中国支付清算协会（以下简称：支付清算协会）收单外包服务机构取消备案名单持续更新。截至5月21 日，有228家收单外包服务机构被取消备案资格。其中，包括23家聚合支付类型机构。 近年来，支付清算协会对于收单领域的规范也在持续加码。例如，此前《关于加强收单外包服务管理 防范转包、分包业务风险的提示》，要求收单机构持续加强外包机构及其业务管理。 受访者普遍认为，收单外包市场健康发展，有助于提升支付服务水平和效率，防范收单业务风险，保障 消费者权益。 备案失效将影响展业 所谓收单外包服务机构（以下简称：外包机构），是指经市场监管机构或国家有关机关批准成立的，接 受收单机构委托、承办收单非核心业务并提供相应服务的企业等合法设立的机构。其业务类型包括聚合 支付技术服务、特约商户推荐、受理标识张贴、特约商户维护等。 严监管态势将持续 近年来，我国收单市场快速发展，规模不断扩张，大部分收单机构通过业务外包模式开展收单业务。为 了规范管理收单外包市场，2020年8月份，《办法》发布；2023年5月份，协会发布《关于加强收单外包 服务市场规范管理的意见》，对商业银行、非银行支付机构、外包机构、清算机构涉及收单外包服务市 场规范管 ...

交流会中，问及跨境业务相关事宜，拉卡拉董事、副总经理、董事会秘书、财务总监朱国海表示，公司 的跨境支付网络覆盖全球超100个国家，为中国品牌出海打造场景化、个性化、一体化的跨境支付解决 方案，提供全球代收付、外汇管理等一站式跨境资金服务。2024年，公司跨境支付业务服务客户超12万 家，同比增长80%，跨境支付交易金额492亿元，同比增长14%。 据介绍，2025年一季度，公司跨境商户规模和跨境支付交易金额同比分别增长了76%和85%。 与此同时，就战略入股天财商龙事宜，朱国海称，餐饮企业数字化转型需求强烈，餐饮行业是公司推 进"支付+SaaS"转型的重点关注赛道。公司战略投资天财商龙，旨在加快餐饮行业的"支付+SaaS"布局。 天财商龙深耕餐饮行业信息化管理近30年，对餐饮经营全流程的痛点和需求把握精准，其SaaS系统功能 全面精细，覆盖点餐收银到厨房管理、会员营销以及供应链各环节。天财商龙的产品能力、商户规模以 及专业性，与公司致力于为商户提供深度数字化服务的目标高度契合，双方联手能全面覆盖餐饮行业数 字化升级需求，打造更优质的一站式服务。（全景网） 5月20日下午，拉卡拉（300773.SZ）2024年 ...

取消91%加征关税，暂停24%对等关税。当中美关税的利好进展公布时，空中云汇正在拜访一家出海服饰品牌。"下半年准备上独立站了，去欧洲市场试试 水。"品牌主平静地介绍接下来的计划，语气中夹杂着憧憬和心有余悸。 有类似规划的出海商家不在少数。关税利好为超12万家中国跨境电商企业注入了强心剂，但品牌经营者也在进行复盘和反思：如果不确定因素能左右生意， 那就不能把鸡蛋放在同一个篮子里。 "你可以不all in独立站，但你不能没有独立站。"这已是行业内不成文的共识。无论是出于长期品牌战略需要，还是风险分散、多线布局考量，独立站正逐渐 成为品牌出海的标配。 然而现实问题是：如何让独立站真正实现转化，成为增长引擎？就拿企业主向空中云汇诉苦最多的支付问题为例，好不容易引来的消费者，总是在最后一步 退出弃购，这换谁不崩溃？ 为此，Airwallex 空中云汇应广大商家朋友需求，精心提炼了品牌出海过程中最常见的 5 大支付困境，并通过近一年服务全球15万家客户过程中遇到的真实 案例，逐一分享破解之法。 找不到我习惯的支付方式？不买了！ 过年前夕，一家精品葡萄酒零售商向空中云汇倾诉了他们的难处：公司从去年三季度开始拓展东南亚市场， ...

Business Overview - The company aims to continuously create value for merchants and consumers by building an independent and scalable commercial digitalized ecosystem[4] - The company focuses on one-stop payment services, merchant solutions, and in-store e-commerce services[12] - The penetration rate of self-operated takeaway mini-programs in 2020 was 0.8%[10] - The 2021 integrated payment penetration rate forecast is 29.6%[10] - The 2025E local lifestyle services online penetration rate is 30.8%[11] Operating Metrics - In-store E-commerce Services GMV in the first half of 2022 was greater than RMB 1,355.2 million, a year-over-year growth of 1,789.7%[16] - The company had 9.7 million paying consumers in the first half of 2022, a year-over-year growth of 578.9%[16] - The total GPV for one-stop payment services in the first half of 2022 was approximately RMB 1.06 trillion, a year-over-year growth of 7.4%[18] - The company had over 7.6 million active payment merchants in the first half of 2022, a year-over-year growth of 24.1%[18] Financial Highlights - The company's revenue for the first half of 2022 was RMB 1,641.8 million, a year-over-year growth of 17.1%[24] - Gross profit for the first half of 2022 was RMB 529.3 million, a year-over-year increase of 52.1%, with a GPM of 32.2%, a year-over-year increase of 7.4 percentage points[25] - Adjusted EBITDA for the first half of 2022 was RMB 69.7 million, a half-on-half growth of 39.7%[25] - In-store e-commerce services revenue was RMB 161.6 million, a year-over-year growth of 259.4%[22]

这是(fante01)整理的信息，希望能帮助到大家 在现代商业环境中，预付费系统逐渐成为一种重要的支付方式。这种系统不仅为消费者提供了便利，也为商家带来了诸多优势。接下来，我将从几个方面探 讨预付费系统在现代商业中的应用与优势。 预付费系统为消费者提供了便利。首先，消费者在进行消费时，可以避免繁琐的支付过程，只需出示相关信息或刷卡即可完成交易。这种简化的支付流程能 够节省时间，提高购物的便利性。其次，预付费系统通常会伴随一定的优惠政策，例如充值返现、消费折扣等，进一步吸引消费者。 3.加强客户粘性 商家通过预付费系统能够有效增强客户的粘性。由于消费者在充值后，已将部分资金锁定在商家的系统中，因此他们更有动力回到商家处继续消费。这种模 式不仅提高了客户的回头率，还能够在一定程度上增强消费者与品牌之间的情感连接，使消费者更愿意选择该品牌。 4.资金流动性管理 预付费系统为商家提供了更好的资金流动性管理。商家在消费者充值时会立即获得现金流，这样可以有效改善企业的资金周转情况。商家可以利用这部分资 金进行其他投资或运营支出，提升整体资金使用效率。此外，预付费系统还可以帮助商家更好地进行财务规划，预测未来的销售情况。 ...

随着全球旅游市场的持续回暖，中国持卡人在2025年小长假期间，出境游热度稳步提升。全球领先的数字支付公司Visa聚焦"五 一"假期，发布了中国持卡人小长假出境游数据洞察。数据显示，无论是中短途跨境旅行，还是长线跨境旅行均保持热度；一些小 众境外旅游目的地备受关注，消费激增；与此同时，餐饮消费占比扩大，反映消费者更重视"体验式"旅游。 Visa"一拍即付"的使用场景还覆盖各地的交通网络。目前，Visa 已经在全球落地超过800个城市交通项目，利用借记卡、信用卡等解 决方案实现更方便的公共交通搭乘体验，助力提供更加安全和便捷的本地化体验。 不同旅游目的地均有提升，中国游客足迹遍及全球 值得一提的是，在线下交易中，持卡人在小长假期间通过"一拍即付"产生的金额占比较去年同期增长超过10%。凭借完善的支付基 础设施和广泛的支付生态合作体系，Visa正助力中国持卡人解锁更广泛的支付场景，并凭借"一拍即付"等支付方式打造安全、便捷 的境外支付体验。 Visa中国区总裁尹小龙表示："随着全球旅游市场的持续升温和中国持卡人出境游热情的不断高涨，Visa的全球受理不仅满足着用户 畅游世界的支付需求，'一拍即付'更为持卡人开启便捷 ...

Summary of Marketa Fireside Chat Company Overview - **Company**: Marketa - **Industry**: Payments and IT services Key Points and Arguments 1. **Current State of the Company**: Marketa is transitioning from hyper growth to a more mature phase, now operating EBITDA positive with diversified business lines [4][5][6] 2. **Portfolio Migration**: The company is migrating portfolios from other platforms to its modern platform, which is expected to enhance future business opportunities [5][8] 3. **White Label App Development**: Marketa is building a white label app to assist customers in market entry, indicating a focus on user experience [5][6] 4. **Program Management in Europe**: The company has expanded its offerings in Europe, which are now more comprehensive than a year ago [6][9] 5. **Customer Base Expansion**: Existing customers are expanding their offerings and geographies, with eight out of the top ten customers having multiple programs with Marketa [12][13] 6. **Macro Environment**: The macroeconomic environment is stable, with healthy consumer spending, although Marketa acknowledges some exposure to economic cycles [17][20] 7. **Discretionary Spending**: Less than 25% of spending on Marketa's platform is in high discretionary categories, making it less exposed to economic downturns compared to peers [20][21] 8. **Non-Block Business Growth**: The non-Block business has been growing at twice the rate of the Block business, indicating strong performance outside of its largest customer [23][24] 9. **European Market Growth**: TPV in Europe has been growing over 100% for several quarters, with a focus on multinational customers [27][29] 10. **Regulatory Environment**: The onboarding process has improved, with no significant impacts from regulatory changes, allowing for faster execution [32][33] 11. **Competitive Landscape**: Marketa does not see a significant shift in competition, as it targets a wide range of use cases and primarily focuses on non-bank businesses [38][39] 12. **RFP Process**: The company continues to engage in both RFPs and referrals, with no significant changes in the sourcing process [41][42] 13. **Stablecoin and BNPL Demand**: Marketa sees opportunities in stablecoin and BNPL markets, with growing interest from customers [44][48] 14. **Tokenization and AI**: The company is well-positioned to support tokenization and AI-driven commerce, leveraging existing capabilities [51][52] 15. **Future Growth Trajectory**: Marketa aims for a sustainable growth trajectory of around 20%, driven by geographic diversification and additional service offerings [69][70] Other Important Insights - **CEO Search**: The search for a permanent CEO is ongoing, with no immediate updates, allowing the interim CEO to focus on business operations [73][75] - **Customer Relationships**: The company is enhancing its relationships with existing customers by offering additional services, which is expected to stabilize take rates [64][66]

Paysafe (PSFE) Q1 2025 Earnings Call May 13, 2025 08:30 AM ET Company Participants Trevor Williams - Managing DirectorKirsten Nielsen - Head, Investor RelationsBruce Lowthers - CEO & Executive DirectorJohn Crawford - Chief Financial OfficerDarrin Peller - Managing DirectorTimothy Chiodo - Managing DirectorMatthew Inglis - Equity Research Senior Associate Conference Call Participants Andrew Harte - Director & FinTech AnalystJamie Friedman - Senior FinTech and IT Services Research Analyst Operator Greetings. ...

Paysafe (PSFE) Q1 2025 Earnings Call May 13, 2025 08:30 AM ET Speaker0 Greetings. Welcome to PaySafe's First Quarter twenty twenty five Earnings Conference Call. At this time, all participants are on a listen only mode. A question and answer session will follow the formal presentation. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Kirsten Nielsen, Head of Investor Relations. Thank you. Please go ahead. Speaker1 Thank you, and welcome to PaySafe's earnings co ...

本公司间接非全资附属公司蚂蚁银行(澳门)股份有限公司(蚂蚁银行(澳门))为澳门的持牌商业银行，主要 从事数字银行服务及电子支付服务。根据澳门《金融体系法律制度》第八十五条第二款，蚂蚁银行(澳 门)(为澳门金融管理局辖下的持牌"澳门注册银行")须于各历季结束后的45日内在《政府公报》刊登该季 度的试算表。因此，蚂蚁银行(澳门)目标于2025年5月14日或前后于澳门《政府公报》刊登其2025年第 一季度未经审核试算表(蚂蚁银行(澳门)第一季度试算表报告)。根据蚂蚁银行(澳门)第一季度试算表报 告，蚂蚁银行(澳门)截至2025年3月31日止三个月的累计收入总额(包括核心业务收入及非核心收入项目) 及开支总额分别约为3338.6万澳门元(或约3241.4万港元)及约4053.7万澳门元(或约3935.7万港元)。 智通财经APP讯，亚博科技控股(08279)发布公告，本公司间接全资附属公司澳门通股份有限公司(澳门 通)为中华人民共和国澳门特别行政区(澳门)的领先支付服务供应商。根据澳门《金融体系法律制度》第 八十五条第二款，澳门通(为澳门金融管理局辖下的持牌"其他金融机构")须于各历季结束后的45日内在 《政府公报》 ...