The dollar index (DXY00) on Tuesday fell by -0.05%.  The dollar was under pressure on Tuesday as signs of weakness in the US labor market have bolstered the outlook for the Fed to keep cutting interest rates after ADP reported employers cut jobs this month. Losses in the dollar were limited by Tuesday's news that the Nov NAHB housing market index unexpectedly rose to a 7-month high.  Also, Tuesday's slide in stocks boosted some liquidity demand for the dollar. US weekly initial unemployment claims were 23 ...

Summary of Moody's Conference Call Company Overview - **Company**: Moody's Corporation (NYSE: MCO) - **Event**: Info Services Track of the Ultimate Service Investor Conference - **Date**: November 18, 2025 Key Points Industry Insights - **M&A Activity**: There has been a significant increase in M&A activity in the second half of the year, contrary to initial expectations. This includes both strategic and sponsor-backed M&A, which positively impacts issuance volumes [7][10] - **Economic Growth**: Economic growth has slowed but remains better than market expectations, contributing to a favorable environment for debt issuance [7][8] - **Default Rates**: Default rates are slightly above long-term averages but have been decreasing, which is conducive for issuance [8] - **Issuance Trends**: The strongest issuance has been in the corporate segment, particularly in investment-grade and leveraged finance [8] Financial Performance - **Revenue Growth**: Moody's anticipates medium-term organic revenue growth targets of high single digits to low double digits, with a focus on areas with strong growth potential [18][19] - **Refinancing Needs**: A significant amount of debt issued over the past five years will need refinancing, which supports future issuance [11][12] AI and Technology - **AI Opportunities**: The company views AI as a significant opportunity to monetize proprietary data and analytics, enhancing customer engagement and expanding use cases [20][21][26] - **Digital Fulfillment**: Moody's is developing a digital fulfillment model to better serve customers and monetize content across various platforms [30][31] Market Dynamics - **Investor Sentiment**: There is growing interest among investors regarding the credit quality of private credit funds, indicating a shift in focus towards understanding credit risk [48][59] - **Partnership with MSCI**: The collaboration aims to provide Moody's modeled credit ratings to investors in private credit, enhancing their understanding of credit risk [49][50] Challenges and Considerations - **Two-Speed Economy**: The U.S. economy is experiencing a two-speed dynamic, with disparities in growth across different sectors, particularly between the AI-driven economy and traditional sectors [15] - **Structured Finance Outlook**: There has been a modest reduction in the outlook for structured finance and public category issuance, attributed to slower growth in consumer finance [14][15] Strategic Focus - **Investment Areas**: Moody's plans to invest in segments with the strongest growth potential, including banking, lending, and insurance [19][38] - **Proprietary Data Utilization**: The company emphasizes the value of its proprietary data in various applications, including risk assessment and credit modeling [37][40] Conclusion - Moody's is positioned to leverage its proprietary data and analytics capabilities to navigate the evolving market landscape, particularly in the context of increasing M&A activity and the integration of AI technologies. The focus on understanding credit risk in private credit markets presents a significant opportunity for growth and engagement with investors [58][59]

RT BSCN (@BSCNews)🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

Core Points - The European Union has designated 19 technology companies, including Amazon Web Services, Google Cloud, and Microsoft, as critical third-party computing providers for the finance industry under the Digital Operational Resilience Act (DORA) [1][3] - The new regulations aim to mitigate risks associated with the financial sector's reliance on external technology providers, particularly concerning cloud computing services [2][6] - The European Banking Authority, European Insurance and Occupational Pensions Authority, and European Securities and Markets Authority (ESMA) will directly supervise these designated companies to ensure they have adequate risk management and governance frameworks [4][6] Company Responses - Companies such as Microsoft and Amazon Web Services have expressed their commitment to comply with Europe's cybersecurity and resilience laws, indicating preparedness for the designation [5] - Google Cloud has also welcomed the designation, reflecting a positive stance towards regulatory compliance [4][5] Industry Context - Concerns regarding the resilience of the finance industry in Europe have intensified, with the European Central Bank highlighting geopolitical tensions and technological disruptions as significant risks [6] - The UK is implementing a similar regulatory framework, with expectations for designations to occur within the next year [6]

Nov 18, 2025 11:00 AM Eastern Standard Time Wolters Kluwer Names CIBC Bank USA the Winner of the 2025 Community Impact Award Share CIBC Bank's neighborhood stabilization and affordable housing efforts honored at CRA & Fair Lending Colloquium LOS ANGELES--(BUSINESS WIRE)--Wolters Kluwer Financial & Corporate Compliance has named Chicago-based CIBC Bank USA the 2025 Community Impact Award winner. The announcement was made at the company's 29th annual CRA & Fair Lending Colloquium held Nov. 16–19 at the JW Mar ...

🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

UK-based Love Finance has expanded its leadership team with the appointment of Selen Cagirgan as Credit and Risk head. In her new role, she will oversee credit, underwriting and risk operations across the company’s lending division. Cagirgan will work on the company’s credit strategy, enhancing risk controls, and putting in place frameworks intended to support business growth. She has more than 15 years of experience in roles related to portfolio management, credit analytics and risk governance at vario ...

Good morning. Just three years ago, most companies treated generative AI like an uncertain curiosity. Today, it’s hard to find a Fortune 500 company that isn’t rethinking core processes to leverage it—momentum that’s only accelerating as 2026 approaches.Leaders are no longer debating whether generative AI will matter; they are racing to determine how to operationalize it. That shift was the topic of my conversation with Wharton marketing professor Stefano Puntoni, co-director of the Wharton Human-AI Researc ...

Core Points - The European Bank for Reconstruction and Development (EBRD) has provided a €10 million loan to Winner Leasing, marking the first collaboration between the two entities in the financial sector [1] - The loan aims to support medium-term financing for Ukrainian micro, small, and medium-sized enterprises (MSMEs) that are facing challenges in accessing credit due to the ongoing war [1][2] - At least 40% of the loan proceeds will be allocated to green equipment, aligning with the EBRD's Green Economy Transition strategy, which includes investments in electric vehicles and charging infrastructure [3] Company Overview - Winner Leasing, established in 2016 and part of Winner Group Ukraine, offers financial and operating lease services across various sectors and has been an EBRD client since 2021 [4] - Winner Group, founded in 1994, has evolved from a single-brand Ford dealer to a significant multi-brand automotive group in Ukraine, representing several premium and mass-market brands [5] EBRD's Commitment - The EBRD is the largest institutional lender in Ukraine, having committed over €8.5 billion to the country's real economy since February 2022 [4] - The Bank has secured a €4 billion capital increase to continue financing Ukraine's economy during the ongoing conflict and for future reconstruction efforts [4]

By Omkar Godbole (All times ET unless indicated otherwise) Risk-off sentiment deepened in Asian trading as the price of bitcoin (BTC) briefly fell below $90,000 for the first time in seven months before stabilizing near $91,000, a 4.5% drop over 24 hours. While major alternative cryptocurrencies like XRP (XRP), BNB (BNB) and SOL (SOL) also dropped, they outperformed the largest cryptocurrency. Most of the top 100 coins are in the red, except for a handful of exceptions like ASTER, HYPE, KYPE and ICP. So ...