2025.08. 15 本文字数：2362，阅读时长大约4分钟 因虚构"倒贷"投资业务，承诺返高利息，骗取被害人逾733万元，吉林银行原员工朱世杰终审被判 处有期徒刑十年十一个月，并处罚金人民币十万元。 中国裁判文书网披露的刑事判决书显示，朱世杰以隐瞒真相方式骗取他人财物，并用于偿还个人债务 及赌博。 银行员工虚构"倒贷"投资业务骗取被害人逾733万元 事情发生在2019年-2021年间。 判决书显示，2019年4月至2021年10月间，朱世杰利用银行员工身份，在吉林省延吉市虚构"倒 贷"投资业务，承诺返高利息，骗取被害人徐某、张某、尤某等共计733.705万元，用于偿还个人债 务及赌博。 一般而言，"倒贷"指借款人通过办理新贷款或借助民间借贷资金偿还旧贷款，俗称"借新还旧"。 澎湃新闻据判决书梳理发现，这是一起银行员工依托其身份，通过熟人关系层层介绍，骗取大额资金 的诈骗案。 据受害人徐某在判决书中的陈述，两人相识于2014年。2020年中， 朱世杰称可以做一笔"过桥"业 务，但资金不足，希望徐某能提供资金。判决书同时披露，为打消徐某疑心，朱世杰伪造了和银行领 导的微信聊天记录、账面信息、书面材料、短信内容 ...

三、上海浦东发展银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 二、上海浦东发展银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自上海浦东 发展银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，由决定机关办理行政许可注销手续。 一、核准施乐上海浦东发展银行股份有限公司昆明分行行长的任职资格。 2025年8月11日，云南金融监管局发布批复称，《上海浦东发展银行股份有限公司关于对施乐同志进行 任职资格审核的请示》（浦银发〔2025〕317号）收悉。经审核，现批复如下： ...

一、核准向秋昊新联商业银行重庆分行行长的任职资格。 2025年8月11日，重庆金融监管局发布批复称，《关于核准向秋昊新联商业银行重庆分行行长任职资格 的申请》（新联〔2025〕15号）收悉。经审核，现批复如下： 二、新联商业银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自新联商业银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、新联商业银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...

中国经济网北京8月15日讯 投资快报8月9日发表文章《<财富>世界500强揭晓，民生银行、浦发银行（600000）分别跌36、17个 名次》。2025年《财富》世界500强排行榜揭晓，银行方面，与上年相比，8家银行排名下降。其中，浦发银行排名为309位，下 降17个名次。 浦发银行的营业收入已连降四年。2020年至2024年，浦发银行营业收入分别为1963.84亿元、1909.82亿元、1886.22亿元、1734.34 亿元、1707.48亿元，同比变动2.99%、-2.75%、-1.24%、-8.05%、-1.55%。 我国12家全国性股份制商业银行2024年度业绩报告显示，浦发银行的营业收入已掉出第一梯队。2024年，浦发银行实现营业收入 排名股份行第四。但浦发银行与第三名兴业银行的营业收入差距已经扩大至414.78亿元。 今年上半年，浦发银行扭转了营业收入下滑趋势。2025年半年度业绩快报公告显示，浦发银行实现营业收入905.59亿元，同比增 长2.62%。 2024年，浦发银行董事长、行长任职资格获监管部门核准。2024年2月，公司收到《国家金融监督管理总局关于浦发银行张为忠 任职资格的批复》，已核 ...

Core Viewpoint - Bohai Bank announced its initiative to implement personal consumption loan interest subsidies to reduce consumer credit costs and stimulate market potential, aligning with national policies [1] Group 1 - Bohai Bank will actively and orderly promote the organization and implementation of personal consumption loan interest subsidies [1] - The initiative aims to ensure that the benefits of national policy reach financial consumers effectively [1] - Specific channels for processing and operational guidelines will be published through official platforms such as the bank's website, WeChat account, and mobile banking app [1]

Core Viewpoint - The new subsidy policy for consumer loans has been implemented, with 23 financial institutions designated to benefit from it, creating opportunities for expansion in consumer loan business while also presenting compliance and regulatory challenges [1][2]. Group 1: Policy Implementation - A total of 23 financial institutions have been selected to implement the consumer loan subsidy policy, including 6 state-owned banks, 12 joint-stock banks, and 5 other consumer loan providers [2]. - The inclusion of consumer finance companies in the first batch of institutions is a significant highlight of the policy, ensuring coverage across various income groups and both online and offline channels [2][3]. Group 2: Market Impact - The subsidy policy is expected to influence the market structure of consumer credit, with state-owned and joint-stock banks likely to increase their market share in the consumer loan sector [3]. - Local banks that did not qualify for the subsidy may lose competitive pricing advantages, potentially leading to a loss of high-quality customers [2]. Group 3: Compliance and Monitoring - The policy aims to prevent fraudulent activities by ensuring that subsidies are only granted for genuine consumer spending, requiring financial institutions to enhance their information systems for accurate tracking [4][5]. - Financial institutions face increased demands for precise management and monitoring of loan disbursements to ensure compliance with the subsidy conditions [5][6]. Group 4: Future Expansion - There is potential for the subsidy policy to expand in scope, with the possibility of including more financial institutions and extending the policy duration based on future evaluations [7]. - Local fiscal departments are encouraged to collaborate with the central government to provide additional support for consumer loans, thereby broadening the policy's reach [7].

抵达李奶奶家后，工作人员发现老人因长期卧床，行动极为困难。工作人员全程耐心细致，一边耐心指 导老人完成签字确认，一边逐项讲解业务细节，确保老人及家属对办理事项清晰明了。短短半小时，业 务便顺利办结。李奶奶拉着工作人员的手，反复道谢："你们大老远跑一趟帮我，真是太贴心了！" 未来，农行济南花园路支行将坚守"以客户为中心"的服务理念，持续优化适老服务，用更贴心的行动诠 释"百姓银行"的初心与担当，为老年客户等群体提供更优质、更便捷的金融服务。 一直以来，农行济南花园路支行聚焦老年人等特殊群体需求，主动提供上门服务，以实际行动践行"百 姓银行"的责任与担当，让金融服务充满温情。 家住七里堡小区的李奶奶因腿脚不便，无法到网点办理社保卡激活业务。其子王先生拨通网点电话求助 后，网点第一时间协调两名工作人员携带移动设备，专程上门提供服务。 ...

Core Viewpoint - The article highlights the recurring issue of employee fraud within Jilin Bank, emphasizing the need for stronger internal controls and risk management to prevent such incidents in the future [4][15]. Group 1: Employee Fraud Cases - A recent case involved a 90s-born employee, Zhu Moujie, who defrauded friends and family of 7.33 million yuan through a "high-interest loan" scheme, ultimately leading to a ten-year prison sentence [4][13]. - Zhu's fraudulent activities began in April 2019, where he promised high returns of 2% per week, luring in victims with his bank employee status [7][10]. - The scheme expanded as Zhu created fake documents and communications to build trust, resulting in over 74.6 million yuan being transferred to him by victims [10][12]. Group 2: Jilin Bank's Internal Risks - The repeated occurrence of fraud cases indicates inadequate internal controls and monitoring of employee behavior within Jilin Bank [4][15]. - The bank's internal issues are compounded by significant loans to related parties, with 12.899 billion yuan lent to shareholders and their companies, raising concerns about potential bad debts [22][23]. - The bank's non-performing loan ratio increased to 1.50% in 2024, up from 1.39% in 2023, indicating growing financial risks [22][23]. Group 3: Shareholder Dynamics - Jilin Bank's fourth-largest shareholder, Yatai Group, announced plans to sell 300 million shares due to substantial losses exceeding 11.55 billion yuan over four years [20][21]. - The sale of shares is seen as a desperate measure to recover from financial difficulties, with the bank continuing to provide loans to Yatai Group despite its precarious situation [22][23]. - The bank's aspirations for an IPO have stalled, with ongoing internal and external challenges threatening its operational stability and growth prospects [23].

点击按钮▲立即收听 " 要 把这些生育、教育、消费等领域的政策，视为在整个系统结构化改革当中非常重要的步骤，它们正在经历一个从量变到质变的过程。 " 文 / 巴九灵（微信公众号：吴晓波频道） 开学季，中秋假期、十一黄金周，婚礼高峰期，汽车、楼市 " 金九银十 " ，双十一…… 在第三季度传统消费旺季到来之前，财政部吹响了猛 猛 干消费的号角。 早在 7 月 31 日，国务院常务会议上就首次部署实施个人消费贷款贴息政策，不到半个月时间， 8 月 12 日，财政部、中国人民银行、金融监管总 局就印发了 《个人消费贷款财政贴息政策实施方案》（下称《实施方案》），第二天一大早还专门召开新闻发布会解读。 有人说，这相当于是中央财政下发的 " 第二次国补 " 。 | www.gov.cn 首页 > 政策 > 国务院政策文件库 > 国务院部门文件 | 字号：默认 大 超大 打印 금 收藏 ☆ 留言 ø 6 2 | | --- | --- | | 标 题： 关于印发《个人消费贷款财政贴息政策实施方案》的通知 | 发文机关: 财政部 中国人民银行 金融监管总局 | | 发文字号: 财金〔2025〕80号 | 来 源:财政部网站 ...

Core Viewpoint - Nu Holdings Ltd. reported quarterly earnings of $0.14 per share, exceeding the Zacks Consensus Estimate of $0.13 per share, and showing an increase from $0.12 per share a year ago, indicating a positive earnings surprise of +7.69% [1][2] Financial Performance - The company posted revenues of $3.67 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 0.35%, and up from $2.85 billion year-over-year [2] - Over the last four quarters, Nu has surpassed consensus EPS estimates two times and topped revenue estimates once [2] Stock Performance - Nu shares have increased approximately 19.4% since the beginning of the year, outperforming the S&P 500's gain of 10% [3] - The stock's immediate price movement will depend on management's commentary during the earnings call [3] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.15 on revenues of $3.85 billion, and for the current fiscal year, it is $0.55 on revenues of $14.9 billion [7] - The estimate revisions trend for Nu was favorable ahead of the earnings release, resulting in a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Foreign is currently in the top 21% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8]