million, representing a 19.8% increase year-over-year, with year-to-date income nearly reaching $30 million [10][5] - Return on average assets and average equity were 0.968% and 73% respectively, indicating strong performance [10] - The consolidated equity to assets ratio improved to 10.91% from 10.73% year-over-year [10] - Book value per share increased by 6.6% to $36.75 compared to $34.46 a year earlier [11] Business Line Data and Key Metrics Changes - Average loans grew by 2.3% or $115.6 million to an all-time high of $5.1 billion [11] - Home equity products increased by 18% year-over-year, with a notable growth of $64.7 million or 17.8% [6][11] - The commercial loan portfolio grew by 11% over the past year, with an increase of $25.8 million or 9.2% [6][11] - Installment loans decreased by $2.9 million over the same period [12] Market Data and Key Metrics Changes - Total deposits reached $5.5 billion, up $213 million compared to the prior year quarter, indicating strong customer confidence [12][13] - The net interest margin for 2025 was 2.71%, up 18 basis points from the prior year quarter [13] - Yield on interest-earning assets increased to 4.19%, up 13 basis points from the prior year quarter [13] Company Strategy and Development Direction - The company has focused on amassing capital to provide low-cost funds for lending, capitalizing on favorable interest rate environments [5] - The strategy includes a disciplined share repurchase program, reflecting confidence in long-term strength [11] - The wealth management division remains a significant source of non-interest income, with assets under management at approximately $1.2 billion [14] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the positive momentum established in 2025, which may extend into 2026 [9] - The bank is well-positioned to continue delivering strong net interest income performance despite potential easing from the Federal Reserve [14] - The local economy shows strong demand for credit, particularly in Florida and the Northeast [28] Other Important Information - Non-interest income from wealth management and financial services fees increased by 13% to $1.8 million, representing 37.5% of non-interest income [15] - Total non-interest expense net of ORE expense was $25.7 million, down $600,000 from the prior year quarter [15] Q&A Session Summary Question: Is the strong local demand in Florida as well as in the Northeast? - Management confirmed that demand is strong across all markets, with Florida showing the best demand [28] Question: What is the rate for maturing CDs compared to current issuances? - The average rate for maturing CDs is 3.91%, while the highest current rate is 4% for three months [29][30] Question: What types of borrowers are being lent to, and what is the mix between secured and unsecured loans? - The majority of commercial loans, over 90%, are secured by real estate, including smaller multifamily projects and small office offerings [32]

Financial Data and Key Metrics Changes - The company reported a net income of $15 million for the quarter, representing a 19.8% increase year-over-year, with year-to-date net income nearing $30 million [6][11] - Return on average assets and average equity were 0.97% and 8.73% respectively, indicating strong performance [11] - The consolidated equity to assets ratio improved to 10.91% from 10.73% a year earlier [11] - Book value per share increased by 6.6% to $36.75 compared to $34.46 a year earlier [12] Business Line Data and Key Metrics Changes - Average loans grew by 2.3% or $115.6 million to an all-time high of $5.1 billion [12] - Home equity products saw an 18% increase year-over-year, while commercial loans grew by 11% [7][12] - The residential real estate portfolio increased by $27.9 million or 0.6%, and installment loans decreased by $2.9 million [12] Market Data and Key Metrics Changes - Total deposits reached $5.5 billion, up $213 million compared to the prior year, reflecting strong customer confidence [13][14] - The net interest margin improved to 2.71%, up 18 basis points from the prior year [14] - Yield on interest-earning assets increased to 4.19%, up 13 basis points from the prior year [14] Company Strategy and Development Direction - The company has focused on amassing capital to provide low-cost funds for lending, capitalizing on favorable interest rate environments [6][7] - The strategy includes a disciplined share repurchase program, reflecting confidence in long-term strength [12] - The wealth management division is a significant source of non-interest income, with assets under management totaling approximately $1.2 billion [15] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the positive momentum established in 2025, which may extend into 2026 [10] - The bank is well-positioned to continue delivering strong net interest income performance despite potential easing from the Federal Reserve [15] - Asset quality remains strong, with non-performing loans decreasing to 0.35% of total loans [21][22] Other Important Information - The company repurchased 169,000 shares of common stock during the second quarter [12] - Total non-interest expense net of ORE expense was $25.7 million, down $600,000 from the prior year [16] Q&A Session Summary Question: Is the strong local demand in Florida as well as in the Northeast? - Management confirmed that demand is strong across all markets, with Florida showing the best demand [28] Question: What is the rate for maturing CDs compared to current issuances? - The average rate for maturing CDs is 3.91%, while the highest current rate is 4% for three months [29][30] Question: What types of borrowers are being lent to, and what is the mix between secured and unsecured? - The majority of commercial loans, over 90%, are real estate-related, including smaller multifamily projects and small office offerings [32]

Group 1 - Aalberts has repurchased 2,500 shares from July 14 to July 18, 2025, for a total of EUR 80,592.48, averaging EUR 32.24 per share [1] - A cumulative total of 2,004,824 shares has been repurchased under the buyback program, amounting to EUR 59,799,126 [2] - The share buyback program is authorized by the AGM held on May 23, 2024, and complies with Market Abuse Regulation 596/2014 [3] Group 2 - The buyback program is part of a larger initiative announced on February 27, 2025, with a total budget of EUR 75 million, expected to conclude by October 24, 2025 [1][2] - An intermediary has been engaged to conduct the share repurchases in the open market, independent of Aalberts [2] - The shares repurchased are intended to be cancelled following the buyback [1]

Core Viewpoint - Sydbank A/S has initiated a share buyback program amounting to DKK 1,350 million, aimed at reducing its share capital, which commenced on March 3, 2025, and is set to conclude by January 31, 2026 [1][2]. Group 1: Share Buyback Program Details - The share buyback program is executed in compliance with the Safe Harbour rules as per EU regulations [2]. - As of the latest report, a total of 1,238,000 shares have been repurchased, with a gross value of DKK 529,848,260 [2]. - In week 29, 50,000 shares were bought back, with a total gross value of DKK 23,987,300 [2]. - The accumulated total of shares repurchased during the program stands at 1,288,000, with a total gross value of DKK 553,835,560 [2]. Group 2: Current Holdings - Following the transactions, Sydbank A/S now holds a total of 1,288,593 own shares, which represents 2.51% of the bank's share capital [4][5].

Core Points - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total budget of up to DKK 1,000 million, allowing for the repurchase of a maximum of 1,600,000 shares [1] - The program is compliant with EU regulations, specifically EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052, which provide a "Safe Harbour" for such transactions [2] - As of the latest report, a total of 578,800 shares have been repurchased, representing 2.28% of the bank's share capital, with an average purchase price of DKK 1,253.88 [2] Transaction Summary - The total number of shares purchased under the buyback program is 164,600, with an average purchase price of DKK 1,371.54, amounting to DKK 225,755,063 [2] - The transactions executed from January 28, 2025, to May 28, 2025, totaled 414,200 shares at an average price of DKK 1,207.12, amounting to DKK 499,988,706 [2] - The detailed transaction records include various purchase dates and prices, with the highest recorded purchase price being DKK 1,428.51 on July 16, 2025 [4][5][6][7][8][9][10]

Luxembourg, 16 July 2025 SHARES REPURCHASE PROGRAMMEAuthorized by the shareholders’ meeting held on 29th June 2021Implemented upon the decision of the Board of Directors dated 8 January 2025, DISCLOSURE OF PURCHASES EFFECTED FROM 7 JULY 2025 TO 11 JULY 2025 Market: Euro MTF, LuxembourgType of shares: ordinary shares ISIN FR0010245803 Trading date Number of shares purchasedPurchase price per share Total amount of purchases PurposeMarket10/07/2025750€ 17.93<td style="width:115.27px;;border-t ...

Core Points - Aalberts has repurchased 2,500 shares from July 7, 2025, to July 11, 2025, for a total of EUR 78,823.16, averaging EUR 31.53 per share [1] - The total shares repurchased under the buyback program up to July 11, 2025, is 2,002,324, amounting to EUR 59,718,534 [2] - The share buyback program is part of a larger initiative announced on February 27, 2025, with a total budget of EUR 75 million, set to conclude by October 24, 2025 [1][2] - The buyback is conducted within the authority granted by the AGM on May 23, 2024, and adheres to Market Abuse Regulation 596/2014 [3] Summary by Categories Share Buyback Details - The share buyback program commenced on February 28, 2025, and is intended to cancel the repurchased shares [1] - An intermediary has been engaged to execute the buyback in the open market, independent of Aalberts [2] Regulatory Compliance - The buyback will be executed within the limitations set by the AGM and complies with the Market Abuse Regulation and safe harbour parameters [3]

Core Viewpoint - Festi has executed a buyback program, purchasing a total of 150,000 own shares for 44,250,000 ISK in week 28 of 2025, in compliance with relevant regulations [1] Group 1: Buyback Program Details - Prior to the recent purchases, Festi held 411,226 own shares, representing 0.13% of issued shares [2] - After the buyback, Festi now holds 561,226 own shares, which is 0.18% of issued shares, having bought a total of 315,000 own shares for 91,275,000 ISK [2] - The buyback program aims to repurchase a total of 2,500,000 own shares, or 0.80% of issued shares, with a maximum purchase price of 800 million ISK [2]