一、同意永安财产保险股份有限公司平顶山中心支公司汝州营销服务部将营业场所变更为：河南省平顶 山市汝州市移民局斜对面西一排4号2楼。 二、永安财险应按照有关规定及时办理变更及许可证换领事宜。 2026年1月28日，平顶山金融监管分局发布批复称，《永安财险平顶山中支关于汝州营销部办公职场变 更的请示》（永保平字〔2025〕59号）收悉。经审核，现批复如下： ...

Financial Performance - Hanover Insurance Group reported revenue of $1.69 billion for the quarter ended December 2025, reflecting a 4.3% increase year-over-year [1] - The earnings per share (EPS) was $5.79, up from $5.32 in the same quarter last year, representing an EPS surprise of +11.28% against a consensus estimate of $5.20 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $1.71 billion, resulting in a surprise of -1.46% [1] Key Metrics - Core Commercial Loss and LAE Ratio was 61.9%, better than the three-analyst average estimate of 63.4% [4] - Core Commercial Expense Ratio stood at 34.2%, slightly above the three-analyst average estimate of 33.7% [4] - Core Commercial Combined Ratio was reported at 96.1%, compared to the average estimate of 97% [4] - Specialty Loss and LAE Ratio was 45.8%, outperforming the three-analyst average estimate of 49.7% [4] Revenue Breakdown - Net investment income was $125.8 million, exceeding the average estimate of $116 million, marking a year-over-year increase of +24.9% [4] - Premiums earned totaled $1.56 billion, slightly below the three-analyst average estimate of $1.59 billion, with a year-over-year change of +3% [4] - Core Commercial Net Premiums Earned was $561.5 million, compared to the average estimate of $573.24 million, reflecting a +2.2% year-over-year change [4] - Specialty Net Premiums Earned reached $348.9 million, below the average estimate of $363.58 million, with a +2.8% year-over-year change [4] - Personal Lines Net Premiums Earned was $646.2 million, slightly below the estimated $651 million, representing a +3.7% change year-over-year [4] Investment Performance - Shares of Hanover Insurance have returned -3.3% over the past month, while the Zacks S&P 500 composite increased by +1.8% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - RenaissanceRe reported a revenue of $2.78 billion for the quarter ended December 2025, reflecting a 6% decrease year-over-year, and an EPS of $13.34, up from $8.06 in the same quarter last year [1] - The revenue fell short of the Zacks Consensus Estimate of $2.95 billion, resulting in a surprise of -5.65%, while the EPS exceeded the consensus estimate of $10.59 by 25.97% [1] Financial Performance Metrics - The Underwriting Expense Ratio for Casualty and Specialty was 32.4%, better than the average estimate of 34.2% from three analysts [4] - The Underwriting Expense Ratio for Property was reported at 27.9%, compared to the average estimate of 28.7% [4] - The Combined Ratio for Property was significantly lower at 21.8%, against the average estimate of 63.5% [4] - The Net Claims and Claim Expense Ratio for Casualty and Specialty stood at 71.1%, higher than the average estimate of 67.1% [4] - The overall Combined Ratio was 71.4%, compared to the average estimate of 86% [4] - The Combined Ratio for Casualty and Specialty was 103.5%, slightly above the average estimate of 101.4% [4] - The Underwriting Expense Ratio overall was 30.7%, compared to the average estimate of 32% [4] Premiums and Investment Income - Net premiums earned in Casualty and Specialty were $1.42 billion, below the average estimate of $1.49 billion, marking a 10.9% decline year-over-year [4] - Net premiums earned in Property were $918.78 million, also below the average estimate of $1.01 billion, reflecting a 2.1% decrease compared to the previous year [4] - Net investment income was reported at $446.66 million, slightly above the average estimate of $439.41 million, showing a year-over-year increase of 4.2% [4] - Equity in earnings (losses) of other ventures was $20.62 million, exceeding the average estimate of $10.01 million, representing a significant year-over-year increase of 40.7% [4] - Total net premiums earned were $2.33 billion, lower than the average estimate of $2.5 billion, indicating a 7.6% decline compared to the year-ago quarter [4] Stock Performance - RenaissanceRe shares have returned +2.5% over the past month, outperforming the Zacks S&P 500 composite's +1.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Financial Performance - Chubb reported $15.34 billion in revenue for the quarter ended December 2025, a year-over-year increase of 7.4% [1] - The EPS for the same period was $7.52, compared to $6.02 a year ago, representing a surprise of +13.89% over the consensus estimate of $6.60 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $15.09 billion by +1.7% [1] Key Metrics - The combined ratio was 81.2%, better than the seven-analyst average estimate of 83.6% [4] - The loss and loss expense ratio was 54.3%, compared to the seven-analyst average estimate of 56.3% [4] - Net premiums written for North American Personal P&C Insurance were $1.72 billion, slightly below the average estimate of $1.75 billion, but showed a year-over-year change of +6.1% [4] - Total net premiums written for P&C were $11.31 billion, exceeding the average estimate of $11.05 billion, with a year-over-year increase of +7.7% [4] - Global Reinsurance net premiums written were $217 million, below the average estimate of $235.08 million, reflecting a year-over-year decrease of -3.1% [4] - Overseas General Insurance net premiums written were $3.81 billion, surpassing the average estimate of $3.71 billion, with a year-over-year increase of +10.8% [4] - Net premiums earned for Total P&C were $11.72 billion, exceeding the average estimate of $11.61 billion, representing a +6.2% change year-over-year [4] Stock Performance - Chubb's shares returned -1.3% over the past month, while the Zacks S&P 500 composite increased by +1.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Horace Mann reported revenue of $434.8 million for the quarter ended December 2025, reflecting a 6.3% increase year-over-year, but fell short of the Zacks Consensus Estimate of $443.7 million by 2.01% [1] - The company's EPS was $1.21, down from $1.62 in the same quarter last year, but exceeded the consensus estimate of $1.18 by 2.98% [1] Financial Performance Metrics - Net premiums and contract charges earned were $317.2 million, slightly above the average estimate of $314.07 million from two analysts [4] - Other income was reported at $6.7 million, surpassing the average estimate of $4.77 million based on two analysts [4] - Net investment income was $118 million, which was below the average estimate of $124.82 million from two analysts [4] Stock Performance - Over the past month, shares of Horace Mann have returned -1.4%, while the Zacks S&P 500 composite increased by 1.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Financial Performance - For the quarter ended December 2025, Prudential reported revenue of $14.52 billion, an increase of 11.6% year-over-year [1] - EPS for the quarter was $3.30, up from $2.96 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $13.69 billion by 6.04%, while EPS fell short of the consensus estimate of $3.37 by 2.17% [1] Key Metrics - Total Revenues from U.S. Businesses reached $8.95 billion, surpassing the average estimate of $8.12 billion, reflecting an 18% year-over-year increase [4] - Total Revenues from International Businesses were $4.42 billion, slightly above the estimated $4.35 billion, marking a 3.1% increase from the previous year [4] - Adjusted Operating Income basis for Net investment income was $4.95 billion, exceeding the average estimate of $4.81 billion [4] - Premiums totaled $7.03 billion, significantly higher than the average estimate of $6.08 billion [4] Assets Under Management - Total Assets Under Management and Administration (PGIM) amounted to $1,466.1 billion, slightly below the average estimate of $1,478.36 billion [4] - Affiliated Assets Under Management were reported at $547.1 billion, compared to the average estimate of $551.01 billion [4] - Retail customers' Assets Under Management were $267 billion, in line with the average estimate of $267.77 billion [4] - Institutional customers' Assets Under Management were $652 billion, below the estimated $659.58 billion [4] Stock Performance - Prudential's shares have returned -4.8% over the past month, while the Zacks S&P 500 composite increased by 1.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

Core Viewpoint - Prudential Financial, Inc. (PRU) has underperformed over the past year, with a loss of approximately 8% in value, primarily due to increased reinsurance costs impacting earnings [1] Financial Performance - The majority of the losses occurred in the early part of 2025, indicating a significant impact from rising reinsurance expenses on the company's financial results [1]

Core Viewpoint - Prudential Financial, Inc. (PRU) has underperformed over the past year, with a loss of approximately 8% in value, primarily due to increased reinsurance costs impacting earnings [1] Financial Performance - The majority of the losses occurred in the early part of 2025, indicating a significant impact from rising reinsurance expenses on the company's financial results [1]

Group 1 - The article discusses an investigation opportunity for customers of State Farm, Travelers, and Progressive Homeowners Insurance [1] - Customers are encouraged to join the investigation into the practices of these insurers [1] - The investigation may reveal potential issues related to insurance claims and customer service [1]

Core Insights - Aflac Incorporated will have President Virgil R. Miller participate in a fireside chat at the UBS Financial Services Conference on February 11, 2026, at 9:40 a.m. ET, which will be webcast live [1] Company Overview - Aflac Incorporated is a Fortune 500 company that has provided financial protection for over 70 years to millions of policyholders through its subsidiaries in the U.S. and Japan [2] - In the U.S., Aflac is the leading provider of supplemental health insurance products, while in Japan, Aflac Life Insurance Japan is the top provider of cancer and medical insurance based on policies in force [2] - The company has been recognized as one of the World's Most Ethical Companies for 19 consecutive years and has been included in Fortune's World's Most Admired Companies for 24 years [2] - Aflac became a signatory of the Principles for Responsible Investment in 2021 and has been part of the Dow Jones Sustainability North America Index for 11 years [2] Event Information - A replay of the presentation will be available within 24 hours after the live event [2]