MiCAR authorization enables Nuvei to deliver regulated crypto-asset services and passport them across the European Union MONTREAL, Dec. 17, 2025 /PRNewswire/ -- Nuvei today announced that it has received a Crypto-Asset Service Provider (CASP) license under the European Union's Markets in Crypto-Assets Regulation (MiCAR), positioning the company among the first to operate under the EU's new, harmonized regulatory framework for crypto assets. The MiCAR license enables Nuvei to provide regulated crypto-asset ...

Morning Minute is a daily newsletter written by Tyler Warner. The analysis and opinions expressed are his own and do not necessarily reflect those of Decrypt. Subscribe to the Morning Minute on Substack. GM! Today’s top news: Crypto majors mostly chop on day; BTC at $87,000 Visa expanded its stablecoin settlement to U.S. banks, leveraging Solana FDIC greenlights proposal showing how U.S. banks can issue their own stables Rainbow Wallet announces TGE for Feb 5, 2026 along with airdrop Cantor Fitz ...

Two small state banks were selected to pilot Visa's stablecoin settlement solution in the U.S. Credit: Karola G via Pexels. Key Takeaways Visa selected two small state banks to pilot stablecoin settlement in the United States. Cross River Bank and Lead Bank don’t have any significant retail footprint, nor do they have a national bank charter. However, they play a crucial role in the U.S. fintech ecosystem. Unless you’re actively involved in the intricacies of American fintech banking, you’ve probab ...

HERZLIYA, Israel, Dec. 17, 2025 (GLOBE NEWSWIRE) -- Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, today announced its strategic partnership with Unipaas, the leading embedded payments provider for SaaS platforms, to deliver a fully unified card present and online payments solution for SaaS platforms in the UK. Through this collaboration, Unipaas expands its embedded payments platform to support both digita ...

LONDON, Dec. 17, 2025 (GLOBE NEWSWIRE) -- Unipaas, the leading embedded payments provider for SaaS platforms, today announced a strategic partnership with Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, to deliver a fully unified card present and online payments solution for SaaS platforms in the UK. Through this collaboration, Unipaas expands its embedded payments platform to support both digital and physic ...

Core Insights - Investor focus is shifting towards high-growth companies with clear operational inflection points for 2026, rather than broad momentum [1] - Two stocks identified with improving fundamentals and potential for significant growth are Root and dLocal [1] Group 1: Root (NASDAQ: ROOT) - Root has restructured its business around usage-based insurance, telematics, and AI-driven pricing, leading to improved risk selection and pricing accuracy [2] - The company has shown narrowing loss ratios and improving underwriting margins, indicating progress towards sustainable profitability [3] - In Q3 2025, Root reported revenue of $387.8 million, a 26.9% year-over-year increase, driven by a new pricing algorithm and expanded distribution, despite a net loss of $5.4 million [4] - Key catalysts for 2026 include sustained profitability, geographic expansion, partnerships, and product rollouts, although risks from claims volatility and competition exist [4] Group 2: dLocal (NASDAQ: DLO) - dLocal reported total payment volume of $10.4 billion in Q3 2025, a 59% year-over-year increase, with strong momentum expected to continue [8] - The company has shown expanding gross margins and improving adjusted EBITDA, indicating that growth is becoming more profitable [9] - Structural tailwinds from digital payments and e-commerce adoption in emerging markets support dLocal's outlook [9] - Key growth drivers include an expanding merchant base, geographic diversification, and improved product mix, with catalysts such as accelerating volumes and higher take rates expected [10] Group 3: Investment Outlook - Both Root and dLocal's potential for significant upside is contingent on sustained underwriting profitability and faster policy growth, which could lead to a small-cap re-rating [12] - While a tenfold return in a single year is ambitious, the fundamentals and catalysts for both stocks suggest a plausible path for substantial growth in 2026 [12]

Visa will allow US institutions to settle transactions using Circle's USDC token over the Solana blockchain. Cuy Sheffield, Head of Crypto at Visa discusses his outlook on this change and how on-chain settlement is already live and growing, with rising demand from global clients using stablecoins. He had the conversation on "Bloomberg Markets" with Scarlet Fu and Tim Stenovec. ...

About this content About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, ...

Industry Overview - The global payments industry is experiencing a positive growth environment, driven by the transition to digital and electronic payment methods, with consumer spending on the rise [1] - Cards, digital wallets, and online checkouts are steadily replacing cash, leading to a consistent volume boost and long-term revenue prospects for leading payment companies [1][10] - Monetary policy has become a modest tailwind, with the U.S. central bank lowering interest rates three times in 2025, which is expected to support consumer spending and improve credit conditions [2][3] Growth Drivers - Lower interest rates are anticipated to enhance consumer spending and credit conditions, which will positively impact payment volumes heading into 2026 [3][10] - Companies in the payment industry are pursuing mergers and acquisitions to diversify their revenue streams and stabilize their top line [4] - The quality of growth in the payments space is improving, with revenues increasingly driven by value-added services such as fraud prevention and data analytics [4] Company Highlights - Capital One Financial Corporation (COF) is expected to benefit from growing consumer loan demand, solid credit card operations, and opportunistic buyouts, with a projected earnings growth of 1.5% and revenue growth of 17.4% in 2026 [8][9] - OppFi Inc. (OPFI) is focusing on AI and machine learning to improve operational efficiency, with earnings and revenue growth estimates of 8.6% and 9.1% respectively for 2026 [12][13] - SoFi Technologies, Inc. (SOFI) is enhancing its digital financial ecosystem and is projected to see significant earnings growth of 62.9% and revenue growth of 25.4% in 2026 [16][17] Stock Performance - Capital One Financial shares have gained 32.4% over the past year, while the industry has risen by 54.5%, and it currently holds a Zacks Rank 1 [11] - OppFi's shares have increased by 38.4% in the past year, contrasting with the industry's decline of 9.6%, and it also holds a Zacks Rank 1 [13] - SoFi's shares have soared 55% over the past year, while the industry has fallen by 12.6%, and it carries a Zacks Rank 2 [17]

Core Insights - Tether has made an $8 million strategic investment in Speed, a payments infrastructure company that integrates Bitcoin's Lightning Network with stablecoin settlement for real-time money transfers [1][2] - Speed processes over $1.5 billion in annual payment volume and serves approximately 1.2 million users and businesses through its wallet and merchant products [1] - The investment aims to enhance Bitcoin-aligned financial infrastructure and broaden the use of USDT beyond trading [2] Group 1 - Speed's system utilizes the Lightning Network for fast payments while allowing settlement in USDT for users seeking predictable values [2] - Tether's CEO emphasized that Speed demonstrates the capability of Lightning networks to support real commerce when combined with a stable digital dollar [2] - Speed's CEO highlighted the transition of crypto from speculation to practical use, emphasizing the combination of speed from Lightning and universal access from stablecoins [3] Group 2 - Tether has been actively investing its substantial profits across various sectors, including a majority stake in Latin American agricultural firm Adecoagro, a privacy-focused health app, and a stake in video-sharing platform Rumble [3] - The company reported over $10 billion in profit during the first nine months of the year, primarily driven by interest on U.S. Treasury holdings backing USDT [4]