About half of current cryptocurrency investors have experienced "notable losses," according to a recent survey of financial advisors with clients that hold crypto. That might not lead to an uncomfortable conversation between the advisor and a client, because until recently, financial advisors haven't generally recommended crypto investments such as bitcoin, ethereum, and the rest. That's changing. This week, Bank of America announced that, in January, its Merrill and Private Bank clients will be encoura ...

Core Insights - The article discusses the author's transition from a potential career in politics to a focus on value investing, emphasizing the importance of risk management and long-term wealth growth [1] Group 1: Career Transition - The author initially pursued a career in politics but shifted to finance after facing challenges in 2019, recognizing the need for financial stability [1] - The decision to study value investing was driven by the desire to make money work effectively and to safeguard against future setbacks [1] Group 2: Professional Experience - From 2020 to 2022, the author worked in a sales role at a law firm, where they became the top-grossing salesman and managed a team, contributing to sales strategy [1] - The experience gained during this period was instrumental in assessing company prospects based on their sales strategies [1] Group 3: Investment Advisory Role - The author served as an investment advisory representative with Fidelity from 2022 to 2023, focusing on 401K planning [1] - Despite excelling in this role and passing Series exams ahead of schedule, the author felt constrained by Fidelity's reliance on modern portfolio theory, leading to a decision to leave after one year [1] Group 4: Current Endeavors - In November 2023, the author began writing for Seeking Alpha, sharing investment opportunities discovered through personal research and experience [1] - The articles serve as a platform for the author to communicate investment strategies and insights to readers, who are seen as partners in this journey [1]

Core Insights - The financial sector has several oversold stocks, presenting potential buying opportunities for undervalued companies [1][2] Group 1: Oversold Stocks - Kestrel Group Ltd (NASDAQ:KG) has an RSI of 29.3, with a stock price decline of approximately 38% over the past month, closing at $14.10 [6] - Trupanion Inc (NASDAQ:TRUP) has an RSI of 28.4, with a stock price drop of around 14% in the last month, closing at $34.03 [6] - Diamond Hill Investment Group Inc (NASDAQ:DHIL) has an RSI of 23.8, with a stock price decrease of about 10% over the past month, closing at $116.03 [6] Group 2: Company Performance - Kestrel Group reported a wider loss for Q3, contributing to its stock decline [6] - Trupanion's price target was cut from $45 to $42 by Stifel analyst Jonathan Block, maintaining a Hold rating [6] - Diamond Hill Investment's Q3 earnings declined, but the CEO noted significant growth in fixed income strategies, adding nearly $1 billion in net flows this quarter [6]

Core Insights - The article discusses strategies for generating passive income through dividend stocks and high-yield ETFs, emphasizing the importance of achieving a 25% average yield from a $200,000 investment to reach an annual income of $50,000 [2]. Company Analysis - **TriplePoint Venture Growth BDC Corp. (TPVG)**: - This company provides debt financing primarily to venture growth stage companies [3]. - It reported a net income of $10.31 million in Q3 2025, indicating it is income-positive and capable of paying dividends [4]. - The forward annual dividend yield for TPVG is 16.95%, which is below the target yield of 25% but still substantial [5]. - **FS KKR Capital Corp. (FSK)**: - This firm offers credit solutions to private middle-market U.S. companies [6]. - FSK recorded a net investment income of $159 million in Q3 2025, confirming its income-positive status [6]. - The forward annual dividend yield for FSK is 17.36%, contributing to the overall yield strategy [7]. Investment Strategy - The article suggests investing $50,000 in both TPVG and FSK to build a foundation for passive income [6][8]. - To achieve the desired yield of 25%, the addition of ETFs such as AMZW and GOOW is recommended to enhance overall returns [8].

Group 1 - The article emphasizes the importance of diversification in investment strategies, particularly for individuals reliant on their own labor for income generation [1] - Rida Morwa, a seasoned investment and commercial banker with over 35 years of experience, leads the Investing Group High Dividend Opportunities, focusing on sustainable income through high-yield investments [1] - The service aims for a targeted safe yield of over 9%, offering features such as model portfolios, buy/sell alerts, and regular market updates to its members [1] Group 2 - The article mentions that recommendations are closely monitored, with buy and sell alerts provided exclusively to members [3]

Group 1 - The article discusses the risks associated with everyday activities, highlighting that over 1 million people visit emergency rooms annually due to stair-related injuries [1] - Rida Morwa, a seasoned investment and commercial banker with over 35 years of experience, leads the Investing Group High Dividend Opportunities, focusing on high-yield investment strategies [1] - The service provided by the Investing Group emphasizes sustainable income through high-yield investments, targeting a safe yield of over 9% [1] Group 2 - The service includes features such as a model portfolio with buy/sell alerts, preferred and baby bond portfolios for conservative investors, and regular market updates [1] - The philosophy of the service is centered around community and education, promoting the idea that investors should not invest alone [1]

Core Viewpoint - The article highlights Patria Investments Limited (PAX) as a strong value investment opportunity, showcasing its favorable valuation metrics compared to industry averages [4][5][6][7][8][9]. Valuation Metrics - PAX has a P/E ratio of 10.79, significantly lower than the industry average of 13.86, indicating potential undervaluation [4]. - The PEG ratio for PAX is 0.73, compared to the industry's average of 0.88, suggesting that PAX is undervalued relative to its expected earnings growth [5]. - PAX's P/B ratio stands at 1.63, well below the industry average of 3.13, further supporting the notion of undervaluation [6]. - The P/S ratio for PAX is 2.42, compared to the industry's average of 3.52, indicating a more favorable valuation based on sales [7]. - PAX has a P/CF ratio of 18.91, which is lower than the industry average of 35.19, suggesting a solid cash outlook [8]. Investment Outlook - The combination of these metrics positions PAX as likely undervalued, making it one of the strongest value stocks in the market based on its earnings outlook [9].

Core Insights - Gold prices have surged to $4,100 per ounce, reflecting a 21.8% increase over the last six months and a 55.4% rise over the past year, driven by inflation, geopolitical instability, and concerns over stock market valuations, with Goldman Sachs predicting a further increase to $4,900 by 2026 [1] Gold IRAs Overview - A gold IRA is a self-directed individual retirement account that allows investment in physical precious metals instead of traditional assets like stocks and bonds, providing an alternative investment route [3] - Gold IRAs offer the same tax advantages as traditional or Roth IRAs but come with different risks, costs, and compliance rules, appealing to some retirement savers [4] Investment Appeal - Gold is viewed as a hedge against inflation, maintaining purchasing power over time, with historical comparisons illustrating its stability during economic uncertainty [5] - The rise in interest for gold has led to increased popularity of gold IRAs as a new investment alternative for those looking to hedge against inflation [5] Pros and Cons of Gold IRAs - Proponents highlight the dual benefits of gold IRAs, combining asset performance with tax mitigation, making them a valuable addition to retirement portfolios [8] - Critics argue that gold IRAs may be excessive and overpriced for average investors, indicating a divide in perception regarding their value [6]

When we were kids, becoming an adult was often the goal because it was seen as a pathway to freedom to make our own choices. After all, adults get to decide their bedtime, theirRida Morwa is a former investment and commercial Banker, with over 35 years of experience. He has been advising individual and institutional clients on high-yield investment strategies since 1991. Rida Morwa leads the Investing Group High Dividend Opportunities where he teams up with some of Seeking Alpha's top income investing analy ...

Core Insights - Charles Schwab and Fidelity are prominent names in the investment world, attracting millions of clients seeking financial guidance and investment opportunities [1][2] - Both companies offer popular ETFs that are gaining interest as interest rates decline, appealing to income investors looking for stability and predictable cash flow [2] Charles Schwab - Charles Schwab is well-known for its low-cost ETFs, which help investors build income portfolios with simple and transparent rules [3] - The Schwab U.S. Dividend Equity ETF (NYSE:SCHD) is highlighted as a key offering, focusing on the top 100 U.S. dividend stocks selected for cash flow and long-term consistency [4] - This ETF has a 3.81% dividend yield and an annual dividend of $1.03 per share, with a share price around $27.14, making it an attractive option for investors [5][7] - Another option is the Schwab U.S. Large-Cap Value ETF (NYSE:SCHV), which appeals to those interested in large-cap companies with dependable cash flow, offering a yield just above 2% and a dividend of approximately $0.60 per share [6] Fidelity - Fidelity's High Dividend ETF offers a yield of 3.10% with an annual dividend of $1.72, including holdings in major tech companies like NVIDIA and Apple [7]