Core Viewpoint - PayPal is identified as a top investment pick due to its profitable growth trajectory and consistent stock repurchase strategy, despite market pessimism regarding its growth prospects [1]. Company Analysis - PayPal continues to demonstrate profitable growth while engaging in stock buybacks, indicating strong financial health and shareholder return strategies [1]. - The management has indicated that unbranded processing is a key area of focus, suggesting potential for future growth despite current market skepticism [1]. Analyst Insights - The analyst emphasizes a strategy of identifying undervalued companies with long-term growth potential, focusing on those with robust balance sheets and effective management teams [1].

Financial Performance - Q2 2025 - Revenue increased by 1% year-over-year, from $74.9 million in Q2 2024 to $75.6 million in Q2 2025 [13] - Gross profit decreased by 2% year-over-year, from $58.6 million in Q2 2024 to $57.2 million in Q2 2025 [13] - Adjusted EBITDA decreased by 6% year-over-year, from $33.7 million in Q2 2024 to $31.8 million in Q2 2025 [13] - Free cash flow increased by 17% year-over-year, from $19.3 million in Q2 2024 to $22.6 million in Q2 2025 [13] - Free Cash Flow conversion increased from 57% to 71% [13] Segment Performance - Consumer Payments revenue increased by 2% year-over-year, from $69.3 million in Q2 2024 to $70.5 million in Q2 2025 [18] - Business Payments revenue increased by 9% year-over-year excluding political media, but decreased by 3% as reported [21] Liquidity and Debt - Total liquidity was $413 million as of June 30, 2025 [25, 49] - Net leverage ratio was 2.5x as of June 30, 2025, with net debt of $345 million and LTM Adjusted EBITDA of $137 million [27] Outlook - The company reiterates its previously provided financial outlook and expects sequential quarterly acceleration in normalized growth year-over-year [32]

Core Viewpoint - A class action securities lawsuit has been filed against Flywire Corporation, alleging securities fraud that affected investors between February 28, 2024, and February 25, 2025 [1][2]. Group 1: Allegations - The lawsuit claims that Flywire's revenue growth was overstated, and the negative impact of permit and visa-related restrictions on its business was understated [2]. - Defendants' public statements regarding Flywire were allegedly materially false and misleading throughout the relevant period [2]. Group 2: Legal Process - Investors who suffered losses during the specified timeframe have until September 23, 2025, to request appointment as lead plaintiff [3]. - Participation in the lawsuit does not require serving as a lead plaintiff, and there are no out-of-pocket costs for class members [3]. Group 3: Law Firm Background - Levi & Korsinsky has a history of securing hundreds of millions of dollars for shareholders and is recognized as one of the top securities litigation firms in the United States [4].

https://securitiesclasslaw.com/securities/flywire-corporation-loss-submission-form/?id=160436&from=4 CLASS PERIOD: February 28, 2024 to February 25, 2025 NEW YORK, Aug. 11, 2025 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of Flywire Corporation (NASDAQ: FLYW). Shareholders who purchased shares of FLYW during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in a ...

Core Insights - The article discusses the investment outlook for Visa (NYSE: V), suggesting a potential sell position until a more favorable buying opportunity arises [1]. Company Analysis - The author has a long-standing investment strategy focused on US equities since 2018, emphasizing a conservative approach to investing [1]. - The analysis model used is a combination of quantitative and fundamental analysis, which allows for an objective assessment of public companies, excluding banks, insurance companies, and REITs [1]. - The focus is on comprehensive analysis of financial statements for mega and large-cap companies, with updates conducted quarterly [1]. Investment Strategy - The primary investment strategy involves regularly purchasing shares with a portion of income intended for long-term holding [1]. - The goal is to provide private investors with an independent perspective on large, well-known companies through factual analysis [1].

Core Viewpoint - Rosen Law Firm is reminding investors who purchased Fiserv, Inc. common stock between July 24, 2024, and July 22, 2025, of the September 22, 2025, deadline to serve as lead plaintiff in a class action lawsuit [1][2] Group 1: Class Action Details - A class action lawsuit has been filed against Fiserv, and investors may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [1][2] - To join the class action, investors can submit a form or contact the law firm for more information [2][5] - The lawsuit claims that Fiserv made false and misleading statements regarding its Clover platform and the forced migration of Payeezy merchants, which concealed a slowdown in new merchant business [4] Group 2: Allegations Against Fiserv - The lawsuit alleges that Fiserv's Clover platform experienced temporary revenue growth due to forced conversions from the Payeezy platform, masking underlying issues [4] - It is claimed that many former Payeezy merchants switched to competing solutions due to Clover's high pricing and compatibility issues, leading to a significant slowdown in Clover's growth [4] - The lawsuit asserts that Fiserv's positive statements about Clover's growth strategies and business prospects were materially false and misleading [4] Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest settlement against a Chinese company at the time and being ranked No. 1 for securities class action settlements in 2017 [3] - The firm has recovered hundreds of millions of dollars for investors, securing over $438 million in 2019 alone [3] - Founding partner Laurence Rosen has been recognized as a Titan of Plaintiffs' Bar by Law360, and many attorneys at the firm have received accolades from Lawdragon and Super Lawyers [3]

Core Viewpoint - Fiserv, Inc. is facing a class action lawsuit due to significant declines in its stock price following disappointing growth figures for its Clover payment gateway, which has raised concerns about the company's business practices and transparency [1][5]. Group 1: Financial Performance - On April 24, 2025, Fiserv reported a gross payment volume (GPV) growth of only 8% for Clover in Q1 2025, a decline from the previous year's growth of 14% to 17% [2]. - Following this announcement, Fiserv's stock price dropped by $40.20, or 18.5%, closing at $176.90 per share [3]. - On May 15, 2025, Fiserv indicated that GPV growth deceleration would persist throughout 2025, leading to a further stock price decline of $30.73, or 16.2%, to $159.13 per share [3]. - On July 23, 2025, Fiserv lowered its full-year organic growth guidance and reported a deceleration in quarterly organic revenue in the Merchant segment to 9% year-over-year from 11%, resulting in a stock price drop of $22.98, or 13.8%, to $143.00 per share [4]. Group 2: Lawsuit Details - The class action lawsuit alleges that Fiserv made materially false and misleading statements and failed to disclose adverse facts about its business operations and prospects during the class period [5]. - Specific allegations include that Fiserv forced Payeezy merchants to migrate to Clover due to cost issues, which temporarily inflated Clover's revenue growth and concealed a slowdown in new merchant business [5]. - The lawsuit claims that many former Payeezy merchants switched to competitors due to Clover's high pricing and inadequate customer service, leading to a significant slowdown in Clover's GPV growth [5].

Core Viewpoint - Wex has been upgraded to a Zacks Rank 1 (Strong Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][2]. Earnings Estimates and Stock Price Impact - Changes in a company's future earnings potential, as reflected in earnings estimate revisions, are strongly correlated with near-term stock price movements [3]. - Institutional investors utilize earnings estimates to calculate the fair value of a company's shares, leading to significant stock price movements based on their buying or selling activities [3]. Wex's Earnings Outlook - The rising earnings estimates for Wex suggest an improvement in the company's underlying business, which is expected to positively influence its stock price [4]. - The Zacks Consensus Estimate for Wex has increased by 3.7% over the past three months, with expected earnings of $15.57 per share for the fiscal year ending December 2025, indicating no year-over-year change [7]. Zacks Rank System - The Zacks Rank stock-rating system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [6]. - The upgrade of Wex to a Zacks Rank 1 places it in the top 5% of Zacks-covered stocks, suggesting a strong potential for market-beating returns in the near term [9].

Faruqi & Faruqi is a leading national securities law firm with offices in New York, Pennsylvania, California and Georgia. The firm has recovered hundreds of millions of dollars for investors since its founding in 1995. See www.faruqilaw.com. As detailed below, the complaint alleges that the Company and its executives violated federal securities laws by making false and/or misleading statements and/or failing to disclose that: (1) the strength and sustainability of Flywire's revenue growth was overstated; (2 ...

Financial Performance - Q2 2025 - Net sales increased by 9% to $129.8 million[29] - Excluding the impact of an accounting change, sales increased by 15%[29] - Adjusted EBITDA increased by 3% to $22.5 million, with a margin of 17.3%[29] - Net income decreased significantly by 91% to $0.5 million, resulting in a net income margin of 0.4%[29] Financial Performance - First Half 2025 - Net sales increased by 9% to $252.5 million[37] - Excluding the impact of an accounting change, sales increased by 14% to $259.9 million[31] - Adjusted EBITDA decreased by 3% to $43.7 million, with a margin of 17.3%[37] - Net income decreased by 55% to $5.2 million, resulting in a net income margin of 2.0%[37] Balance Sheet and Cash Flow - Cash on hand was $17.1 million as of June 30, 2025[50] - Total debt was $343.2 million as of June 30, 2025[50] - Net Leverage Ratio was 3.6x as of June 30, 2025[50] - Free Cash Flow was $0.8 million for the first half of 2025[50] Outlook - The company updated its full-year 2025 net sales outlook to a low double-digit to mid-teens increase[60] - The Adjusted EBITDA outlook for 2025 remains unchanged at a mid-to-high single-digit increase[60]