Key TakeawaysCredit card delinquencies (90+ days) have surged to 12.7%, the highest level in 15 years, as consumers struggle with 21% average interest rates.The Trump administration is reportedly considering a pivot in Iran policy, potentially allowing "symbolic" nuclear enrichment to secure a broader regional deal.A "reverse recruiting" trend has emerged where desperate job hunters are paying thousands of dollars to recruiters to secure interviews in a tightening white-collar market.AI agents have begun hi ...

Financial giants have made a conspicuous bearish move on Visa. Our analysis of options history for Visa (NYSE:V) revealed 18 unusual trades.Delving into the details, we found 16% of traders were bullish, while 27% showed bearish tendencies. Out of all the trades we spotted, 9 were puts, with a value of $1,368,111, and 9 were calls, valued at $805,230.What's The Price Target?Analyzing the Volume and Open Interest in these contracts, it seems that the big players have been eyeing a price window from $295.0 to ...

Adyen (OTC: ADYEY) is down 66% from all-time highs set five years ago, when the pandemic was raging, but its business is significantly larger today. Revenue and net income have more than doubled for the payment processing company since then, while its share price has been more than cut in half. This type of scenario can be a great opportunity to buy on the dip. Investors are nervous due to management's reduced outlook for fiscal year 2026 and a general valuation reset. Now, the stock appears undervalued f ...

American Express' (NYSE: AXP) stock has rallied about 160% over the past five years. The financial services giant remained an evergreen investment, even as inflation, rising interest rates, geopolitical conflicts, and other macroeconomic headwinds rattled the global economy. Let's see if its stock will keep rising through the end of the decade. Why is American Express an evergreen investment? American Express is often considered a credit card company, but it doesn't operate the same business model as Vis ...

Class Action Filed Against Paysafe Limited (PSFE) Seeking Recovery for Investors - Contact The Gross Law Firm [Accessibility Statement] Skip NavigationNEW YORK, Feb. 19, 2026 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of Paysafe Limited (NYSE: PSFE).Shareholders who purchased shares of PSFE during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in any recover ...

Core Viewpoint - A securities fraud class action lawsuit has been filed against PayPal Holdings, Inc. for alleged misrepresentations regarding its financial targets and growth trajectory [4][5]. Group 1: Lawsuit Details - The lawsuit was initiated in the United States District Court for the Northern District of California on behalf of investors who purchased PayPal common stock between February 25, 2025, and February 2, 2026 [4]. - The allegations include violations of the Securities Exchange Act of 1934 against PayPal and certain senior officers [4]. Group 2: Legal Actions and Deadlines - Investors wishing to serve as lead plaintiffs must file their papers by April 20, 2026 [3]. - Participation as a lead plaintiff is not required to share in any potential recovery from the lawsuit [3]. Group 3: Company Background - Bernstein Liebhard LLP, the law firm handling the case, has recovered over $3.5 billion for clients since its inception in 1993 and has a strong track record in class action litigation [6].

Core Viewpoint - The Gross Law Firm is notifying shareholders of Paysafe Limited (NYSE: PSFE) about a class action lawsuit due to alleged misleading statements and undisclosed risks during a specified class period [1][3]. Group 1: Allegations - The complaint alleges that during the class period from March 4, 2025, to November 12, 2025, Paysafe's ecommerce business had significant exposure to a single high-risk client [3]. - It is claimed that the company's credit loss reserves and/or write-offs were understated as a result of this exposure [3]. - The complaint also states that Paysafe had undisclosed issues with higher risk merchant category codes, complicating its client services [3]. - These issues are likely to have a material negative impact on the company's revenue growth and overall revenue mix [3]. - As a result of the aforementioned issues, Paysafe was unlikely to meet its previously issued financial guidance for fiscal year 2025 [3]. - The defendants' positive statements about the company's business, operations, and prospects were materially misleading and/or lacked a reasonable basis [3]. Group 2: Next Steps for Shareholders - Shareholders who purchased shares of PSFE during the specified timeframe are encouraged to register for the class action by April 7, 2026 [4]. - Once registered, shareholders will be enrolled in a portfolio monitoring software to receive status updates throughout the lifecycle of the case [4]. - There is no cost or obligation for shareholders to participate in this case [4]. Group 3: Law Firm Information - The Gross Law Firm is a nationally recognized class action law firm dedicated to protecting the rights of investors who have suffered due to deceit, fraud, and illegal business practices [5]. - The firm aims to ensure that companies adhere to responsible business practices and engage in good corporate citizenship [5].

Core Viewpoint - A class action lawsuit has been filed against PayPal Holdings, Inc. for allegedly misleading investors regarding its revenue outlook and growth potential during the specified class period from February 25, 2025, to February 2, 2026 [2][7]. Allegation Details - The lawsuit claims that PayPal's management created a false impression of having reliable information about the company's projected revenue and growth while downplaying risks associated with seasonality and macroeconomic factors [7]. - It is alleged that PayPal's growth initiatives, particularly in Branded Checkout, did not meet expectations, and the 2027 financial targets were deemed unrealistic under the leadership of CEO James Alexander Chriss [7]. - Following the announcement of disappointing fourth-quarter results for fiscal year 2025 on February 3, 2026, which included a withdrawal of previously set financial targets, PayPal's stock price reportedly fell by over 20% [7]. Next Steps - Investors who purchased PayPal shares during the class period and experienced losses are encouraged to contact Bragar Eagel & Squire, P.C. for more information regarding their legal rights and potential participation in the lawsuit [4].

Core Insights - Global Payments Inc. (GPN) reported fourth-quarter 2025 adjusted earnings per share (EPS) of $3.18, which was in line with the Zacks Consensus Estimate, reflecting a 12% year-over-year increase [1] - Adjusted net revenues for the quarter improved 1.4% year over year to $2.3 billion, slightly missing the consensus mark [1] - The earnings growth was driven by the Merchant Solutions business, although elevated operating expenses partially offset the positives [1] GPN's Operating Performance - Adjusted operating income reached $1 billion, marking a 3.3% year-over-year increase, with an adjusted operating margin expansion of 80 basis points to 44.7% [2] - Total operating expenses rose significantly by 42.7% year over year to $1.7 billion, attributed to higher selling, general and administrative expenses, and cost of service [2] - Interest and other expenses increased by 35.1% year over year to $204.5 million [2] Q4 Segmental Performances of Global Payments - Merchant Solutions segment reported adjusted revenues of $1.8 billion, a 0.4% year-over-year increase, surpassing the Zacks Consensus Estimate by 0.8% [3] - Adjusted operating income for Merchant Solutions increased by 2.8% year over year to $877.1 million [3] - Issuer Solutions segment saw adjusted revenues of $557.1 million, growing 5.1% year over year but missing the Zacks Consensus Estimate by 1.6% [3][4] GPN's Financial Position (As of Dec. 31, 2025) - Cash and cash equivalents stood at $8.3 billion, up from $2.4 billion at the end of 2024 [5] - Total assets increased to $53.3 billion from $46.9 billion at the end of 2024 [5] - Long-term debt rose to $19.5 billion compared to $15.1 billion at the end of 2024, with the current portion of long-term debt totaling $1.9 billion [5] - Total equity increased to $23.6 billion from $22.9 billion at the end of 2024 [5] Capital Deployment Update - The company initiated a $550 million accelerated share repurchase program and repurchased shares worth $1.2 billion in 2025 [7] Full-Year 2025 Update - Net revenues for 2025 grew by 2% year over year to $9.3 billion, with adjusted operating margin improving by 97 basis points [10] - Adjusted EPS for 2025 registered an 11% year-over-year growth to $12.22 [10] GPN's 2026 Outlook - Adjusted net revenue growth on a constant currency basis is expected to be around 5% in 2026 [11] - Adjusted EPS growth is anticipated to be between 13% and 15% in 2026, with an expected increase of around 150 basis points in annual adjusted operating margin [11] - The company aims to convert almost 90% of adjusted net income into adjusted free cash flow [11] GPN's Zacks Rank - GPN currently holds a Zacks Rank 2 (Buy) [12]

Revenue Performance - Global Payments Inc. (GPN) reported adjusted revenue of $2.32 billion for Q4 2025, meeting analyst estimates, with GAAP revenue at $1.90 billion, indicating stable execution amid market expectations [4] Valuation Metrics - The trailing price-to-earnings (P/E) ratio of 10.39 suggests that the market values GPN's earnings positively, supported by a strong outlook for fiscal 2026 with adjusted EPS guidance of $13.80–$14.00, above consensus [4] - The price-to-sales (ttm) ratio of 1.67 and enterprise value to revenue (ttm) ratio of 3.25 provide insights into GPN's market value relative to its revenue and debt [5] - The enterprise value to operating cash flow (ttm) ratio of approximately 9.38 highlights how the company's cash flow is valued in relation to its enterprise value [5] Liquidity and Debt - GPN's earnings yield of approximately 9.62% offers an attractive perspective on return on investment for income-seeking investors [6] - The debt-to-equity ratio of 0.69 indicates a moderate level of debt used to finance the company's assets relative to equity, essential for maintaining financial stability [6] - The current ratio of 0.86 may suggest potential liquidity considerations in meeting short-term obligations, important for understanding the company's ability to cover short-term liabilities with short-term assets [6] Company Overview - GPN is a leading provider of payment technology and software solutions, operating globally and facilitating electronic payments for merchants, businesses, and financial institutions [3] - The company competes with major players in the payment processing industry, such as PayPal and Block, striving to maintain its position through innovation and strategic partnerships [3]