小微企业，作为市场经济肌体的"毛细血管"，在繁荣市场、促进就业、改善民生等方面发挥着重要作用。 2024年10月，国家金融监督管理总局、国家发展改革委牵头建立支持小微企业融资协调工作机制，为破解 小微企业融资问题、赋能实体经济注入"强心针"。紧跟政策导向，华夏银行北京分行以金融担当为笔，以 实干行动为墨，迅速构建"政策引领-机制协同-服务下沉"的工作体系，成立由分行领导班子牵头、11个部门 协同的专班工作组，第一时间锚定对接路径，以专项部署会、行动方案为抓手，联动全行投身"千企万户大 走访"，全力推动机制落地见效，以金融活水精准滴灌小微企业成长沃土，绘就实体经济蓬勃发展新图景。 型银行 北京分行 适用客户 已上市公司、已进入辅导期(不含新三板)的拟上市 小微法人客户、新三板精选层优质上市小微法人客户、 工业和信息化部颁布的专精特新"小巨人"企业、专精 特新中小企业、具有中关村高新技术企业证书或国家级 高新技术企业证书的小微法人客户、列入北京市中关村 管委会"瞪羚计划"的小微法人客户、纳入国家或北京 市科委火炬计划、星火计划企业、属于北京市重点扶植 的科技型小微法人客户、国内知名创投公司已入资的小 微法人客户。 ...

LITTLE ROCK, Ark., July 17, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the second quarter of 2025 was a record $178.9 million, a 3.1% increase from $173.5 million for the second quarter of 2024. For the first six months of 2025, net income available to common stockholders was $346.8 million, a 0.5% increase from $345.0 million for the first six months of 2024. Diluted earnings per common share ("EPS") for the second quart ...

ABILENE, Texas, July 17, 2025 /PRNewswire/ -- First Financial Bankshares, Inc. (the "Company," "we," "us" or "our") (NASDAQ: FFIN) today reported earnings of $66.66 million for the second quarter of 2025 compared to earnings of $52.49 million for the same quarter a year ago and $61.35 million for the quarter ended March 31, 2025. Basic and diluted earnings per share were $0.47 for the second quarter of 2025 compared with $0.37 for the second quarter of 2024 and $0.43 for the linked quarter."Our second quart ...

Great Southern Bancorp (GSBC) Q2 2025 Earnings Call July 17, 2025 03:00 PM ET Company ParticipantsJeff Tryka - Managing DirectorJoseph Turner - Director, President & CEORex Copeland - SVP, CFO & TreasurerDamon Delmonte - Managing DirectorJohn Rodis - Director - Banks & ThriftsOperatorGood day, and thank you for standing by. Welcome to the Great Southern Bancorp, Inc. Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' pres ...

Financial Data and Key Metrics Changes - The company reported net income of $19,800,000 for Q2 2025, an increase from $17,000,000 in the same quarter last year, translating to $1.72 per share compared to $1.45 per share previously [5][12] - Net interest income rose to $51,000,000, an 8.9% increase from $46,800,000 a year ago, with an annualized net interest margin improving to 3.68%, up 25 basis points from the previous year [7][12] - Non-interest income decreased to $8,200,000, down 16.5% from the prior year, primarily due to unusual items affecting both periods [14][15] Business Line Data and Key Metrics Changes - Gross loans totaled $4,600,000,000, a decline of 3.3% from the previous year, with significant payoffs impacting the loan portfolio [7][8] - The largest loan categories remained multifamily and commercial real estate lending, with outstanding construction loans at $367,000,000 [8] - Non-performing assets were $8,100,000, representing 0.14% of total assets, with no provision for credit losses recorded [9][20] Market Data and Key Metrics Changes - Total deposits decreased by $73,900,000 or 1.6% from the previous quarter, but increased by $78,600,000 or 1.7% compared to the end of 2024 [8][19] - The company experienced a reduction in brokered deposits, which contributed to the overall decrease in total deposits [8][19] Company Strategy and Development Direction - The company emphasized maintaining strong credit quality while pursuing relationship-driven loan growth to support long-term stability [11][21] - There is a focus on prudent risk management and disciplined expense management to enhance financial resilience [6][10] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism for long-term growth but acknowledged a competitive lending environment with limited opportunities [26] - The company plans to continue managing expenses carefully, with some potential increases in technology-related costs anticipated [31][32] Other Important Information - The company redeemed $75,000,000 in subordinated notes to save on future interest costs [21] - A new stock repurchase authorization for an additional 1,000,000 shares was approved, with nearly 176,000 shares repurchased in Q2 2025 [22] Q&A Session Summary Question: Loan growth outlook for the second half of the year - Management is optimistic long-term but noted a competitive environment with limited origination opportunities in the near term [26][27] Question: Expected loan payoffs - Payoffs are unpredictable, and while there was a significant payoff in Q2, future payoffs are difficult to forecast [28][29] Question: Expense control for the second half of the year - Management expects expenses to remain consistent, with some minor increases due to technology investments and potential adjustments in compensation costs [30][31] Question: Rental income expectations - Rental income increased due to a larger OREO balance, and similar levels are expected unless leases expire [39][42] Question: Margin sustainability - Management indicated that while there may be slight improvements in margin, the termination of the interest rate swap in Q4 will present challenges [43][46]

Let's talk more about the world with Tim Seymour, CIO of Seymour Asset Management. Tim, what's your hot take on on how the whole world has like reinflated this year. Well, first of all, great to be here, Brian.I think it's a combination of this has been a long-term underperformance trade. So, I I kind of believe in mean reversion and I think the technicals tell you maybe we double bottom to August of 22 and then in Thanksgiving of 24. If you look at the charts on the relative underperformance of the MSCI wo ...

7月17日，国家金融监督管理总局官网信息显示，宁夏金融监管局批复同意宁夏银行股份有限公司贺兰 支行等8家支行开业。 批复信息称，经审查，同意宁夏银行贺兰支行、宁夏银行贺兰马家寨支行、宁夏银行贺兰凤凰北街支 行、宁夏银行贺兰银河支行、宁夏银行贺兰沈阳路支行、宁夏银行贺兰富兴支行、宁夏银行贺兰富兴南 街支行、宁夏银行贺兰正源北街支行共8家支行开业。 同时，监管核准上述8家支行业务范围为：经银行保险监督管理机构或其他有行政许可权的机构批准并 经上级机构授权办理的业务。监管要求，接此批复文件后，宁夏银行应按照有关规定领取许可证并办理 开业前的相关手续，开业后及时向宁夏金融监管局报告相关情况。 宁夏银行官网信息显示，该行成立于1998年10月28日，是由宁夏回族自治区、银川市两级财政及企业、 个人共同入股组建的一家股份制商业银行。经原中国银监会批准，2007年12月28日正式更名为宁夏银 行。 此外，7月17日，宁夏金融监管局还披露了两则关于辖区内两家银行因被收购而解散的批复。 具体来看，《关于宁夏贺兰回商村镇银行有限责任公司解散的批复》显示，宁夏金融监管局收悉该行解 散的请示，同意该行因被宁夏银行收购而解散，该行全部 ...

Financial Data and Key Metrics Changes - Home Bancshares reported record earnings of $119.4 million for Q2 2025, translating to $0.60 earnings per share, with a return on assets of 2.08%, slightly up from 2.07% in the previous quarter [8][9] - The non-GAAP return on tangible common equity was 18.26%, compared to 17.68% in the prior quarter [8] - Loan loss reserves remained strong at 1.86%, with Tier 1 capital at 15.6% and a leverage ratio of 13.4% [9] Business Line Data and Key Metrics Changes - The Trust, Wealth Management, and Mortgage divisions showed meaningful improvements, contributing positively to the bottom line [16] - CCFG closed approximately $500 million in new commitments for the quarter, bringing the year-to-date total to over $800 million, with portfolio growth of about CAD 122 million [22] Market Data and Key Metrics Changes - Deposits decreased by $53 million in Q2 due to seasonal tax payments, but balances grew in May and June, indicating a recovery in deposit activity [15] - The reported net interest margin was 4.44%, consistent with the prior quarter, while the core margin excluding event income increased to 4.43% from 4.42% in Q1 [15] Company Strategy and Development Direction - The company aims to acquire additional assets to enhance income, targeting approximately $450 million in income for 2025 and $500 million for 2026 [12][13] - Management is actively pursuing several acquisition opportunities, with a focus on deals that are accretive to earnings per share [40][41] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about maintaining strong performance in Q3, expecting results to be similar to the first two quarters of 2025 [28] - The company is cautious about potential rapid interest rate cuts, emphasizing the need for a gradual approach to avoid inflation [37] Other Important Information - The company has been aggressive in stock buybacks, repurchasing over 3 million shares worth approximately $86 million this year [9][11] - A lawsuit settlement resulted in elevated expenses for the quarter, amounting to about $3.5 million, but management expects expenses to normalize in future quarters [80][81] Q&A Session Summary Question: What is driving the recent loan growth? - Management noted that while they are not being more aggressive, they are capitalizing on strong market conditions in certain regions [32][33] Question: What size opportunities are being targeted for M&A? - Management is looking at opportunities in the $2 billion to $6 billion range, focusing on deals that are in or near their market footprint [42][143] Question: What is the outlook for deposit pricing? - Management indicated that deposit pricing remains stable, with some competition but they are able to negotiate slightly lower rates than competitors [52][53] Question: How will the removal of subordinated debt impact margins? - The removal of subordinated debt is expected to benefit the net interest margin by about 5 to 6 basis points, with full benefits realized in Q4 [146] Question: What are the hiring plans for lenders? - Management stated that they do not plan to aggressively hire lenders from competitors, preferring to develop talent internally [131][133] Question: How is the company approaching potential growth opportunities in California? - Management expressed caution regarding the rebuilding opportunities in California, noting that it may take time for significant activity to resume [135]

Financial Data and Key Metrics Changes - The company reported record earnings of $119.4 million for Q2 2025, translating to $0.60 earnings per share, with a return on assets of 2.08%, compared to $115.2 million and a return on assets of 2.07% in the previous quarter [7][8] - Non-GAAP return on tangible common equity was 18.26%, while GAAP return was 17.68% [7] - Loan loss reserves remained strong at 1.86%, with Tier 1 capital at 15.6% and a leverage ratio of 13.4% [8] Business Line Data and Key Metrics Changes - The Trust, Wealth Management, and Mortgage divisions showed meaningful improvements, contributing positively to the bottom line [16] - CCFG closed approximately $500 million in new commitments for Q2, bringing the year-to-date total to over $800 million, with portfolio growth of CAD 122 million [24] Market Data and Key Metrics Changes - Deposits decreased by $53 million in Q2 due to seasonal tax payments, but balances grew in May and June, indicating a recovery in deposit activity [16] - The company operates in dynamic and growing states such as Arkansas, Texas, Alabama, and Florida, which are contributing to its performance [16] Company Strategy and Development Direction - The company aims to acquire additional assets to enhance income, targeting approximately $450 million in income for the current year and $500 million for the next year [12][11] - Management is actively looking at several acquisition opportunities and intends to make an announcement before the next quarterly report [12] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the trajectory of margins and expects the third quarter to perform similarly to the first two quarters of 2025 [30] - The company is cautious about potential rapid interest rate cuts, emphasizing the need for a gradual approach to avoid inflation [36] Other Important Information - The company has been aggressive in stock buybacks, purchasing over 3 million shares worth approximately $86 million and paying out about $150 million in dividends [8][10] - A lawsuit settlement resulted in elevated expenses for the quarter, amounting to approximately $3.5 million, but management expects expenses to normalize in the following quarters [81][82] Q&A Session Summary Question: Loan growth and customer base aggressiveness - Management noted that while they are not being more aggressive, they are benefiting from strong markets where their teams are performing well [32][34] Question: M&A opportunities and deal sizes - The company is looking at potential acquisitions in the range of $2 billion to $6 billion, focusing on opportunities that align with their growth strategy [131][132] Question: Deposit pricing and competition - Management indicated that deposit pricing remains competitive but they are able to negotiate slightly lower rates than competitors [56] Question: Impact of sub debt on margin - The removal of sub debt is expected to benefit the net interest margin by about 5 to 6 basis points, with full benefits realized in Q4 [137] Question: Hiring plans - The company does not plan to aggressively hire lenders, preferring to develop talent internally rather than poaching from competitors [120][126] Question: Mortgage banking outlook - The mortgage banking segment has shown variability, with no strong multi-month trends expected until interest rates decrease significantly [90][91]

证券代码：601169 证券简称：北京银行 公告编号：2025-041 北京银行股份有限公司优先股股息发放实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 北京银行股份有限公司（以下简称"本行"）优先股（优先股代码：360023；优先股简称：北银优2）的 股息发放方案已经本行2025年4月28日召开的董事会二〇二五年第五次会议审议通过，现将具体实施事 项公告如下： 一、优先股股息发放方案 1.股息率：北银优2第二个股息率调整期内的股息率通过重定价日2021年7月25日的基准利率加首次定价 时所确定的固定溢价确定，股息率已调整为4.20%。 3.发放对象：截至2025年7月25日上海证券交易所收市后，在中国证券登记结算有限责任公司上海分公 司登记在册的公司全体北银优2股东。 2.发放金额：本次股息发放的计息起始日为2024年7月28日，按照北银优2票面股息率4.20%计算，每股 发放现金股息人民币4.20元（含税），合计派发人民币5.46亿元（含税）。 4.扣税情况：每股税前发放现金股息人民币4.2 ...