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Shift4 Payments Q4 Volume Up 23% Amid International Expansion
Yahoo Finance· 2026-02-26 16:42
By Karen Roman Shift4 Payments, Inc. (NYSE: FOUR) said volume was $59 billion in the fourth quarter of 2025 increasing 23% year over year. Non-GAAP net income was $156 million resulting in $1.60 of non-GAAP EPS, with an adjusted EBITDA of $304 million, up 48%, the company stated. The company supports businesses across industries in more than 75 countries with Asia and the Middle East gaining momentum as strategic markets, it said. “Our quarterly financial performance delivered a combination of growth, ...
Payoneer (PAYO) - 2025 Q4 - Earnings Call Transcript
2026-02-26 14:32
Payoneer Global (NasdaqGM:PAYO) Q4 2025 Earnings call February 26, 2026 08:30 AM ET Company ParticipantsBea Ordonez - CFOJohn Caplan - CEOMichelle Wang - VP of Investor RelationsSanjay Sakhrani - Managing DirectorConference Call ParticipantsChristopher Kennedy - Equity Research AnalystTien-tsin Huang - Equity Research AnalystOperatorLadies and gentlemen, thank you for standing by. My name is Demi, and I'll be your conference operator today. At this time, I would like to welcome you to the Payoneer Q4 2025 E ...
Shift4 Payments(FOUR) - 2025 Q4 - Earnings Call Transcript
2026-02-26 14:32
Shift4 Payments (NYSE:FOUR) Q4 2025 Earnings call February 26, 2026 08:30 AM ET Company ParticipantsChristopher Cruz - CFODominic Ball - VP of Equity ResearchTaylor Lauber - CEOThomas McCrohan - Head of Investor RelationsWill Nance - VPConference Call ParticipantsDan Dolev - Managing Director and Senior Fintech Equity Research AnalystDan Perlin - Managing Director and Senior Equity AnalystDarrin Peller - Managing Director and Senior AnalystTimothy Chiodo - Managing Director and Lead Equity Research AnalystO ...
Shift4 Payments(FOUR) - 2025 Q4 - Earnings Call Transcript
2026-02-26 14:32
Shift4 Payments (NYSE:FOUR) Q4 2025 Earnings call February 26, 2026 08:30 AM ET Company ParticipantsChristopher Cruz - CFODominic Ball - VP of Equity ResearchTaylor Lauber - CEOThomas McCrohan - Head of Investor RelationsWill Nance - VPConference Call ParticipantsDan Dolev - Managing Director and Senior Fintech Equity Research AnalystDan Perlin - Managing Director and Senior Equity AnalystDarrin Peller - Managing Director and Senior AnalystTimothy Chiodo - Managing Director and Lead Equity Research AnalystO ...
Mastercard In Crosshairs: Citrini Models AI Agents Bypassing Interchange As Stablecoins Threaten Card Economics
Yahoo Finance· 2026-02-26 14:31
Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That's why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, professional financial guidance, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady retu ...
MetaMask 与 Mastercard 合作,在美国市场正式推出支持链上奖励的支付卡
Xin Lang Cai Jing· 2026-02-26 14:30
(来源:吴说) MetaMask 与 Mastercard 合作,在美国市场正式推出支持链上奖励的支付卡。该卡由金融科技公司 Baanx 和 CompoSecure 提供技术支持,旨在让用户能够直接从其非托管钱包中使用加密货币进行日常消 费,而无需预先充值或将其转入中心化交易所。此外,新推出的金属卡版本和奖励计划将日常的转账、 交易和消费活动转化为积分,可用于解锁网络折扣、代币分配及早期访问机会。(TheBlock) ...
Shift4 Payments(FOUR) - 2025 Q4 - Earnings Call Transcript
2026-02-26 14:30
Shift4 Payments (NYSE:FOUR) Q4 2025 Earnings call February 26, 2026 08:30 AM ET Speaker5Hello, and welcome to today's Shift4 Payments, Inc. Q4 2025 earnings conference call. At this time, all participants are in a listen-only mode. Later, you'll have the opportunity to ask questions during the question-and-answer session. To register to ask a question at any time, please press star 1 on your telephone keypad. We will be standing by should you need any assistance. It is now my pleasure to turn the meeting ov ...
Payoneer (PAYO) - 2025 Q4 - Earnings Call Transcript
2026-02-26 14:30
Payoneer Global (NasdaqGM:PAYO) Q4 2025 Earnings call February 26, 2026 08:30 AM ET Speaker5Ladies and gentlemen, thank you for standing by. My name is Demi, and I'll be your conference operator today. At this time, I would like to welcome you to the Payoneer Fourth Quarter 2025 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question-and-answer session. Thank you. I would now like to turn the call over to Michelle Wa ...
Payoneer (PAYO) - 2025 Q4 - Earnings Call Presentation
2026-02-26 13:30
4Q 2025 Investor presentation Presented by NASDAQ: PAYO INVESTOR.PAYONEER.COM Presented by Date February 26, 2026 Disclaimers This presentation does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation to purchase any security. You should not construe the contents of this presentation as legal, tax, accounting or investment advice or a recommendation. Forward-Looking Statements Certain statements in this presentation may be considered "forward-looking statements" within th ...
The Three Blind Spots in How Consumer Sentiment Is Measured
PYMNTS.com· 2026-02-26 12:00
Core Insights - Consumers have consistently predicted economic trends more accurately than experts, indicating a disconnect between traditional economic models and actual consumer behavior [2][5][47] - The upcoming PYMNTS Consumer Expectations Index (PCEI) aims to address the gaps in measuring consumer sentiment that traditional methods fail to capture [26][30] Consumer Behavior and Sentiment - Consumers have shown a tendency to prioritize essential expenses over discretionary spending, with 68% of American households living paycheck to paycheck [7][20] - Traditional sentiment measures do not account for the long-term impact of inflation, leading to a persistent feeling of financial stress among consumers despite macroeconomic indicators suggesting recovery [11][14] - The relationship between income and spending behavior has weakened, with many high-income earners also reporting living paycheck to paycheck due to fixed obligations and debt [17][18] Structural Gaps in Economic Measurement - The original methodology for measuring consumer sentiment is outdated, failing to capture the complexities of modern financial lives [10][48] - Three key blind spots identified include: 1. The permanent damage from inflation, which has not returned to pre-2021 levels [11][12] 2. The unreliable correlation between income and spending behavior due to varying financial structures [15][19] 3. The distinction between employment rates and job security, which affects consumer spending decisions [21][23] PYMNTS Consumer Expectations Index (PCEI) - The PCEI will launch in March 2026, designed to provide a more nuanced understanding of consumer sentiment by incorporating structural constraints such as debt manageability and savings capacity [27][30] - The index will measure consumer sentiment across 11 dimensions, aiming to reflect both feelings and the ability to act on those feelings [29][30] Recent Data Insights - February's PCEI data indicates cautious optimism among consumers, with a score of 51.5, but reveals significant disparities based on financial stability and generational differences [32][37] - Job security perceptions show a high score of 83.5, but confidence in finding comparable work drops to 48.0, highlighting a gap between perceived security and actual job market conditions [41][42] - Consumers are managing debt and maintaining employment but are doing so with caution, indicating a fragile financial foundation [46][48]