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建行北京市分行科技贷款有贷户达1.9万户
Jin Rong Shi Bao· 2026-02-27 02:15
建行北京市分行创新打造科技金融"星火+"党建品牌,全力赋能首都科技成果转化与产业化发展。图为 该行信贷支持的赛诺威盛科技(北京)股份有限公司员工在CT设备生产车间作业。 ...
杭州银行去年净利润190亿! 董事长宋剑斌能力惊人!
Sou Hu Cai Jing· 2026-02-27 02:12
杭州银行的董事长是宋剑斌。在行长虞利明辞职后,宋剑斌照样把业绩做得这么好。今年1月,"75 后"行长张精科正式获批任职该行行长。 运营商财经网副总经理康锐表示,杭州银行能够在核心管理层长期缺位的特殊时期,依然保持净利润双 位数增长,其内控体系与经营韧性确实经受住了考验。但是行长空缺期间,重大战略决策、业务推进是 否受到影响还值得持续关注。 净利润增长更加可观。2025年全年,该行归属于上市公司股东的净利润达190.30亿元,同比增幅高达 12.05%。 截至去年年末,杭州银行不良贷款率稳定在0.76%的行业低位,拨备覆盖率502.24%仍处较高水平, ROE达14.65%,在已披露业绩的上市银行中表现不俗。 但若与同省"老大"宁波银行横向对比,差距依然明显。数据显示,宁波银行2025年实现营收719.68亿 元,同比增长8.01%;归母净利润293.33亿元,同比增长8.13%。无论是营收规模还是利润体量,杭州银 行均仅为宁波银行的一半左右,追赶之路依然漫长。 值得一提的是,2025年杭州银行行长一职曾一度空缺九个月之久。去年4月2日,该行原行长虞利明宣布 辞职,之后传出其疑似"失联"消息,一时间引发市场关注 ...
着力提升上海国际金融中心能级 市委金融委全体(扩大)会议举行
Jie Fang Ri Bao· 2026-02-27 01:33
龚正指出,要聚焦重点、精准发力,推动"十五五"上海金融工作开好局、起好步。坚持党中央对金 融工作的集中统一领导,树立和践行正确政绩观,坚持防风险、强监管、促高质量发展工作主线。着力 提升金融服务经济社会发展质效,加力支持扩大内需、科技创新和中小微企业发展,推动更多金融"活 水"流向绿色消费、智能消费、银发消费等新兴消费领域,优化科技信贷服务、创新科技保险产品,加 快建设全市统一的中小企业融资服务平台。着力提升上海国际金融中心能级,在提高国际化水平、推进 功能性平台载体建设、深化"五个中心"联动发展上力争新突破,探索构建离岸金融体系,持续增强功能 性平台载体要素资源配置和辐射能力,持续丰富金融应用场景、拓展金融服务边界、激发金融创新活 力。着力提升金融监管与风险防范化解能力,深化央地协同、部门协作,强化部门间信息互联共享,加 快建设金融风险监测预警系统,深化监管科技应用,牢牢守住不发生系统性风险的底线。同时,要高质 量完成上海国际金融中心建设"十五五"规划编制工作。 市委常委、常务副市长吴伟传达全国金融系统工作会议精神,部署2026年上海金融领域重点工作。 会议还审议了市委金融委2026年工作要点。 龚正指出, ...
Rocket Companies (RKT) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2026-02-27 01:01
Core Insights - Rocket Companies reported a revenue of $2.44 billion for the quarter ended December 2025, marking a year-over-year increase of 105.6% and exceeding the Zacks Consensus Estimate by 7.73% [1] - The earnings per share (EPS) for the same period was $0.11, compared to $0.04 a year ago, representing a surprise of 13.75% over the consensus estimate of $0.10 [1] Revenue Breakdown - Gain on sale of loans, net: $1.19 billion, exceeding the estimated $1 billion by analysts, reflecting a year-over-year increase of 67.7% [4] - Loan servicing income from servicing fees: $1.1 billion, surpassing the estimated $831.58 million, with a year-over-year increase of 184.1% [4] - Interest income, net: $29 million, slightly below the estimated $33.63 million, but showing a year-over-year increase of 30.9% [4] - Change in fair value of mortgage servicing rights (MSRs): reported at -$402 million, better than the estimated -$453.59 million, indicating a year-over-year change of -212.9% [4] - Other income: $771 million, exceeding the estimated $596.89 million, with a year-over-year increase of 163.6% [4] - Interest income: $159 million, below the estimated $239.77 million, but reflecting a year-over-year increase of 54.1% [4] - Interest expense on funding facilities: reported at -$130 million, better than the estimated -$207.17 million [4] - Loan servicing income, net: $700 million, significantly above the estimated $302.41 million, with a year-over-year decrease of 5.9% [4] - Gain on sale of loans related to the fair value of originated MSRs: $727 million, exceeding the estimated $380.93 million, with a year-over-year increase of 71.4% [4] - Gain on sale of loans excluding fair value of originated MSRs, net: $465 million, below the estimated $595.5 million, but showing a year-over-year increase of 62.3% [4] Stock Performance - Shares of Rocket Companies have returned -16.5% over the past month, contrasting with the Zacks S&P 500 composite's increase of 0.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]
各大银行盯上了压岁钱:孩子存1000元,比你存20万利息高
Mei Ri Jing Ji Xin Wen· 2026-02-27 00:26
编辑|金冥羽 董兴生 杜波 校对|许绍航 2026年春节刚过,一场围绕孩子压岁钱的金融暗战已悄然打响。 北京农商行一款名为"阳光宝贝卡"的儿童专属产品,给出了三年期1.75%的年利率。这一利率水平不仅显著高于该行同期限的普通定期存款,甚至超越了 其面向高净值客户、起存门槛达20万元的大额存单利率。 《每日经济新闻》记者注意到,这种颠覆常规定价逻辑的"利率倒挂"现象正成为多家银行争夺未成年人客群的标配策略。 业内人士指出,在行业净息差普遍承压的背景下,银行正将儿童金融服务从节日营销升级为核心战略,其本质是对客户全生命周期价值的提前投资与锁 定。 每经记者|刘嘉魁 每经编辑|金冥羽 董兴生 记者|刘嘉魁 利率倒挂: 儿童小额存款利率反超成人大额存单 春节压岁钱的流向,首次出现了与规模效应背道而驰的利率曲线。 《北京商报》记者调查发现,北京农商行"阳光宝贝卡"专属储蓄产品1000元起存,一年期、两年期、三年期年利率分别为1.5%、1.6%和1.75%,而该行同 期限普通定期存款挂牌利率仅为1.15%、1.2%和1.3%。更引人注目的是,该产品两年期利率甚至高于20万元起存的同期限大额存单1.5%的利率。 图片来源: ...
“抢跑”马年春季攻势 券商研究所“赶场”忙
Xin Lang Cai Jing· 2026-02-26 23:52
炒股就看金麒麟分析师研报,权威,专业,及时,全面,助您挖掘潜力主题机会! 马年A股"开门红"如期而至,点燃了市场对春季攻势的期待。 事实上,节前就有多家机构提出"春季行情提前启动"的预判。值得注意的是,为了接住这波"春潮",不少券商研究所春节前后开启了"连轴 转"模式。 春节期间,有券商直接打出"春节不打烊"的口号,路演日程从除夕排到了大年初七。进门APP数据显示,2月16日至23日,券商研究所合计安 排了292场电话会议,日均超32场。 假期刚过,券商春季策略会又提上日程。节后第二天,天风证券(维权)、西部证券同日拉开春季策略会序幕。近两周内,还有开源证券、东 吴证券等多家券商将陆续召开策略会。 从已披露的会议安排来看,各家策略会呈现出鲜明的差异化定位,有的聚焦科技成长与资源周期,主打"小而美";有的除了传统的宏观经济分 析,还覆盖商业航天、脑机接口等前沿赛道,尽显"全而新"。 展望后市,在市场活跃度进一步提高的共识下,化工、TMT等多个板块的投资线索正成为券商重点挖掘的方向。 图片来源:本报记者 梁远浩 摄 "春节不打烊" "春节八天不打烊,研究相伴不停歇!"春节前夕,一则券商电话会参会邀请截图在社交媒体 ...
多家银行推出亲子产品 让压岁钱变身财商课
Xin Lang Cai Jing· 2026-02-26 23:52
银行巧思让压岁钱变身财商 产品创新: 课。 董丽娜 摄 马年春节的余温尚在,孩子们手中鼓鼓的压岁红包,已悄然成为各家银行争夺的焦点。不少家长表示, 春节后要帮助孩子打理压岁钱。 昨日,记者实地走访工商银行、建设银行等国有大行,以及多家股份制银行与地方城商行发现,与往年 相比,今年银行不仅在中长期存款利率上普遍 "加码",更针对儿童及青少年群体推出了特色鲜明的专 属金融产品。这场没有硝烟的 "揽储大战",正弥漫着浓浓的"亲子"氛围与财商教育气息。 利率分层: 城商行冲上"利率高地" "今年各家银行的存款利率,特别是三年期,比较有吸引力。" 一位银行业内人士向记者透露。 记者走访了解到,目前五大国有银行,其三年期定期存款年利率普遍维持在1.55%左右;广发、兴业等 股份制银行普遍在1.75%上下;而众多城市商业银行成为此轮利率竞争的"高地",三年期利率普遍集中 在1.8%至2.0%的区间。 渤海银行在1.85%至1.9%之间,吉林银行与阜新银行则达到了2.0%的当前较高水平。各家银行的起存门 槛多在50元至10万元不等。 值得注意的是,这些颇具吸引力的利率产品并非儿童专属,成人与儿童均可办理,为家庭进行整体资金 ...
AI Infrastructure and Regulatory Shifts Drive 2026 Market Momentum
Stock Market News· 2026-02-26 23:38
Key TakeawaysMeta Platforms (META) has secured a multibillion-dollar deal to rent Google's (GOOGL) AI chips, signaling a strategic diversification away from Nvidia's (NVDA) hardware dominance.Dell Technologies (DELL) recorded a 39% jump in sales, powered by a massive surge in its AI server business and an infrastructure backlog reaching $18.4 billion.JPMorgan Chase (JPM) analysts project a significant cryptocurrency market boost in the second half of 2026, provided that key market-structure legislation pass ...
First Horizon Corporation to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference
Prnewswire· 2026-02-26 23:30
Group 1 - First Horizon Corporation will have its Chairman, President, and CEO Bryan Jordan participate in the 2026 RBC Capital Markets Global Financial Institutions Conference on March 10, 2026, at 3:20 pm ET [1] - A live webcast of the conference will be available on the First Horizon Investor Relations website, along with an audio replay [2] Group 2 - As of December 31, 2025, First Horizon Corporation has $83.9 billion in assets and operates as a leading regional financial services company [4] - The company is headquartered in Memphis, TN, and its banking subsidiary, First Horizon Bank, operates in 12 states primarily in the southern U.S. [4] - First Horizon offers a range of services including commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking [4] - The company has received recognition as one of the nation's best employers by Fortune and Forbes magazines and is listed as a Top 10 Most Reputable U.S. Bank [4]
Erste Group Bank AG (EBKDY) Q4 2025 Press Conference Call Transcript
Seeking Alpha· 2026-02-26 23:07
PresentationPeter BosekChairman of the Management Board, CEO & Chief Retail Officer Good morning and hi, everyone. Thanks for coming. You're all running on a tight schedule. So we really appreciate it that you are here with us today. So now when we look back to 2025, there are 2 important dimensions to remember. So let's start with dimension #1, the acquisition in Poland. So that meant a lot of work for us, of course. And we've reached a fantastic result in the end. And the second dimension to remember and ...