Core Insights - Pagaya Technologies Ltd. (NASDAQ:PGY) is identified as one of the 14 oversold value stocks to invest in currently [1] Group 1: Financial Transactions - On February 4, 2026, Pagaya closed a $800 million AAA-rated personal loan ABS transaction, exceeding the initial $600 million target by 33% due to strong institutional demand [2] - The transaction involved 32 investors, most of whom returned from prior deals, indicating confidence in Pagaya's AI-driven consumer credit platform [2] - Since 2018, Pagaya has issued over $34.5 billion across 85 ABS deals, showcasing its significant market presence [2] Group 2: Strategic Agreements - On January 26, 2026, Pagaya finalized a forward flow agreement with Sound Point Capital Management to acquire up to $720 million in point-of-sale loans [3] - This agreement allows Pagaya to employ scalable, repeatable capital solutions across its growing product portfolio, enhancing its operational capabilities [3] - The company aims to build a multi-channel funding platform by combining public ABS programs with private capital partnerships to drive growth and resilience in 2026 [3] Group 3: Company Overview - Pagaya Technologies Ltd. is a New York-based AI fintech company that develops data-driven solutions for consumer credit [4] - The company enables real-time evaluation across personal loans, auto, and point-of-sale products for institutional investors [4]

New York, New York--(Newsfile Corp. - February 10, 2026) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Klarna Group plc (NYSE: KLAR) pursuant and/or traceable to the registration statement and related prospectus (collectively, the "Registration Statement") issued in connection with Klarna's September 2025 initial public offering (the "IPO"), of the important February 20, 2026 lead plaintiff deadline in the securities class action first filed by the Firm.SO WH ...

Brazilian fintech Agibank has downsized its U.S. initial public offering by more than 50% and slashed the proposed price range, according to a regulatory filing on Tuesday. ...

Core Viewpoint - SoFi Technologies' stock is experiencing volatility following a recent earnings report that exceeded expectations, but profit-taking has led to a decline in share price. Financial Performance - SoFi reported fourth-quarter earnings of 13 cents per share, surpassing Wall Street's consensus of 12 cents, with revenue increasing to approximately $274 million year-over-year [2] - The management provided an optimistic outlook for 2026, projecting around 30% adjusted net revenue growth, 34% adjusted EBITDA margins, and approximately 60 cents in adjusted EPS [2] Market Reaction - The strong earnings guidance initially caused a sharp increase in share price, but subsequent profit-taking resulted in a pullback [3] Analyst Ratings - Citizens Financial Group issued an Outperform rating with a target price of $30, noting a 35% year-over-year growth in membership, nine consecutive quarters of GAAP profitability, and over $3 billion in incremental capital raised [4] Industry Context - The performance of Robinhood's earnings could impact sentiment for SoFi, as strong metrics from Robinhood may bolster confidence in SoFi's investing and banking segments, while weaker results could negatively affect the fintech sector [5] Technical Analysis - SoFi's stock is currently trading 12.4% below its 20-day simple moving average (SMA) and 21.8% below its 100-day SMA, indicating a challenging short-term outlook [6] - Despite this, shares have risen 40.69% over the past 12 months, positioning them closer to their 52-week highs, which may attract long-term investors [6] - The Relative Strength Index (RSI) is at 34.93, suggesting neutral momentum, while the MACD is below its signal line, indicating bearish pressure [6] Price Action - As of the latest data, SoFi shares were down 0.89% at $21.17, with key resistance identified at $22.50 and key support at $20.00 [8]

Core Insights - Dave Inc. (DAVE) stock has experienced significant growth, increasing by 78.5% over the past year, outperforming both the industry and the Zacks S&P 500 composite, which grew by 18.3% [1][7]. Group 1: Business Model and Customer Growth - In Q3 2025, DAVE added 843,000 members, demonstrating consistent growth across previous quarters, driven by a simplified fee model that includes a $0 transaction fee and a 5% fee structure capped at $15 [5][7]. - The CashAI v5.5 technology has been crucial for customer acquisition, contributing to a 20% increase in average ExtraCash size while maintaining high credit quality [6][7]. Group 2: Financial Performance and Margins - DAVE boasts a 30.6% EBITDA margin, significantly higher than competitors Upstart (6.9%) and Affirm (6.9%), indicating superior operational efficiency [7][8]. - The company has a trailing 12-month return on equity (ROE) of 77.8% and a return on invested capital (ROIC) of 48.8%, both exceeding industry averages [10][12]. Group 3: Liquidity and Valuation - As of September 2025, DAVE holds $92 million in cash reserves with no debt, resulting in a current ratio of 8.7, well above the industry average of 1.6 [12]. - The stock is currently valued at 12.7 times forward earnings per share, below the industry average of 22.8 times, presenting a value investment opportunity [13]. Group 4: Analyst Outlook - The Zacks Consensus Estimate for DAVE's 2026 revenues is $656.4 million, reflecting a 19.6% year-over-year growth, with EPS expected to rise by 8.6% to $14.07 [15]. - Recent upward revisions in EPS estimates indicate growing analyst confidence in the company's financial outlook [15].

Core Insights - William Blair Investment Management reduced its position in MercadoLibre by 64,225 shares, amounting to an estimated $134.90 million transaction, with the quarter-end value of the position decreasing by $203.52 million due to trading and share price movements [1] - Following the sale, MercadoLibre now represents 0.93% of reportable 13F AUM [2] - As of February 6, 2026, MercadoLibre shares were priced at $2,035.59, reflecting a 3.8% increase over the past year, but underperforming the S&P 500 by 12 percentage points [3] Company Overview - MercadoLibre is a leading e-commerce and fintech provider in Latin America, offering a diversified portfolio of digital platforms and financial services [5] - The company utilizes proprietary technology and logistics infrastructure to facilitate online transactions and payments, providing a competitive advantage in capturing growth in digital commerce and financial inclusion [5] - Key financial metrics include a revenue of $26.19 billion and a net income of $2.08 billion for the trailing twelve months [4] Business Model - MercadoLibre generates revenue primarily from transaction fees, payment processing, credit products, logistics services, and value-added digital offerings to merchants and consumers [8] - The company serves businesses, merchants, and individual consumers throughout Latin America, targeting both online sellers and buyers seeking integrated e-commerce and financial solutions [8] Market Position - Despite the recent sale by William Blair, MercadoLibre remains the 12th-largest holding in the portfolio, indicating continued confidence in the company's potential [9] - The gradual selling trend observed over the last nine quarters suggests a strategic approach rather than a lack of confidence in the company's future prospects [9]

RT Bloomberg em Português (@BBGEmPortugues)IPO - O Agibank reduziu faixa de preço e cortou pela metade o tamanho de sua oferta pública inicial nos EUA horas antes do IPO, após queda de 20% do concorrente PicPay. A fintech oferecerá 20 milhões de ações entre US$ 12 e US$ 13Por @rachelgamarski https://t.co/EHPYDRnTUe ...

Core Viewpoint - Kessler Topaz Meltzer & Check, LLP is investigating potential violations of federal securities laws on behalf of investors of PayPal Holdings, Inc. following a surprise leadership change announced on February 3, 2026, which indicated that the pace of change and execution was not meeting the Board's expectations [1] Company Summary - PayPal announced a leadership change, replacing its CEO, which reflects concerns regarding the company's execution and strategic direction [1] - The leadership change coincided with PayPal's fourth quarter results, suggesting potential underlying issues within the company's performance [1]

Learn more about our suite of Fintech solutions 👇https://t.co/pal9eh4Ndi https://t.co/YspRz6B85x ...

Core Insights - MercadoLibre has established a powerful e-commerce and fintech ecosystem in Latin America, achieving over 35% annual revenue growth for the past five years [1][4] - Despite strong revenue growth, the stock has remained stagnant since 2025 due to concerns over margin volatility, rising credit provisions, and significant logistics investments [1] Industry Growth Potential - The Latin American e-commerce market is projected to grow nearly 1.5 times faster than the global average, potentially reaching $215.3 billion by 2026 [3] - Key markets such as Brazil, Mexico, and Argentina represent approximately 85% of Latin America's online sales, with e-commerce penetration in these countries still below that of the U.S. and Europe, indicating substantial growth opportunities [3] Company Strategy and Investments - MercadoLibre is focused on long-term growth despite short-term profitability pressures, investing in logistics and fulfillment centers to create a competitive advantage [4] - The company is enhancing its fintech capabilities through Mercado Pago, which processes billions of transactions annually and aims to become the largest digital bank in Latin America [5] Market Position and Future Outlook - Given the favorable market conditions and the company's strategic investments, MercadoLibre is positioned as a hidden gem in the stock market, with potential for significant upside surprises [6]